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KateDevine
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Member since 6/06 24950 total posts
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RP from NFR: I just need to vent about DH
So, my DH started working for the FDNY in July, it took him a while to get his forms together for his health insurance and finally, last month, I got on him, and we sent it in. I asked him which company he wanted, he said (I could have SWORN to it) that he wanted Cigna, so I wrote that down and sent the paperwork out.
He just called me screaming because apparently that is not the right thing and he wanted GHI and they are charging us for three people when we are only two (well, until May anyway). And then hung up on me because I made a mistake.
He called me back then and said we couldn't change it for a year and I said, well drop me then and pay for just yourself and the baby when he is born in May (I have insurance through my job anyway) and he says that is not possible.
Now, I guess I don't understand how exactly they can charge us for three people when we are only two and is it really not possible to change it for a year? I would think it could be changed, but that is just me.
ARGGGH. He is so PIZZZED at me, its annoying.
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Posted 1/25/07 3:00 PM  |
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Long Island Weddings
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MsMBV
:P
Member since 5/05 28602 total posts
Name:
Me
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Re: RP from NFR: I just need to vent about DH
They cannot charge you for family until the abby comes. Even though typically you cannot change again until open enrollment, they have to correct any mistakes to make sure the coverage you are getting is what you requestd.
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| Posted 1/25/07 3:04 PM |
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J9-13
We're gonna be big sisters!
Member since 6/06 14887 total posts
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J9
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Re: RP from NFR: I just need to vent about DH
That has to be wrong b/c they will not add a child without a birth cert. 
I'd call them asap and see whats up.
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| Posted 1/25/07 3:07 PM |
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zeta1996
YUMMY!
Member since 9/06 2365 total posts
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Re: RP from NFR: I just need to vent about DH
Also, from my past experience, he can probably change or at least drop you from the insurance when the baby is born. It is life changing event. However for them to charge you for 3 people is wrong...you should have him call to straighten this out.
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| Posted 1/25/07 3:37 PM |
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mom2aidan
2 boys & 1 girl :)
Member since 11/06 1874 total posts
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Re: RP from NFR: I just need to vent about DH
DH is FDNY and he says your DH is right. There is only a certain time period you can switch and it doesn't come around for a while.
Sorry
ETA I don't know about the 3 person thing, I'm only saying about switching companies...
Message edited 1/25/2007 4:14:23 PM.
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| Posted 1/25/07 4:13 PM |
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KateDevine
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Member since 6/06 24950 total posts
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Re: RP from NFR: I just need to vent about DH
Posted by Scared710
DH is FDNY and he says your DH is right. There is only a certain time period you can switch and it doesn't come around for a while.
Sorry
ETA I don't know about the 3 person thing, I'm only saying about switching companies...
Even if this is the first pay period that he has been on it?
ETA: I called Cigna myself and they said they have us as two people, not as a family plan and that the FDNY must have screwed up the amount the took out.
Message edited 1/25/2007 4:23:17 PM.
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| Posted 1/25/07 4:18 PM |
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MST9106
My life:)
Member since 6/06 9589 total posts
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Re: RP from NFR: I just need to vent about DH
I just LOVE men!!!!!!! They have you do something and then they blame YOU for it...LOVE IT! My husband is just like that...sneak...
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| Posted 1/25/07 4:27 PM |
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