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donegal419
St. Gerard, pray for us.
Member since 7/07 7650 total posts
Name:
K
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Homeowner's Rate?
We just got quoted $1092 for the year on homeowner's insurance. DH and I think that's really good. Agree or no?
ETA: this is with State Farm. 4 bed, 2 bath, full basement, built in the 50's.
Message edited 7/22/2008 1:04:29 PM.
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Posted 7/22/08 12:55 PM  |
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Long Island Weddings
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: Homeowner's Rate?
YES 
In all honesty, its hard to compare rates since each house is diff and has different value as in replacement value...and the additional coverages behind it.
But it sounds good.
GL!
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| Posted 7/22/08 1:02 PM |
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qtdimps231
LIF Toddler
Member since 11/07 477 total posts
Name:
Diana
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Re: Homeowner's Rate?
it depends on the value of the house, not the land. make sure your dwelling is not the appraised value.
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| Posted 7/22/08 1:03 PM |
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Mrs-D-Girl
Love my fur baby
Member since 8/07 5183 total posts
Name:
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Re: Homeowner's Rate?
Sounds good, but all depends on the house, where it is, what is inside, etc...
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| Posted 7/22/08 1:05 PM |
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rkoenke
my little piggys
Member since 3/08 4315 total posts
Name:
rachel
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Re: Homeowner's Rate?
Yup! that's the going rate, i believe.
Mine was that amt. until it went up some.
good for you!
PS, what's the square footage, that's most important (to replace the square footage you have currently).
Mine's 1975....
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| Posted 7/22/08 1:07 PM |
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BlueDiamonds
mommy to 3 boys
Member since 2/07 3885 total posts
Name:
proud mommy
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Re: Homeowner's Rate?
do you have multi-line? something to look into if you don't. i use state farm and get great discounts due to multi-lines (with cars, personal property, home owners, life, etc)
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| Posted 7/22/08 3:37 PM |
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donegal419
St. Gerard, pray for us.
Member since 7/07 7650 total posts
Name:
K
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Re: Homeowner's Rate?
Posted by BlueDiamonds
do you have multi-line? something to look into if you don't. i use state farm and get great discounts due to multi-lines (with cars, personal property, home owners, life, etc)
yes, DH has his car through them and I will be adding mine as well. we'll probably do life with them as well. just want to get into the house first!
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| Posted 7/22/08 11:35 PM |
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