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Health Insurance Question re:adding baby
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Finally1108
My two boys
Member since 12/08 3541 total posts
Name:
Angela
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Health Insurance Question re:adding baby
my little pumpkin will be added to my husband's plan, since it is so much better than what i have! Anyway, i am confused as to how the coverage will work once the baby is born since the baby does not have a SS# yet... how do i go to the visits and take care of payments? Do i wait the month or whatever and submit all the bills as claims?
Any advice would be greatly apprciated!
TIA
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Posted 10/18/11 4:40 PM  |
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neener1211
:-)
Member since 4/07 22952 total posts
Name:
J
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Re: Health Insurance Question re:adding baby
I believe the baby is covered under whatever insurance you are covered under for the first 30 days. So if you are under DH, so is the baby.
Your DH will have to fill out paperwork from his HR department to officially add your baby when you have the name, birth date etc.
I don't remember having to have DC's SS#'s, but if I did, they accepted the paperwork after I had the number and all bills were paid fine.
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| Posted 10/18/11 4:53 PM |
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buttercup
St. Jude pray for us...
Member since 1/11 2951 total posts
Name:
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Re: Health Insurance Question re:adding baby
The baby's insurance will be retroactive as of DOB so any services rendered will be covered.
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| Posted 10/18/11 4:55 PM |
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neener1211
:-)
Member since 4/07 22952 total posts
Name:
J
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Re: Health Insurance Question re:adding baby
I wanted to add, that if you are under your own insurance now, and plan on going over to DH's, I would look into doing that now before the baby is born, so that it is easier to add the baby after birth. Plus, you'll be covered better too with the labor costs.
Have your DH look into it with his HR person.
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| Posted 10/18/11 4:56 PM |
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mnmsoinlove
Mommy to 2 sweet girls!
Member since 3/09 8585 total posts
Name:
Melissa
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Re: Health Insurance Question re:adding baby
Posted by buttercup
The baby's insurance will be retroactive as of DOB so any services rendered will be covered.
yes, this is what will happen. You will call the insurance company and inform them once the baby is born. I have aetna and they said they wanted to be informed of the birth within 48 hrs.
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| Posted 10/18/11 5:15 PM |
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