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smdl
I love Gary too..on a plate!
Member since 5/06 32461 total posts
Name:
me
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Another insurance question
DH is in the middle of taking another job and the new insurance is Oxford Freedom Plus (we have United Healtcare now!).
The thing is ..... does the new insurance going to cover the pregnancy cost?
Would it be considered a pre-existing condition?
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Posted 3/1/07 2:04 PM  |
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lulugrrl
My 3 Blessings
Member since 3/06 6551 total posts
Name:
L
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Re: Another insurance question
as long as you were covered before, thee new insurance has to cover you now as far as I know.
If you were not previously covered, then it would be prexisting, and they could deny you, but it sounds like you are all set!
Message edited 3/1/2007 2:13:37 PM.
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| Posted 3/1/07 2:12 PM |
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dm24angel
Happiness
Member since 5/05 34581 total posts
Name:
Donna
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Re: Another insurance question
pregnancy is never considered a pre exisiting condition and if you had no break in coverage or less then a 63 day break from one insurance to the next, you will never have a pre exisiting condition clause to worry about.
no worries 
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| Posted 3/1/07 2:14 PM |
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MsMBV
:P
Member since 5/05 28602 total posts
Name:
Me
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Re: Another insurance question
Posted by dm24angel
pregnancy is never considered a pre exisiting condition and if you had no break in coverage or less then a 63 day break from one insurance to the next, you will never have a pre exisiting condition clause to worry about.
no worries
indeed.
I also changed insurance during the early part of my PG & panicked. This is exactly what I was told & so far no problems (knock wood)
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| Posted 3/1/07 2:19 PM |
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smdl
I love Gary too..on a plate!
Member since 5/06 32461 total posts
Name:
me
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Re: Another insurance question
OK, Thanks!
DH is going to confirm with the HR person of the new job.
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| Posted 3/1/07 2:22 PM |
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Secretmama3
LIF Infant
Member since 1/07 311 total posts
Name:
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Re: Another insurance question
I believe that in NYS it is illegal for an insurance company to deny you coverage when you are PG.
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| Posted 3/1/07 2:23 PM |
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Jillybean28
LIF Adult
Member since 1/06 1018 total posts
Name:
Jill
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Re: Another insurance question
I went through the same thing here. Switched in Jan when I was just starting my fourth month. I require alot of meds and bedrest, and I had no problems making the switch. You should be fine!
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| Posted 3/1/07 2:30 PM |
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EmmaNick
*
Member since 12/06 16001 total posts
Name:
*
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Re: Another insurance question
United and Oxford are basically the same company. My Oxford card says United Healthcare on it.
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| Posted 3/1/07 4:50 PM |
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MrsG
LIF Adolescent
Member since 8/06 552 total posts
Name:
M
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Re: Another insurance question
Posted by Secretmama3
I believe that in NYS it is illegal for an insurance company to deny you coverage when you are PG.
I work in health insurance and this is true. the law is that as long as you do not have a 90 day or greater lapse in coverage, insurance can not deny you for a pre-existing condition for any ailment.
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| Posted 3/1/07 5:01 PM |
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