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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Share Your Money Savings Tips
So I have been thinking about ways to cut my spending....
I just cut $50 a month off our cell phone bills by switching from 2 plans to a family share plan- we get more minutes and features for less money-
I am dumb struck that I didn't think of this sooner
I would love to hear things that other people are doing to save money!
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Posted 7/1/08 3:16 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
MissJones
I need a nap!
Member since 5/05 22132 total posts
Name:
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Re: Share Your Money Savings Tips
Honestly, Peapod/Fresh Direct really helps me stick to my list.
Eat in. If we order take out, we bring it home so that saves delivery and tips.
Really try to buy only what we need.
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| Posted 7/1/08 3:19 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Share Your Money Savings Tips
Increase all your insurance deductables to the max allowed. Especially homeowners.
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| Posted 7/1/08 3:19 PM |
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PreshusSmurf
So in love with my little guys
Member since 1/07 2963 total posts
Name:
Jess
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Re: Share Your Money Savings Tips
Forced savings.
We figured out how much money we should have left over each month after bills, expenses ... and are now transferring a large chunk of it to our Money Market each month. If the money isn't easily accessible we're less likely to spend it.
Writing down every penny we spend.
It helps us to be accountable for frivolous and impulse purchases.
And like I said, in the other thread WALMART!!
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| Posted 7/1/08 3:24 PM |
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Bxgell2
Perfection
Member since 5/05 16438 total posts
Name:
Beth
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Re: Share Your Money Savings Tips
Shop around for car/house insurance to get the best possible rates
If you owe any money at the end of the year in taxes, shield money now in your 401ks - give the $ to yourselves instead of the government
Install ceiling fans in the bedrooms. We rarely use the a/c because the rooms are kept cool with the ceiling fans
Walk! I walk to the train now instead of driving. It's a 20 minute walk, good exercise and no gas!
We joined a farm co-op - $600 for the year for fresh organic fruits/veggies every week. By comparison, it's a LOT cheaper than buying produce at the supermarket
Get rid of your landline - most people carry their cell phones everywhere, there's really no point to having a landline. We have the most basic plan just in case of emergency for when the babysitter is watching our DD.
Message edited 7/1/2008 3:28:25 PM.
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| Posted 7/1/08 3:26 PM |
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MikesWife
Wanting...........
Member since 1/06 6887 total posts
Name:
Karen
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Re: Share Your Money Savings Tips
Posted by Bxgell2
We joined a farm co-op - $600 for the year for fresh organic fruits/veggies every week. By comparison, it's a LOT cheaper than buying produce at the supermarket
Do they ship it to you? Do you have any info on it? TIA!
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| Posted 7/1/08 3:36 PM |
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Bxgell2
Perfection
Member since 5/05 16438 total posts
Name:
Beth
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Re: Share Your Money Savings Tips
Posted by MikesWife
Posted by Bxgell2
We joined a farm co-op - $600 for the year for fresh organic fruits/veggies every week. By comparison, it's a LOT cheaper than buying produce at the supermarket
Do they ship it to you? Do you have any info on it? TIA!
No we pick it up at a local synogogue nearby, but I live in Philly so the place I use won't be of much help to you 
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| Posted 7/1/08 3:40 PM |
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MikesWife
Wanting...........
Member since 1/06 6887 total posts
Name:
Karen
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Re: Share Your Money Savings Tips
Posted by Bxgell2
Posted by MikesWife
Posted by Bxgell2
We joined a farm co-op - $600 for the year for fresh organic fruits/veggies every week. By comparison, it's a LOT cheaper than buying produce at the supermarket
Do they ship it to you? Do you have any info on it? TIA!
No we pick it up at a local synogogue nearby, but I live in Philly so the place I use won't be of much help to you
Bummer. You're lucky!
