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eddiesmommy
best buds!
Member since 5/09 11524 total posts
Name:
Melissa
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So excited!!!!!!!!!
I just pulled my free credit reports for this year.....back when I was in college, I got into SERIOUS debt and RUINED my credit. Well.....it all stopped reporting in November and for the first time in SEVEN years.....my score is EXCELLENT!!!!!!!!!!!!!!!!!!
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Posted 1/13/10 11:01 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
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Re: So excited!!!!!!!!!
I'm sorry for asking a silly question, but when you say that they stopped reporting, do you mean that you paid all your old bills? Or they stopped reporting negative remarks on your report after a certain amount of time?
ETA: Congratulations! You must be so relieved!
Message edited 1/13/2010 11:45:27 PM.
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| Posted 1/13/10 11:44 PM |
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eddiesmommy
best buds!
Member since 5/09 11524 total posts
Name:
Melissa
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Re: So excited!!!!!!!!!
Posted by NextStopBabytown
I'm sorry for asking a silly question, but when you say that they stopped reporting, do you mean that you paid all your old bills? Or they stopped reporting negative remarks on your report after a certain amount of time?
ETA: Congratulations! You must be so relieved!
I paid them off 7 years ago.......they stop reporting the negative remarks 7 years after the last delinquent month. November was 7 years since my last delinquent remark and they are now OFF!
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| Posted 1/13/10 11:56 PM |
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budget09
LIF Zygote
Member since 11/09 46 total posts
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Re: So excited!!!!!!!!!
awesome 
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| Posted 1/13/10 11:56 PM |
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JldDolphin
Member since 1/07 6929 total posts
Name:
Jen
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Re: So excited!!!!!!!!!
that is awesome! Congrats!!!
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| Posted 1/14/10 10:05 AM |
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HeatherRose
Life is Good :)
Member since 11/07 6605 total posts
Name:
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Re: So excited!!!!!!!!!
thats awesome! i did the same thing when i was 19, but it wasn't a huge amount of $$. thankfully it dropped off after I changed my name when I got married, I have no idea how, but its all gone. my credit score shot up and has never gone down, its been more then 2 years! Its the best feeling!!!!!!
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| Posted 1/14/10 10:09 AM |
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Cpt2007
A new love!
Member since 1/08 5946 total posts
Name:
Liz
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Re: So excited!!!!!!!!!
congratulations!! 
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| Posted 1/14/10 10:46 AM |
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