Re: What are you cutting back on to save money,

We stopped eating out as much for dinner and I am going to tell DH to start bringing lunch to work a couple days a week. I am also making sure we eat our leftovers instead of just throwing them away (it can get you an extra meal).

I am also making sure when I go food shopping to buy things on sale. There are some things I will only buy a certain brand, but others I have learned generic is just as good.

Re: What are you cutting back on to save money,

No HBO or movie channels
We bring lunch to work
Cook dinner on the weeknights

Re: What are you cutting back on to save money,

No housecleaner or gym membership. That's all I got so far.

Re: What are you cutting back on to save money,

This has been the popular topic of conversation in our home.

- Reduced the amount of eating out that we do. Now I cook more often (especially on the weekend) and we bring lunch.

- I am going to start making baby food for DS in a few more weeks.

- We have aoutomatic deductions taken from our checking and deposited into our money market account.

- Set up a monthly budget and we review how we are doing each month. (I look at it almost every day )

- Set up a tight budget for the holidays this year.

Re: What are you cutting back on to save money,

Wee are trying to eat out less. We aren't home a lot so when we do buy food it gets wasted then when we're hungry, there is no food.We are trying to be more concious of this.

Re: What are you cutting back on to save money,

Starbucks. I'm making coffee in my office. Yuck. But I am saving money!

Re: What are you cutting back on to save money,

Stop using credit cards, i bring lunch to work, i try to make dinner, i dont buy every item of clothes i love

Re: What are you cutting back on to save money,

going out to eat!

Re: What are you cutting back on to save money,

- bring lunch at work
- bring soda cans/water bottles at work
- avoid at all cost the vendor machines
- bring my own cereals at work
- stay away from stores and malls
- Find "free" weekend activities with DH and DS (walking in town villages like Port Jefferson, etc...)
- Cook at home
- Shop with coupons and sales at supermarket
- Budget our home improvements
- Pay our CC on time/balance every month
- Buy mix/match clothing

Re: What are you cutting back on to save money,

I'm trying to save to buy a house, so I've been
- buying generic stuff
- paying in cash (so I can see it go)
- not buying clothes too often

...and we hope to leave NYC-metro soon to save on housing.

Re: What are you cutting back on to save money,

Posted by GoldenRod

Posted by imthekevinofcindyandkevin

Posted by GoldenRod

Can I cut back on taxes? If I could just eliminate that, I'd be set!

Declare yourself a sovereign nation and that should do it.

Hmmm...... that's not a bad idea...


IMAGE

Re: What are you cutting back on to save money,

Cooking more often & making DH lunch for work everyday. Also, trying to get DH to stop buying whatever he wants - he's a total impulse buyer and doesn't think before he spends. We should stop using our credit card - but I'm sure we won't - I just try to limit what we spend.

I haven't bought myself anything since the baby was born in August, although I've ended up spending that money on her instead...so I don't think I saved there.

Re: What are you cutting back on to save money,

Not getting my hair colored/cut as often also not getting my nails done as often

Re: What are you cutting back on to save money,

Starbucks.

Re: What are you cutting back on to save money,

*i go to the nail place once a month instead of every other week ( it is my one luxury )

*i get regular coffee from DD instead of a latte etc.

*make my lunch every day and bring healthy snacks in bulk

*we only go out to eat to "celebrate"

*cut down on gifts, make the dinner the gift (for each other )

*i get paid twice a month. the first paycheck, i take out $100 for the week and then pay all the bills. the second paycheck i take out $100 and then put the rest into my ING account to save

*we are actually going to live rent free in my parent's attic for a few years to save for my house ( this is the best, but of course not everyone has this option )

*******transferred all of my cc's into cc with 0 interest. . . i went from $10K to less than $1K in cc debt in about a year!!!!!!!!!!! stopped using all credit cards while paying this off!!!!!!!!!

Re: What are you cutting back on to save money,

I am looking to save $$ and to save TIME - I wont do anything to save money that would take longer

we don't order in as much - at 1 point we were spending almost $1K a month on this- now maybe we order in once a week- maybe $150 a month

I buy gas in NJ when ever I go there
saves about $15 to $20 on a full tank for me

I didn't do this to save money- but it's a nice bonus- got a new job in NYC and take the express bus- so I am using 1/4 the gas I used too and no $10 a day in tolls

No more cleaning lady- but I do send the laundry out for .45 a lb- so laundry that used to cost me $10 plus degrent- is now costing me $8 and it gets picked up and delivered- and I save 3 hours

Found a company that delivers pet food- for cheaper then I can get it at the place that I was buying it from - saving time and money on gas (the store was on LI)

I order fresh direct- which allows me to see how much I am spending and then I can stay with in my food budget - plus I save time

I use coupons at the dry cleaner-

I try to only get a mani/pedi Mon- Wed when it's $13.99

Bring Tea and Breakfast to work- buy lunch- but not a drink (drink water from the water cooler)

I got a bunch of great fall clothes at Cent 21 for dirt cheap - instead of going to bloomies and regular price stores


There is more we could cut back on- but I have to draw the line some where

I do have a budget - as well as an ebay business for extra cash- which I am using to pay down my debt- I should be debt free in another year

Re: What are you cutting back on to save money,

*Making more coffee instead of 7-11
*Smarter food shopping and more cooking
No movie rentals (Blockbuster)
Hair/Nails
No more clothes shopping, only once in a while

Re: What are you cutting back on to save money,

Re: What are you cutting back on to save money,

Cutting back on:

Food (eating out and in)
clothing
Any type of extraneous grooming - except for special occasions - nails, waxing any hair on my face
haircuts every 3 mts - at supercuts
Dying my hair less often - myself, out of the bottle
And absolutely no entertainment whatsoever. Which works out because we have a baby, so who is going anywhere anyway!

Re: What are you cutting back on to save money,

Posted by curliegirl

DH bought a faggy scooter

Re: What are you cutting back on to save money,

having Bella was a huge money-saver for DH and I.
We used to go out every, single weekend...usually both nights and that was a couple of hundred bucks a weekend just on drinking and fun...

Now, we just have a 12 pack of beer and a bottle of wine on Fridays

Re: What are you cutting back on to save money,

We recycle bottles and cans of soda
Clip coupons
I no longer walk around the malls - I usually end up finding "something" that is needed when it really isn't
Do my own eyebrows and pedicures for now
Cook at home - DH brings his lunch to work
I bought DH his DD coffee in bulk to make at home since he is addicted to it

Re: What are you cutting back on to save money,

do my own nails instead of a manicure

make coffee in the house (this is the first week DH and I did this b/c we just bought a machine...saved us $25 for the week!!!)

I am trying to bring lunch more, but not doing a very good job unfortunately this week.

cooking at home more - we went from ordering in/going out 3 times a week to 2, sometimes 1.