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Selden78
I lvoe the fall :)
Member since 6/06 3543 total posts
Name:
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do all insurances....
cover a majority of your hospital stay?
seams like mine covers alot :) I am actual quite suprised :)
they said room and board..epideral if needed and depending on any other drug a min charge
i was expecting on gettting a BIG bill after the baby was born.
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Posted 7/26/07 2:29 PM  |
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jerseypanda
Life is good.
Member since 1/07 9164 total posts
Name:
Amanda
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Re: do all insurances....
I know that my insurance will cover everything... I just have to pay a $250 copay for the hospital stay. Not sure how other insurance works. I am sure a lot of them have the copay, but some may require you pay more.
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| Posted 7/26/07 2:33 PM |
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jes81276
summer fun!
Member since 3/06 4962 total posts
Name:
Jaime
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Re: do all insurances....
Posted by Selden78
cover a majority of your hospital stay?
seams like mine covers alot :) I am actual quite suprised :)
they said room and board..epideral if needed and depending on any other drug a min charge
i was expecting on gettting a BIG bill after the baby was born.
How did you find out?
I am almost positive that I am fully covered. however I have a friend whose insurance only covers 80% - she has to pay like $100 a month (a payment plan) while she is pregnant.
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| Posted 7/26/07 2:34 PM |
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Selden78
I lvoe the fall :)
Member since 6/06 3543 total posts
Name:
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Re: do all insurances....
Posted by jes81276
Posted by Selden78
cover a majority of your hospital stay?
seams like mine covers alot :) I am actual quite suprised :)
they said room and board..epideral if needed and depending on any other drug a min charge
i was expecting on gettting a BIG bill after the baby was born.
How did you find out?
I am almost positive that I am fully covered. however I have a friend whose insurance only covers 80% - she has to pay like $100 a month (a payment plan) while she is pregnant.
i just called my ins company and asked what is covered...they didnt say anythig about a co-pay?? i asked does the ins only cover a % they said no you are fully coved for room and board and then I asked about drugs (specificly epidarl) she said if there was any other drug used I would have to know the name and she could tell me.
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| Posted 7/26/07 2:36 PM |
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jerseypanda
Life is good.
Member since 1/07 9164 total posts
Name:
Amanda
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Re: do all insurances....
Posted by Selden78
Posted by jes81276
Posted by Selden78
cover a majority of your hospital stay?
seams like mine covers alot :) I am actual quite suprised :)
they said room and board..epideral if needed and depending on any other drug a min charge
i was expecting on gettting a BIG bill after the baby was born.
How did you find out?
I am almost positive that I am fully covered. however I have a friend whose insurance only covers 80% - she has to pay like $100 a month (a payment plan) while she is pregnant.
Look at your insurance card. usually it is listed if there is a copay for hospital stays.
i just called my ins company and asked what is covered...they didnt say anythig about a co-pay?? i asked does the ins only cover a % they said no you are fully coved for room and board and then I asked about drugs (specificly epidarl) she said if there was any other drug used I would have to know the name and she could tell me.
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| Posted 7/26/07 2:40 PM |
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Selden78
I lvoe the fall :)
Member since 6/06 3543 total posts
Name:
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Re: do all insurances....
Look at your insurance card. usually it is listed if there is a copay for hospital stays.
my co pay is 10.00 for doc vis thats all it says
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| Posted 7/26/07 3:04 PM |
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Palebride
I am an amazing bakist
Member since 5/05 13673 total posts
Name:
Lori
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Re: do all insurances....
I didn't have to pay anything for the hospital stay, delivery, or medication required.
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| Posted 7/26/07 3:47 PM |
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babydreaming
LIF Adult
Member since 3/07 1130 total posts
Name:
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Re: do all insurances....
Each insurance policy is different. There really are no two that are alike because your employer makes the decision on what they what to cover and how they want to cover it.
The best thing to do is to call the 1-800 number on the back of your ID card and ask them about your level of coverage.
Trust me - I work in this field!
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| Posted 7/26/07 4:05 PM |
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Mrs
LIF Adult
Member since 6/05 1652 total posts
Name:
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Re: do all insurances....
i had one insurance that only covered 80% but will be using my husbands' tha coveres 100% of EVERYTHING!
Even breast pump
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| Posted 7/26/07 4:39 PM |
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EmmaNick
*
Member since 12/06 16001 total posts
Name:
*
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Re: do all insurances....
Well, I thought my insurance covered everything 100%, that is until I got bills from the hospital. Oxford is trying to tell me I have a 15% co-insurance, however, my certificate of coverage states "no charge for obstetrical care or inpatient hospital stays". There isn't a single reference of co-insurance in my policy. I appealed the claims and attached a copy of my certificate of coverage and they denied the appeals! So I had to do a 2nd appeal and am waiting to hear on that. I'm so frustrated with Oxford!!
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| Posted 7/27/07 11:03 PM |
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BaroqueMama
Chase is one!
Member since 5/05 27530 total posts
Name:
me
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Re: do all insurances....
I was covered 100% for my c-section.
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| Posted 7/27/07 11:10 PM |
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hbugal
Lesigh
Member since 2/07 15928 total posts
Name:
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Re: do all insurances....
Ive never really had to pay anything..maybe a small hospital copay..but that was it.
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| Posted 7/27/07 11:31 PM |
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keltastic
LIF Infant
Member since 6/07 130 total posts
Name:
Kel
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Re: do all insurances....
when you call your insurance company make sure to not only ask about a copay but also about an inpatient deductible. every policy is different but some have a deductible instead of a copay. for most plans you shouldn't receive any bills from the doctors, just something from the hospital for either a copay or deductible.
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| Posted 7/28/07 5:36 AM |
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DUCKS2001
Then there was 2
Member since 3/06 5696 total posts
Name:
Christine
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Re: do all insurances....
I will have to look up mine.. that is a good question
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| Posted 7/28/07 9:20 AM |
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Kidsaplenty
Sister love
Member since 2/06 5971 total posts
Name:
Stephanie
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Re: do all insurances....
I think I'll have a $75 co-pay.
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| Posted 7/28/07 12:16 PM |
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Arodisi
"My 3 Sons!"
Member since 3/06 3515 total posts
Name:
KT
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Re: do all insurances....
my insurance says that everything is covered for hospital stays and no co-pay, but i just got a bill for a $15 co-pay from the hospital when i was admitted for 4 days earlier this month 
its only $15 so no big deal, but still im wondering why i was charged??
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| Posted 7/29/07 3:25 PM |
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