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How long do you have to put in a claim for an accident with your insurance.

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JennChris
life moves fast

Member since 5/05

4225 total posts

Name:
Jenn

How long do you have to put in a claim for an accident with your insurance.

I was in an accident 2 weeks ago with woman who was driving a rental car (it was Totally her fault).. now I'm getting nervous that her insurance through Hertz isn't going to cover it and I didn't put in a claim with my insurance because I dont' want my rates to go up.. but now I'm thinking I should, but I don't know the time limit.

Posted 8/24/07 3:11 PM
 
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sunflowerjesss
Mommy to 3!

Member since 10/05

20369 total posts

Name:
Jesss, duh.

Re: How long do you have to put in a claim for an accident with your insurance.

Not sure about car insurance. I thought you had 48 hours to file a police report.

Did you file a police report at the time of the accident?

Posted 8/24/07 3:12 PM
 

JennChris
life moves fast

Member since 5/05

4225 total posts

Name:
Jenn

Re: How long do you have to put in a claim for an accident with your insurance.

Posted by sunflowerjesss

Not sure about car insurance. I thought you had 48 hours to file a police report.

Did you file a police report at the time of the accident?


yes the police came to the accident and took all the info.. I've already gotten a copy of the report.

Posted 8/24/07 3:13 PM
 

Smileyd17
kids

Member since 5/05

20997 total posts

Name:
Mommy

Re: How long do you have to put in a claim for an accident with your insurance.

If ur not at fault, ur rates wont go up therefore I would call and make the claim or at least notify of the accident that they can put on file.

I work for auto ins and honestly we get calls about accident that happened a month ago, still covered.


Posted 8/24/07 3:14 PM
 

sunflowerjesss
Mommy to 3!

Member since 10/05

20369 total posts

Name:
Jesss, duh.

Re: How long do you have to put in a claim for an accident with your insurance.

Posted by JennChris

Posted by sunflowerjesss

Not sure about car insurance. I thought you had 48 hours to file a police report.

Did you file a police report at the time of the accident?


yes the police came to the accident and took all the info.. I've already gotten a copy of the report.



I think you'll be fine then. Because logically the police report will prove when/where the accident was and will validate your claim.

Posted 8/24/07 3:16 PM
 

Beth
The Key to your new home....

Member since 2/06

24849 total posts

Name:
Beth

Re: How long do you have to put in a claim for an accident with your insurance.

I have to say that I have All State and my DH totaled a 1 month old VERY EXPENSIVE car and the paid out in Full- for more then we even paid for the car (another great All State program- they pay replacement cost)

and my rates went DOWN

they really do have accident forgiveness and I highly recommend them

Posted 8/24/07 3:18 PM
 

Shelly
She's 7!!!

Member since 8/05

14624 total posts

Name:

Re: How long do you have to put in a claim for an accident with your insurance.

It used to be 30 days, but I'm not sure if it still is. Check with your insurance policy. I'm sure thats info you can get on your insurance carrier's website.

Posted 8/24/07 3:39 PM
 
 

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