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dolphinjsw
LIF Infant
Member since 5/12 88 total posts
Name:
Jenn
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the Insurance Company- Medical Plans arent helpful
Is it me or is so aggrevating.
I called my insurance co to see what was covered and it was so disapointing
I have Emblem GHI, and only pre tresting and prescriptions are covered, They will not cover any IUI- IFU etc.
Then we call my husbands- Blue Cross and they will only cover $7500 total- no pre testing, and only 2 IUI per lifetime.
Anyone else go thru this and feel this aggrevated?
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Posted 7/29/12 9:13 AM  |
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alli3131
Peanut is here!!!!!!
Member since 5/09 18388 total posts
Name:
Allison
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the Insurance Company- Medical Plans arent helpful
Many plans do not cover anything. It is not the insurance carrier is the what the company wants to pay for and unfortunately many companies will not add any fertility coverage because it is very expensive and companies think that many people do not use it.
It sucks but any coverage is better than nothing.
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| Posted 7/29/12 9:33 AM |
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dolphinjsw
LIF Infant
Member since 5/12 88 total posts
Name:
Jenn
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Re: the Insurance Company- Medical Plans arent helpful
Agreed! it made me so hateful towards the ones who get all this governement assistance. We work, have insurance and still not good enough
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| Posted 7/29/12 9:42 AM |
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WannaBeAMom11
LIF Adult
Member since 1/11 7391 total posts
Name:
Name
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Re: the Insurance Company- Medical Plans arent helpful
Agreed we have iui and testing coverage but no IVF. But even with the coverage the out of pocket co-pays are high and I have to jump through hoops to get the coverage I am entitled to.
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| Posted 7/29/12 10:08 AM |
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keepingsecrets
ridiculously blessed!!
Member since 7/09 1912 total posts
Name:
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the Insurance Company- Medical Plans arent helpful
honestly the insurance/cost aspect is one of the hardest parts for me. i can do a million injections but my head feels like it's spinning when i try to figure out the insurance stuff. i think it's a crime that all companies are not required to have infertility coverage in their plans.
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| Posted 7/29/12 10:11 AM |
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dolphinjsw
LIF Infant
Member since 5/12 88 total posts
Name:
Jenn
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Re: the Insurance Company- Medical Plans arent helpful
It's so overwhelming. We chose to have a baby rather than buy a house. After speaking with our insurance carriers we were confirmed that this can possibly be a very costly experience. Not sure if anyone read my post last week but we are prob leaning towards a sperm donor as well
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| Posted 7/29/12 3:30 PM |
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gina409
TWINS!
Member since 12/09 27635 total posts
Name:
g
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Re: the Insurance Company- Medical Plans arent helpful
Posted by alli3131
Many plans do not cover anything. It is not the insurance carrier is the what the company wants to pay for and unfortunately many companies will not add any fertility coverage because it is very expensive and companies think that many people do not use it.
It sucks but any coverage is better than nothing.
ita..i am sorry
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| Posted 7/29/12 11:14 PM |
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