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Jesaroo
is not the girl you knew
Member since 5/05 14266 total posts
Name:
Jes
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ever hear of "AmeriCredit"???
whoever these ppl are they keepcalling me and leaving me voicemails.... but they are automated.
"please call AmericaCredit toll free at # or visit us online @ website"
i dont have americredit, i dont want americredit. i never inquired with americredit.
i called them and the woman said she doesnt have my phone number in her database and that i should just answer the call next time (umm i would if they'd call when i had my phone with me when they call) and talk to whoever is calling me.
she said maybe someone put me down as a reference if they want a loan??? i highly doubt that. no one i know around here is getting a car and everyone i know on LI already has one.
anyone ever hear of anything like this?
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Posted 7/9/07 11:56 AM  |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: ever hear of "AmeriCredit"???
Sounds like a collection agency. You can send them a letter to cease and desist contacting you. Send it certified return receipt
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| Posted 7/9/07 11:58 AM |
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Kara
Now Zagat Rated!
Member since 3/07 13217 total posts
Name:
They call me "Tater Salad"
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Re: ever hear of "AmeriCredit"???
Posted by melijane
Sounds like a collection agency. You can send them a letter to cease and desist contacting you. Send it certified return receipt
If it's a collection agency and it's a legitimate debt, they have every right to contact you, providing they aren't harassing you. (A phone call a day or so isn't harassment)
I googled it, though, and it's not a collection agency.
I found 2 Americredits, though - one for auto financing and one for career development.
Odd...
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| Posted 7/9/07 12:05 PM |
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MrsRbk
<3 <3 <3 <3
Member since 1/06 19197 total posts
Name:
Michelle
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Re: ever hear of "AmeriCredit"???
My old car loan was through AmeriCredit
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| Posted 7/9/07 12:07 PM |
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Mrs-Boop
My Babies
Member since 5/05 4956 total posts
Name:
Jaime
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Re: ever hear of "AmeriCredit"???
Our truck loan is through Americredit!!
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| Posted 7/9/07 12:20 PM |
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Jesaroo
is not the girl you knew
Member since 5/05 14266 total posts
Name:
Jes
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Re: ever hear of "AmeriCredit"???
its not a collection agency though.
they provide automoile loans.
i never got a loan fomr them. or tried to.
the only thing i can think of is that when i was shopping online for auto insurance they got my phone number?
i already emailed them and told tehm to stop calling me.
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| Posted 7/9/07 12:21 PM |
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Mrs-Boop
My Babies
Member since 5/05 4956 total posts
Name:
Jaime
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Re: ever hear of "AmeriCredit"???
Maybe they want to offer you some life insurance....I think I got something a few weeks back about them offering life insurance or some kind of policy for something other than car loans.
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| Posted 7/9/07 12:35 PM |
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alnem
This is gonna be a good year!
Member since 2/06 9562 total posts
Name:
Emily
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Re: ever hear of "AmeriCredit"???
have you filled anything out online recently? even if it has nothing to do with an auto loan, some people will find something related to an auto loan and just start soliciting you for business. its such a PITA!
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| Posted 7/9/07 12:39 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: ever hear of "AmeriCredit"???
Posted by Kara
Posted by melijane
Sounds like a collection agency. You can send them a letter to cease and desist contacting you. Send it certified return receipt
If it's a collection agency and it's a legitimate debt, they have every right to contact you, providing they aren't harassing you. (A phone call a day or so isn't harassment)
I googled it, though, and it's not a collection agency.
I found 2 Americredits, though - one for auto financing and one for career development.
Odd...
This is not true. Read this
(c) CEASING COMMUNICATION. If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except --
(1) to advise the consumer that the debt collector's further efforts are being terminated;
(2) to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor; or
(3) where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy.
If such notice from the consumer is made by mail, notification shall be complete upon receipt.
(d) For the purpose of this section, the term "consumer" includes the consumer's spouse, parent (if the consumer is a minor), guardian, executor, or administrator.
This is from the Fair Debt Collection Act governed by the FTC. Here is the
Link
Message edited 7/9/2007 1:26:17 PM.
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| Posted 7/9/07 1:25 PM |
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Jesaroo
is not the girl you knew
Member since 5/05 14266 total posts
Name:
Jes
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Re: ever hear of "AmeriCredit"???
weird. i dont have debt though.
(well, my bank of america credit card, but thats all and im paying it off)
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| Posted 7/9/07 1:49 PM |
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