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| Posted 7/1/08 3:41 PM |
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Bxgell2
Perfection
Member since 5/05 16438 total posts
Name:
Beth
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Re: Share Your Money Savings Tips
Posted by MikesWife
Posted by Bxgell2
Posted by MikesWife
Posted by Bxgell2
We joined a farm co-op - $600 for the year for fresh organic fruits/veggies every week. By comparison, it's a LOT cheaper than buying produce at the supermarket
Do they ship it to you? Do you have any info on it? TIA!
No we pick it up at a local synogogue nearby, but I live in Philly so the place I use won't be of much help to you
Bummer. You're lucky!
I know there are farm co-ops on LI - check out the CSA thread on Food/recipes...
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| Posted 7/1/08 3:42 PM |
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Mommy2Boys
My Boys!!!!
Member since 6/06 14437 total posts
Name:
C
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Re: Share Your Money Savings Tips
Honestly, Peapod/Fresh Direct really helps me stick to my list
ITA with this! When I shop through PeaPod my bill is much less even with the shipping charges and no coupons.
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| Posted 7/1/08 3:42 PM |
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MsSissy
xoxoxo
Member since 3/07 39159 total posts
Name:
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Re: Share Your Money Savings Tips
Posted by jellybean1420
Honestly, Peapod/Fresh Direct really helps me stick to my list
ITA with this! When I shop through PeaPod my bill is much less even with the shipping charges and no coupons.
I have to try this!
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| Posted 7/1/08 3:48 PM |
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MeeshkaMich
LL=Yum
Member since 2/06 5616 total posts
Name:
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Re: Share Your Money Savings Tips
I recently lowered my cell phone plan down by 20 dollars, by lowering minutes that I didnt end up using.
Always shop with coupons and by weekly sales when grocery shopping. Load up on things at CVS when its BOGO or when you get extra bucks. Between coupons ansd extra bucks I get so many items for under ten dollars majority of the time.
Give myself mani and pedi, and only splurge when I need a "me" day.
bring breakfast and lunch from home with me everyday.
Message edited 7/1/2008 4:29:03 PM.
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| Posted 7/1/08 4:16 PM |
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2Pisces
Life Coach
Member since 2/06 3337 total posts
Name:
Paige
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Re: Share Your Money Savings Tips
these tips are great!
We switched to family cell phone plan also and got more mintues for less money/month. We also traded in DH's truck (an Explorer) for a smaller car (Nissan Sentra) a few yrs. ago and we're glad we did this!
I am dying to try the Peapod thing, so maybe I will...it really saves, huh?
Other things:
We eat out much less than we used to.
I have started doing my own pedi/mani at home and treat myself every so often (more in the summer).
I shop Walmart and Target for lots of grocery/household stuff.
Pack lunch every day.
I use my dryer less (hang clothes to dry).
Bring tea bags to work and use water from faculty lounge.
Switched rx to generic.
Message edited 7/1/2008 4:22:55 PM.
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| Posted 7/1/08 4:22 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Share Your Money Savings Tips
I used to get Starbucks almost every day. Now I make iced coffee with the free coffee at work. It's not the same but it does the job.
I go to the nail salon once a month now instead of every week or every two weeks.
We eat home more. We order less when we're out and share our dinners. We actually eat the leftovers instead of tossing them.
Shut every light when we leave the house or when we leave a room. We have our a/cs on energy save all the time.
Consolidated interest credit cards to 0% cards. Not that much debt but every penny counts.
Target for non-persishables. My parents go to Costco and we share some of the bulk items.
I need to find a produce co-op.
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| Posted 7/1/08 4:29 PM |
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anonttcer
BOOOO for fall!
Member since 7/06 10082 total posts
Name:
Meaning a NON ttcer!
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Re: Share Your Money Savings Tips
Do my own nails at home.
Cut coupons and shop at supermarkets where they double.
Use the $5 and $10 off King Kullen coupons at Stop and Shop (yes they still accept them)
Buy mostly store/generic brands- exactly the same on MOST things...
