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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Insurance
I know this has probably been asked a million times before, but if you are living in Suffolk county NOT near water, who are you using for insurance and what are you paying?
I cannot believe some of the quotes I am getting. I was thinking it would be about $900 and so far I have not heard one under $1000. The highest was $2200
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Posted 3/28/07 3:06 PM  |
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MarathonKnitter
HAPPY
Member since 2/07 17374 total posts
Name:
EMBRACING CHANGE
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Re: Insurance
Posted by SweetTooth
I know this has probably been asked a million times before, but if you are living in Suffolk county NOT near water, who are you using for insurance and what are you paying?
I cannot believe some of the quotes I am getting. I was thinking it would be about $900 and so far I have not heard one under $1000. The highest was $2200
wow!! i didn't know it was that expensive out there. suddenly, nj numbers don't sound so bad.
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| Posted 3/28/07 3:08 PM |
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kerrycec03
Mom of 2 beautiful boys!!
Member since 6/06 13519 total posts
Name:
Kerry
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Re: Insurance
we went with Nationwide (but our policy started in Feb before they stopped honoring new policies).
$227 per year (with 20% deduction included for an alarm). That was a condo policy
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| Posted 3/28/07 3:10 PM |
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lorich
.
Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: Insurance
Suffolk Cty, Middle of the Island...
We're with Hanover paying $1166 - includes floater.
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| Posted 3/28/07 3:10 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: Insurance
$800/yr with State Farm.
$1000 deductible.
moved my car insurance there to get the multipolicy discount.
Im in Setauket.
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| Posted 3/28/07 3:10 PM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: Insurance
Posted by Meaghan729
$800/yr with State Farm.
$1000 deductible.
moved my car insurance there to get the multipolicy discount.
Im in Setauket.
State Farm gave me the best quote so far, but not $800 low. I think I will also transfer my auto insurance. We are going to go talk to them in person on Saturday. How negotiable is insurance?
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| Posted 3/28/07 3:41 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: Insurance
Posted by SweetTooth
Posted by Meaghan729
$800/yr with State Farm.
$1000 deductible.
moved my car insurance there to get the multipolicy discount.
Im in Setauket.
State Farm gave me the best quote so far, but not $800 low. I think I will also transfer my auto insurance. We are going to go talk to them in person on Saturday. How negotiable is insurance?
do you have an appraisal yet? my insurance covers my dwelling - when I got a quote from Liberty Mutual, they were insuring the mortgage amount.
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| Posted 3/28/07 3:43 PM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: Insurance
Posted by Meaghan729
Posted by SweetTooth
Posted by Meaghan729
$800/yr with State Farm.
$1000 deductible.
moved my car insurance there to get the multipolicy discount.
Im in Setauket.
State Farm gave me the best quote so far, but not $800 low. I think I will also transfer my auto insurance. We are going to go talk to them in person on Saturday. How negotiable is insurance?
do you have an appraisal yet? my insurance covers my dwelling - when I got a quote from Liberty Mutual, they were insuring the mortgage amount.
We are getting the appraisal done on Friday - is it better to have this # before getting the insurance quote?
How long does it take to get the appraisal back?
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| Posted 3/28/07 3:55 PM |
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LIMOMx2
...
Member since 5/05 24989 total posts
Name:
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Re: Insurance
Posted by Meaghan729
$800/yr with State Farm.
$1000 deductible.
moved my car insurance there to get the multipolicy discount.
Im in Setauket.
only $800. That is awesome. I pay over $2000 in Nassau
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| Posted 3/28/07 4:07 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: Insurance
Posted by SweetTooth
Posted by Meaghan729
Posted by SweetTooth
Posted by Meaghan729
$800/yr with State Farm.
$1000 deductible.
moved my car insurance there to get the multipolicy discount.
Im in Setauket.
State Farm gave me the best quote so far, but not $800 low. I think I will also transfer my auto insurance. We are going to go talk to them in person on Saturday. How negotiable is insurance?
do you have an appraisal yet? my insurance covers my dwelling - when I got a quote from Liberty Mutual, they were insuring the mortgage amount.
We are getting the appraisal done on Friday - is it better to have this # before getting the insurance quote?
How long does it take to get the appraisal back?
the appraisal will give a value for your dwelling (meaning just your house and not the land) so that is what state farm used.
Liberty Mutual was $1600 and it was less coverage and a higher hurricane deductible
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| Posted 3/28/07 5:51 PM |
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MrsPowers
So blessed!
Member since 11/06 10348 total posts
Name:
Ivelysse
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Re: Insurance
We are using USAA and ours is $1100. We insured for more than just the cost of the dwelling.
ETA: We are in mid-suffolk.
Message edited 3/28/2007 6:50:51 PM.
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| Posted 3/28/07 6:50 PM |
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Jacksmommy
My love muffin!
Member since 1/07 5819 total posts
Name:
Liz
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Re: Insurance
state farm 733!
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| Posted 3/28/07 7:25 PM |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: Insurance
Posted by SweetTooth
Posted by Meaghan729
$800/yr with State Farm.
$1000 deductible.
moved my car insurance there to get the multipolicy discount.
Im in Setauket.
State Farm gave me the best quote so far, but not $800 low. I think I will also transfer my auto insurance. We are going to go talk to them in person on Saturday. How negotiable is insurance?
We have State Farm for car and home and we pay under $1000/yr for homeowner's - meet with an agent to get a quote - if you want our referral in PJS, let me know Lauren.
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| Posted 3/28/07 9:12 PM |
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