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wannabemomma
LIF Infant
Member since 9/09 348 total posts
Name:
E
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Re: Staying home with kids vs. Daycare
I know you mentioned family, but I just want to add to what everyone else brought up. Do you have a back up option for when your kids do go to daycare and get sick if/when you return to work? We had no help and I was always taking off when my first would get sick so I found myself in hot water with work. Then when we had our second and figured out the cost for both and then hiring someone for back-up, it wasn't worth it with my salary. Just something to consider while you are figuring out your plans.
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Posted 3/13/16 7:28 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
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Re: Staying home with kids vs. Daycare
People said they think it is worth working if you take home $100 a month. DH and I didn't think a couple hundred dollars a month was worth the stress of getting my kids out of the house at 6am everyday. I spend less on clothes, dry cleaning and commuting staying home. I didn't love my job and I don't regret leaving it at all.
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| Posted 3/13/16 9:14 AM |
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stinger
LIF Adult
Member since 11/11 4971 total posts
Name:
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Re: Staying home with kids vs. Daycare
Posted by readyforbaby
Hi everyone. I am not a frequent poster but thought it would be good to come on here for some input.
I currently have a 3 year old and due with my second this summer. Both DH and I work full time. Our families have been kind enough to help by watching her 4 full days but I think their gracious help will be coming to an end once I have this baby.
I began looking into daycare options for two kids. Basically it comes down to 2K per month for two kids. Do you think it's worth it that I basically have to work almost 2 weeks to pay for daycare with the other two weeks money going towards the house and bills. Come September 2017, our 3 year old will be in school full time (publics school) and the daycare cost wold be cut in half.
What would you do?
2 weeks pay is worth continuing to work. If you like to where you work keep doing it. 2 weeks pay is a good amount of money!
Now, for someone who really wants to stay home she may not put a $ value on staying home. so that mom would make the choice to lose the 2 weeks pay.
It's up to you and your DH. I agree with PP that if it's going to be tough to find another job don't do it.
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| Posted 3/13/16 9:20 AM |
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MESal0820
LIF Adolescent
Member since 2/11 543 total posts
Name:
Meghan
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Re: Staying home with kids vs. Daycare
I am in this exact situation! I'm pregnant now, due in August and my son will be 3 in July.
Ultimately, what I decided is that if I stopped working even for a year, it would be incredibly difficult to get back into the workforce, and I'd likely end up making less money. My career is important to me, so I sort of have to take the hit for the year until my son is in kindergarten.
If I wanted to me a SAHM, my end decision might have been different. However, I really do enjoy working and want to keep developing my career.
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| Posted 3/13/16 4:21 PM |
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maybebaby
LIF Adult
Member since 11/05 6870 total posts
Name:
Maureen
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Re: Staying home with kids vs. Daycare
Like others said, it depends on what YOU want.
I wanted to be at home. There was no other choice for me so it was a no brainer. We didn't have a lot of extra $$ but we didn't really care. the time home was something I'll never regret. And now I'll be an RN in two months so I'll have a career ahead of me too!
But not everyone wants to stay at home. I totally get that!! I just always say that if its something you really really want, you can do it. If it's not what you want then definitely work! Either way, kids are cared for, happy and loved. I firmly believe a happy mom makes for a happy family too! Forcing yourself to be a SAHM or a working mom benefits no one if you aren't happy!
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| Posted 3/13/16 7:50 PM |
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Kelly9904
Mommy to 2 amazing little boys
Member since 5/05 9306 total posts
Name:
Kelly
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Re: Staying home with kids vs. Daycare
Posted by maybebaby
Like others said, it depends on what YOU want.
I wanted to be at home. There was no other choice for me so it was a no brainer. We didn't have a lot of extra $$ but we didn't really care. the time home was something I'll never regret. And now I'll be an RN in two months so I'll have a career ahead of me too!
But not everyone wants to stay at home. I totally get that!! I just always say that if its something you really really want, you can do it. If it's not what you want then definitely work! Either way, kids are cared for, happy and loved. I firmly believe a happy mom makes for a happy family too! Forcing yourself to be a SAHM or a working mom benefits no one if you aren't happy!
What she said!
I fell into being a SAHM. I was laid off from my PT job at the height of the recession. I had every intention of going back, but once DH and I figured we could make it work $$, we both decided we liked me being home.
I know you said your older one will be off to school in less than 2 years but honestly IMO thats not exactly easy time to work either. I have an 8yo in 3rd grade and a 4yo in pre-k. My older one is in school from 9:15-4 basically, but that is ONLY 180 days a year. And you have to condsider sick days, snow days, delayed openings, half days, school events you want to participate in, summer vacation etc.
