|
| Posted By |
Message |
njbound07
LIF Adolescent
Member since 4/07 799 total posts
Name:
pimpette
|
XP from HOME boards
good evening...
I know this topic probably doesn't belong here.. but this board has a lot of traffic...but I would appreciate any and all help that I can get!
DH & I are interested in buying a home and we're going to start looking soon. I was thinking that the first step would be to get pre-approved first? and then shop for homes that are within our range based on the pre-aprroval. So here's my question.. Where should we go to apply for a mortgage? I was thinking of going to our bank and seeing what they have to offer?
I'm a bit nervous about going to a mortgage company that an R.E.A. would recommend. I used to work in a R.E. office and I saw all the scams that were pulled btwn the r.e.a & the mortgage company. They ripped off the buyers big time!
TIA for all of your advice and input!
chrissy
|
Posted 5/8/07 8:40 PM  |
| |
|
Long Island Weddings
Long Island's Largest Bridal Resource |
alnem
This is gonna be a good year!
Member since 2/06 9562 total posts
Name:
Emily
|
Re: XP from HOME boards
yes, you should get pre-approved first. you'll know your buying power and will have the ability to move quickly on a house that you like. go to your bank first that you bank with now. they will give you a good rate just to keep your business. but definitely shop around.
|
| Posted 5/8/07 8:55 PM |
| |
|
MsMBV
:P
Member since 5/05 28602 total posts
Name:
Me
|
Re: XP from HOME boards
Posted by alnem
yes, you should get pre-approved first. you'll know your buying power and will have the ability to move quickly on a house that you like. go to your bank first that you bank with now. they will give you a good rate just to keep your business. but definitely shop around.
ITA> Also, consider opening an account with a credit union. Had we gone through our credit union (that became available to us AFTER we moved) we would have saved about $270 per month on our mortgage.
Good luck!
|
| Posted 5/8/07 9:39 PM |
| |
|
Potentially Related Topics:
Currently 227062 users on the LIFamilies.com Chat
|
