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marianne13
LIF Adolescent
Member since 6/10 887 total posts
Name:
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Another what is your mortgage rate question
For those who closed recently (within last 3 months) what rate did you get on a 30 year fixed and with what lender? Thanks.
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Posted 3/12/13 9:55 AM  |
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DiamondGirl
You are my I love you
Member since 7/09 18802 total posts
Name:
DiamondMama
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Another what is your mortgage rate question
our prequal is at 3.5...we are hoping to get that or lower. We arein NYC I think that plays into it also.
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| Posted 3/12/13 10:02 AM |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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Re: Another what is your mortgage rate question
we are in a short sale but we are approved for 3.49. can't lock since we don't know when we close.
We have other rates available at 3.25 and even 2.75 but it will cost me more in closing and other stuff.
Very happy with 3.5 considering almost 8 years ago, we were almost 5 with our last property. Makes a huge difference and going to a slightly lower rate is not going to impact that big IMO
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| Posted 3/12/13 10:28 AM |
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femalej
LIF Adolescent
Member since 7/11 833 total posts
Name:
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Re: Another what is your mortgage rate question
where are you getting 3.5 or less? we are dealing with a broker and she is saying average right now is 3.75 for a conventional 30 year loan w/o PMI.....
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| Posted 3/12/13 10:31 AM |
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DiamondGirl
You are my I love you
Member since 7/09 18802 total posts
Name:
DiamondMama
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Re: Another what is your mortgage rate question
Posted by femalej
where are you getting 3.5 or less? we are dealing with a broker and she is saying average right now is 3.75 for a conventional 30 year loan w/o PMI.....
Chase
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| Posted 3/12/13 10:34 AM |
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Pomegranate5
LIF Adult
Member since 2/11 4798 total posts
Name:
Pomegranate5
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Re: Another what is your mortgage rate question
We were at 3.5% back in Sept/Oct.
A friend just locked in at 3.5% as well. Rates were originally lower but then they jumped up to 3.75% so when it dropped back down to 3.5% he locked in.
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| Posted 3/12/13 10:48 AM |
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jennyal
LIF Adult
Member since 8/07 1430 total posts
Name:
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Re: Another what is your mortgage rate question
3.375 was with Sterling but they sold it to wells fargo
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| Posted 3/12/13 10:51 AM |
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Re: Another what is your mortgage rate question
Posted by femalej
where are you getting 3.5 or less? we are dealing with a broker and she is saying average right now is 3.75 for a conventional 30 year loan w/o PMI.....
FHA loans will have a lower rate. My customers and clients who are going FHA are getting quoted around 3.5%, but conventional loans have higher rates (but of course FHA has mortgage insurance and other fees entailed that you don't have with conventional loans).
And of course, other personal factors about the borrowers finances will factor into the rate (credit, down payment, etc.)
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| Posted 3/12/13 11:16 AM |
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julybride0706
LIF Adult
Member since 3/07 1376 total posts
Name:
kaitlyn
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Another what is your mortgage rate question
We closed at the end of Jan at 3.125% no point with WF. Heard the rates went up recently though.
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| Posted 3/12/13 11:50 AM |
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sunnyflies
LIF Adult
Member since 9/09 1757 total posts
Name:
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Another what is your mortgage rate question
Closed two days ago with Chase, 30 yr at 3.75%
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| Posted 3/27/13 12:11 AM |
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Hope2009
Thankful
Member since 1/09 4429 total posts
Name:
A
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Re: Another what is your mortgage rate question
keep in mine your credit score also plays a part in your rate.
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| Posted 3/27/13 6:58 AM |
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want2beamom
Love my boys soooo much!!!
Member since 8/06 10164 total posts
Name:
True love doesn't end with happily ever after...
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Re: Another what is your mortgage rate question
We just did a no cost refinance with Wells Fargo at 4.25...we already have our mortgage with them...the reason we chose to do this is because we are not sure if we are going to sell in the near future, and it didn't pay to pay closing costs and such.
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| Posted 3/27/13 8:33 AM |
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want2bmommy
LIF Infant
Member since 4/11 308 total posts
Name:
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Re: Another what is your mortgage rate question
We closed with Teacher's Federal with no $ OOP at 3.1 (with 1/8 of a penalty) 30 year fixed. We originally had BOA but Teacher's gave us the best rate. Teacher's is a little harder to work with and their policies are very black and white as opposed to our first lender, but well worth it.
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| Posted 3/27/13 9:27 AM |
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VeeJay
Love baby feet
Member since 2/09 2894 total posts
Name:
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Re: Another what is your mortgage rate question
We were going with Teachers Credit Union back in December and the rate was 3.375 (based on our credit rate we got a bit of a discount). That deal fell through. We are now dealing with Bank of America and the rate is 3.625.
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| Posted 3/27/13 12:03 PM |
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Kitten1929
LIF Adult
Member since 1/13 6040 total posts
Name:
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Another what is your mortgage rate question
3.6
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| Posted 3/27/13 12:10 PM |
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lucky1007
My Princess is Here!
Member since 11/11 1131 total posts
Name:
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Re: Another what is your mortgage rate question
we locked in a 3.375 in January right before the rates went up...now i think they are closer to like 3.5 / 3.625
Message edited 3/28/2013 3:52:32 PM.
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| Posted 3/28/13 3:47 PM |
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WannaBeAMom11
LIF Adult
Member since 1/11 7391 total posts
Name:
Name
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Another what is your mortgage rate question
3.5 with a va loan through continental
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| Posted 3/28/13 3:51 PM |
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