My husband totally appreciates me being home because he dosent have to worry about missing a meeting when our son has a fever, or whether someone is at special persons tea...and I appreciate that I can be where I want to be when I want to be there. I am active in cub scouts, I was class mom, I attend everything for the kids and I love it! I take the kids on play dates, to religion, to sports, to the movies, out for dinner with friends, to the beach, etc whatever we want and are interested in. Obviously a Working mom does these things too, but we do it whenever we want with much less limitations. When my little one was born, my older son woudl declare a PJ day and we would all stay in pjs and play games and watch movies together all day.
At the time I left my FT job to persue a PT one, I was making the same as my DH, and a year after that I got laid off so we took a big hit financially but I dont think either of us would undo the last 7+ years.
If you can afford it and if its something you want to do and your DH is on board.....go for it. I cant imagine ever regretting the decision. Even if you find its not for you and you go back to work in a year or 2, think of the memories you will have in that time!
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| Posted 3/13/16 8:04 PM |
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DiamondGirl
You are my I love you
Member since 7/09 18802 total posts
Name:
DiamondMama
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Re: Staying home with kids vs. Daycare
For me it is/was about long term.
I was fortunate that I had fall babies and could take the school year and return to my position, I would have liked to take more time but due to seniority issues I was not able to do and return to my school (which is close to home and a great school) so I went back.
For my family, yes we could live on DH's salary but for the long term we were not willing to give up my pension, benefits and TDA. This wasa huge factor, I was not going to give up my great salary and benefits to be home a couple years bc then my kids would be in school and what would I do?
Admittedly my schedule is ideal as I am off when my children are off and home around the same time as they are, I have summers off etc. so for me I feel like it is the best of both worlds.
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| Posted 3/14/16 8:36 AM |
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momtimes2
LIF Infant
Member since 4/14 333 total posts
Name:
stephanie
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Staying home with kids vs. Daycare
daycare was always way less than my salary and honestly, I never wanted to be a SAHM so I went back to work after 16 weeks, if you are simply working to pay for daycare, it may not make sense
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| Posted 3/14/16 1:56 PM |
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MST9106
My life:)
Member since 6/06 9589 total posts
Name:
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Re: Staying home with kids vs. Daycare
There are so many factors involved in this decision but to me the bottom line is if the cost of the daycare is 50% of your take home salary then by all means do it. Anything over 50% I'd say stay home for a year or two and then go back.
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| Posted 3/14/16 2:02 PM |
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DiamondGirl
You are my I love you
Member since 7/09 18802 total posts
Name:
DiamondMama
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Staying home with kids vs. Daycare
I wanted to add that my DD loves daycare, she has since the 1st day (okay maybe 2nd) and she is normally a cling on lol
My son was w family until a little over 2 but my DD started at 1 (3 days a week) and she jumps out of my arms to her daycare teacher. At 16 months she sings all her ABC's, counts, sings other nursery rhymes etc. it has been a wonderful experience for us
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| Posted 3/15/16 8:18 AM |
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PitterPatter11
Baby Boy is Here!
Member since 5/11 7612 total posts
Name:
Momma <3
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Re: Staying home with kids vs. Daycare
Posted by DiamondGirl
For me it is/was about long term.
I was fortunate that I had fall babies and could take the school year and return to my position, I would have liked to take more time but due to seniority issues I was not able to do and return to my school (which is close to home and a great school) so I went back.
For my family, yes we could live on DH's salary but for the long term we were not willing to give up my pension, benefits and TDA. This wasa huge factor, I was not going to give up my great salary and benefits to be home a couple years bc then my kids would be in school and what would I do?
Admittedly my schedule is ideal as I am off when my children are off and home around the same time as they are, I have summers off etc. so for me I feel like it is the best of both worlds.
This is more or less our situation as well. I am a teacher and I could have stayed home, but decided not to. Honestly, my DS has gotten SO much out of daycare that I do not regret it one bit. Plus, as much as I love my DS, there are days I really enjoy getting a "break" and going to work.
I also saw some people talking about back up care. We have literally NO family by us and it has never really been an issue. DH or I just take a day here and there when we need to.
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| Posted 3/15/16 8:37 AM |
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caps612
In love with my little guys!!
Member since 8/10 5108 total posts
Name:
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Re: Staying home with kids vs. Daycare
Will you lose medical coverage, or have to opt for different coverage?
When you are ready to work again, will you start working at the same salary? close? will you be sacrificing advancement in your career that will benefit you and your family more in the future?
in the long run how will taking a break from work effect you?
Just some other things to weigh in!
DS 1 was in day care from 12 weeks. There was no question that DS2 would join him and he did at 13 weeks. we could not lose my salary and DS1 did/does so good a day care and learns so much. I think there are so many benefits to the day care environment. If he was not there and home with me or family or a nanny, i would be paying for preschool too (another cost to think about if you stay home with him maybe?).
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| Posted 3/15/16 11:51 AM |
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