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| Posted 7/1/08 4:37 PM |
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jenheartsrob
LIF Adult
Member since 5/06 1861 total posts
Name:
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Re: Share Your Money Savings Tips
DH and I are trying an "all cash" experiment this week. We each took $100 out of the bank and that is the only money we are allowed to spend between Monday-Friday on our personal things. I think that could probably last me 3 weeks, but it was the amount we agreed on. On Friday, whatever money we have leftover we can decide if we want to go to dinner if there's enough left or if we are going to put it in our vacation fund. If there's no money left, we don't go out to eat Friday night, like we used to.
DH uses his CC for everything and every dollar or five dollar purchase here and there really adds up, so I'm hoping that it's a shock for him this week to actually see the cash leaving his wallet. I never used CC before I met him, but he uses them for everything and wants me to because we get "points" for every purchase....I'll report back!
I only shop for things on sale and I am a bit OCD about couponing :)
We use a cash back credit card for our gas purchases.
Message edited 7/1/2008 5:39:41 PM.
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| Posted 7/1/08 5:36 PM |
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jenheartsrob
LIF Adult
Member since 5/06 1861 total posts
Name:
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Re: Share Your Money Savings Tips
Posted by anonttcer
Do my own nails at home.
Cut coupons and shop at supermarkets where they double.
Use the $5 and $10 off King Kullen coupons at Stop and Shop (yes they still accept them)
Buy mostly store/generic brands- exactly the same on MOST things...
Will S&S accept the KK coupon IN ADDITION to the $8 off $50 S&S mailer coupons I got sent home???
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| Posted 7/1/08 5:37 PM |
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Mommy2Boys
My Boys!!!!
Member since 6/06 14437 total posts
Name:
C
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Re: Share Your Money Savings Tips
$8 off $50 S&S mailer coupons I got sent home???
I never get coupons from Stop & Shop, you do? 
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| Posted 7/1/08 6:08 PM |
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jenheartsrob
LIF Adult
Member since 5/06 1861 total posts
Name:
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Re: Share Your Money Savings Tips
I got a mailer in my mailbox for the first time the other day
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| Posted 7/1/08 6:24 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Share Your Money Savings Tips
coupons, coupons, coupons!!!!!!
King Kullen most weeks has a $5 or $10 coupon in their circular that S&S accepts.
I always cut coupons from the Sunday Newsday and save so much $!
Message edited 7/1/2008 6:45:41 PM.
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| Posted 7/1/08 6:45 PM |
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MarathonKnitter
HAPPY
Member since 2/07 17374 total posts
Name:
EMBRACING CHANGE
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Re: Share Your Money Savings Tips
* raise the temp in the summer, lower it in the winter and wear a sweater inside.
* snowball debt
* i've started to slow down when driving and using my cruise control when on the highway
* hang clothes to dry on the line
* i've started to cook more
* i've started to gather information to start a price book
* i talked about finances with a friend and we decided to help each other (similar to LIF) so we'll be reading books and comparing notes
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| Posted 7/1/08 9:11 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Share Your Money Savings Tips
Posted by libby2595
* i've started to slow down when driving and using my cruise control when on the highway
me too. I've been using CC when driving on highways for a long time. it really does make a difference - so does keeping it at 60 MPH.
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| Posted 7/1/08 9:14 PM |
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watersdeb04
Back to school is here
Member since 12/07 1052 total posts
Name:
Deb
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Re: Share Your Money Savings Tips
coupons, take advantage of sales, buy in bulk when possible
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| Posted 7/1/08 10:56 PM |
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dandr10199
Grace is growing up too fast!
Member since 10/05 11561 total posts
Name:
Dina
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Re: Share Your Money Savings Tips
Posted by PreshusSmurf
Writing down every penny we spend.
It helps us to be accountable for frivolous and impulse purchases.
And like I said, in the other thread WALMART!!
ITA! BINGO!
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| Posted 7/1/08 11:35 PM |
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