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dcl08
<3
Member since 4/07 3915 total posts
Name:
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"housely" monthly expenses....
i was just curious what do you spend monthly to run your home....meaning mortgage..utilites..food etc. We are just calculating and we are assuming for everything about 3K. is this about right?
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Posted 9/8/09 8:01 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
ttcing
LIF Adolescent
Member since 8/09 851 total posts
Name:
Mel
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Re: "housely" monthly expenses....
It depends how much ur mortgage is...mine wouldnt b 3000 b/c of taxes..it would b more than that.
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| Posted 9/8/09 8:31 PM |
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JandJ1224
Member since 6/06 5911 total posts
Name:
Jannette
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Re: "housely" monthly expenses....
Just set a budget for each item, Mortgage, Utilities, Food, Etc.
Mortgage will depend on your taxes, mortgage amt.
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| Posted 9/8/09 10:12 PM |
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lucamon
LIF Adult
Member since 6/09 1133 total posts
Name:
Samantha
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Re: "housely" monthly expenses....
We spend $3000 on the mortgage, that includes property tax and home owners insurance.
Electric is about $150/ mo.
Gas is about $100/mo for summer, $300/mo for winter (we have a gas dryer)
Cable, internet & phone is $125/mo
Two cell phones are $119/ mo.
Two car payments $550/ mo.
Two car insurance $111/ mo
Gas for 2 vehicles $450/ mo
Groceries about $400/ mo
Home security monitoring fee $29/ mo
Exterminator $25/ mo
Added a few misc. items:
DH's college loan $110/ mo.
We have 2 dogs, we spend about $50/ mo for food and toys. That's not including vet visits.
We also financed a lawn mower. That's $39/mo.
Throw in $300/ mo for house and vehicle maintenace. We go to Home Depot at least once a week.
We spend about $400/ mo for entertainment and dining out.
Duh! I forgot the water bill after reading the post below. Water is $35 every 3 months. We don't have an irrigation system. We don't buy bottle water much. Just purified tap water.
Holy sh*t! That explains why we have nothing left at the end of the month.
That's all I can think of for now. I'll add to the list as I remember them because I know I am missing a few.
Message edited 9/9/2009 10:37:49 AM.
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| Posted 9/8/09 10:25 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: "housely" monthly expenses....
Posted by lucamon
We spend $3000 on the mortgage, that includes property tax and home owners insurance.
Electric is about $150/ mo.
Gas is about $100/mo for summer, $300/mo for winter
Cable, internet & phone is $125/mo
Two cell phones are $119/ mo.
Two car payments $550/ mo.
Two car insurance $111/ mo
Gas for 2 vehicles $450/ mo
Groceries about $400/ mo
Home security monitoring fee $29/ mo
Exterminator $25/ mo
Added a few misc. items:
DH's college loan $110/ mo.
We have 2 dogs, we spend about $50/ mo for food and toys. That's not including vet visits.
We also financed a lawn mower. That's $39/mo.
Throw in $300/ mo for house and vehicle maintenace. We go to Home Depot at least once a week.
We spend about $400/ mo for entertainment and dining out.
Holy sh*t! That explains why we have nothing left at the end of the month.
That's all I can think of for now. I'll add to the list as I remember them because I know I am missing a few.
yeah join the club. I feel so poor lately and we do earn a decent living.
Gets me very depressed.
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| Posted 9/9/09 9:36 AM |
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lucamon
LIF Adult
Member since 6/09 1133 total posts
Name:
Samantha
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Re: "housely" monthly expenses....
Posted by Blu-ize
Posted by lucamon
We spend $3000 on the mortgage, that includes property tax and home owners insurance.
Electric is about $150/ mo.
Gas is about $100/mo for summer, $300/mo for winter
Cable, internet & phone is $125/mo
Two cell phones are $119/ mo.
Two car payments $550/ mo.
Two car insurance $111/ mo
Gas for 2 vehicles $450/ mo
Groceries about $400/ mo
Home security monitoring fee $29/ mo
Exterminator $25/ mo
Added a few misc. items:
DH's college loan $110/ mo.
We have 2 dogs, we spend about $50/ mo for food and toys. That's not including vet visits.
We also financed a lawn mower. That's $39/mo.
Throw in $300/ mo for house and vehicle maintenace. We go to Home Depot at least once a week.
We spend about $400/ mo for entertainment and dining out.
Holy sh*t! That explains why we have nothing left at the end of the month.
That's all I can think of for now. I'll add to the list as I remember them because I know I am missing a few.
yeah join the club. I feel so poor lately and we do earn a decent living.
Gets me very depressed.
The worst part is the bills go up every year but last year DH didnt get a raise. 
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| Posted 9/9/09 9:43 AM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: "housely" monthly expenses....
Posted by lucamon
Posted by Blu-ize
Posted by lucamon
We spend $3000 on the mortgage, that includes property tax and home owners insurance.
Electric is about $150/ mo.
Gas is about $100/mo for summer, $300/mo for winter
Cable, internet & phone is $125/mo
Two cell phones are $119/ mo.
Two car payments $550/ mo.
Two car insurance $111/ mo
Gas for 2 vehicles $450/ mo
Groceries about $400/ mo
Home security monitoring fee $29/ mo
Exterminator $25/ mo
Added a few misc. items:
DH's college loan $110/ mo.
We have 2 dogs, we spend about $50/ mo for food and toys. That's not including vet visits.
We also financed a lawn mower. That's $39/mo.
Throw in $300/ mo for house and vehicle maintenace. We go to Home Depot at least once a week.
We spend about $400/ mo for entertainment and dining out.
Holy sh*t! That explains why we have nothing left at the end of the month.
That's all I can think of for now. I'll add to the list as I remember them because I know I am missing a few.
yeah join the club. I feel so poor lately and we do earn a decent living.
Gets me very depressed.
The worst part is the bills go up every year but last year DH didnt get a raise.
Neither did either of us and DH's commission is way down. UGH! Like I said..very depressing. It's hard to do any home improvements when you want to keep your emergency fund intact.
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| Posted 9/9/09 10:02 AM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: "housely" monthly expenses....
I'll put my figures in:
We spend $2600 on the mortgage, that includes property tax and home owners insurance.
Electric is about $250/ mo. (we use crazy electric though - CAC in the summer and hot tub in the winter)
I burn about 700 gallons of oil a year (so about $160 a month on average at $2.60 a gallon)
Cable, internet & phone is $125/mo
Two PDA cell phones are $160/ mo.
Two car insurance $180/ mo
Gas for 2 vehicles $400/ mo
Groceries about $350/ mo
Home security monitoring fee $35/ mo
Water is about $30-40 a month on average with IGS (expensive AQUA)
We pay a landscaper about $35 a week (which includes any special treatments) from April thru November
We spend approximately $200 a month dining out (we like to eat out)
We used to have two car payments of $500 each, but we recently paid down both cars (it's so nice to not have any car payments).
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| Posted 9/9/09 10:11 AM |
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