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Bxgell2
Perfection
Member since 5/05 16438 total posts
Name:
Beth
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More IUI questions
I'm wondering about costs.
My insurance says that it covers 100% for the "diagnosis and treatment of infertility", but it does not cover IUI/IVF.
Up until now, my insurance has covered all of my tests and doctor visits.
So, I know this means we will have to pay out of pocket for the IUI, which, at my RE is about $200 ($50 for the sperm washing and $150 for the IUI).
But, what about any test/procedures leading up to the IUI? I know she'll probably do an ultrasound and/or bloodwork to determine my exact day of ovulation - will I have to pay that out of pocket as well, or does my insurance cover it as "diagnosis and treatment of infertility"?
I know, I know, I should ask them myselves, but I can't exactly call at 9:45pm 
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Posted 1/20/08 9:44 PM  |
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MrsRbk
<3 <3 <3 <3
Member since 1/06 19197 total posts
Name:
Michelle
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Re: More IUI questions
I believe your insurance will pay for the monitoring, but not the actual procedure itself. But of course, you should call them in morning and confirm that.
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| Posted 1/20/08 9:46 PM |
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Bxgell2
Perfection
Member since 5/05 16438 total posts
Name:
Beth
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Re: More IUI questions
Posted by MrsRbk
I believe your insurance will pay for the monitoring, but not the actual procedure itself. But of course, you should call them in morning and confirm that.
That's what I'm hoping - it could make the difference between $200 and $3000  - I'll definitely be checking tomorrow.
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| Posted 1/20/08 9:54 PM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: More IUI questions
I would think that your ins. would cover all the testing, just not the procedure itself.
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| Posted 1/20/08 9:57 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: More IUI questions
Posted by SweetTooth
I would think that your ins. would cover all the testing, just not the procedure itself.
ITA
ETA: I would totally call and try to get it covered. If your Dr will write you a letter of medical necessity you may be able to get it all or partially covered-call your insurance company
Message edited 1/20/2008 10:43:04 PM.
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| Posted 1/20/08 10:41 PM |
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MrsPornStar
Partners in crime
Member since 10/05 14656 total posts
Name:
Mama
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Re: More IUI questions
Posted by SweetTooth
I would think that your ins. would cover all the testing, just not the procedure itself.
I agree.
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| Posted 1/21/08 12:00 AM |
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