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bonch20
LIF Adult
Member since 9/09 1290 total posts
Name:
Bonnie
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closing thursday?!
i got the call it might happen thursday!! fingers crossed the seller is available!!!
any advice??
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Posted 11/10/09 12:14 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource | Prudential Douglas Elliman Real Estate |
MeeshMosh
last month on leave!
Member since 6/08 4551 total posts
Name:
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Re: closing thursday?!
Oo! thats exciting!!!
check EVERYTHING -- turn the water on, check under all the sinks for leaks, look at all the important things (ie-boiler, hot water heater etc), if the seller needed to fix anything between the inspection and closing, make sure to check it out to see if he/she fixed what they said they were going to
be prepared that you could be there a long time! our closing took 6 hours 
good luck!
Message edited 11/10/2009 12:24:55 PM.
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| Posted 11/10/09 12:24 PM |
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Nifheim
allo
Member since 1/09 5476 total posts
Name:
Jennifer
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Re: closing thursday?!
yea be prepaired for a long time to sit in closing, make sure you get your numbers earlier then two hours before closing like us so you can confirm everything is correct.
Good luck!!!
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| Posted 11/10/09 12:31 PM |
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mandasue
LIF Adolescent
Member since 3/09 772 total posts
Name:
Amanda
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Re: closing thursday?!
:fingers X'd:
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| Posted 11/10/09 12:37 PM |
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bonch20
LIF Adult
Member since 9/09 1290 total posts
Name:
Bonnie
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Re: closing thursday?!
thanks ladies....i didn't realize it took that long!!
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| Posted 11/10/09 1:07 PM |
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rkoenke
my little piggys
Member since 3/08 4315 total posts
Name:
rachel
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Re: closing thursday?!
my last one was like an hour, hour and a half..
they aren't all that bad!
GOOD LUCK!!
if your attys are with it you won't have any issues.
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| Posted 11/10/09 6:32 PM |
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HotAir
LIF Toddler
Member since 8/09 391 total posts
Name:
Lisa
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Re: closing thursday?!
That is awesome!
I found out today that my file is with the underwriters now and that hopefully i will be cleared to close by Friday. What was your experience with that? How long did it take from the underwriters to being cleared to close?
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| Posted 11/10/09 6:41 PM |
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CAMCaps
Live Laugh Love Run
Member since 6/07 4922 total posts
Name:
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Re: closing thursday?!
Good Luck!
We closed in 45 minutes. Our lawyer said conventional mortgages are faster than FHAs. She also commented on how our bank was super organized.
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| Posted 11/10/09 8:32 PM |
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bonch20
LIF Adult
Member since 9/09 1290 total posts
Name:
Bonnie
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Re: closing thursday?!
Posted by HotAir
That is awesome!
I found out today that my file is with the underwriters now and that hopefully i will be cleared to close by Friday. What was your experience with that? How long did it take from the underwriters to being cleared to close?
it really depends on each bank and the lawyers. we had to have the appraiser come back and check to make sure we make our electric updates. after that it was about 2 weeks until we got our closing date. good luck!
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| Posted 11/11/09 10:50 AM |
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bonch20
LIF Adult
Member since 9/09 1290 total posts
Name:
Bonnie
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Re: closing thursday?! UPDATE
So we got our sellers concession wrapped in the mortgage...Just found out that we need to pay an additional 5K tomorrow at the closing. The lawyer and mortgage guy assured us we were asking for enough....of course not. So annoyed!!
GRRRRRRRRR!!!
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| Posted 11/11/09 4:42 PM |
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rkoenke
my little piggys
Member since 3/08 4315 total posts
Name:
rachel
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Re: closing thursday?!
Good Luck tomorrow!!
I hope it goes smooth!
please post with update.
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| Posted 11/11/09 6:22 PM |
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shoegal68
LIF Toddler
Member since 6/08 422 total posts
Name:
Sandy
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Re: closing thursday?!
just bring your checkbook & a good pen.
it is very common to get the information from your lawyer (figures)the morning of your closing. he called me at 8;30 AM & the closing was @ 10:00 AM AND had to get to the bank to get certified check. they expected us to be late. but once we got there it went pretty smooth.
alot of people i know went through this. hopefully you will be the exception 
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| Posted 11/11/09 6:48 PM |
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