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Insurance co-pay

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pinkandblue
Our family is complete, maybe

Member since 9/05

32436 total posts

Name:
Stephanie

Insurance co-pay

When I went to my doctor for the first time, I was told that I would have no copayment after I gave them my insurance information. I just received a letter from the hospital which says my co-pay is $200. I mean, it is not that much money but I wonder why it is different than what I was told...I am going to call my insurance now

Either way, thank god for insurance Chat Icon Chat Icon

how much are you girls paying for the delivery?

Posted 2/21/07 1:23 PM
 
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CathyB

Member since 5/05

19403 total posts

Name:

Re: Insurance co-pay

I only paid my doctor one co-pay for all the prenatal visits, but I had to pay the hospital a $500 co-pay.

Posted 2/21/07 1:30 PM
 

Selden78
I lvoe the fall :)

Member since 6/06

3543 total posts

Name:

Re: Insurance co-pay

I have not had to pay for any visits so far
and was told all sonograms are covered
I have not gone to the hospital yet
or is that your deilery co-pay??
I have Oxford

Posted 2/21/07 1:32 PM
 

steph4777
**************

Member since 5/05

11726 total posts

Name:
Stephanie

Re: Insurance co-pay

Posted by CathyB

I only paid my doctor one co-pay for all the prenatal visits, but I had to pay the hospital a $500 co-pay.



Same for me, but my hospital co-pay was $250 with Nate.

I have different insurance now and I know I have to meet a $1K deductible since everything up til now has been covered at 100%. Not sure if I have to pay a co-pay for hospital visit.

Message edited 2/21/2007 1:34:39 PM.

Posted 2/21/07 1:32 PM
 

smdl
I love Gary too..on a plate!

Member since 5/06

32461 total posts

Name:
me

Re: Insurance co-pay

Did your insurance change? They added a deductible for 2007 for mine.

I would check with your insurance and the dr. to make sure every match up what it is suppose to.

Message edited 2/21/2007 1:35:18 PM.

Posted 2/21/07 1:35 PM
 

pinkandblue
Our family is complete, maybe

Member since 9/05

32436 total posts

Name:
Stephanie

Re: Insurance co-pay

Posted by smdl

Did your insurance change? They added a deductible for 2007 for mine.

I would check with your insurance and the dr. to make sure every match up what it is suppose to.



I know my copay went from 30-40 for a specialist as of 2007 so maybe this was another change

Posted 2/21/07 1:36 PM
 

nbc188
Best friends!

Member since 12/06

23090 total posts

Name:
C

Re: Insurance co-pay

Up until February, my insurance co-pay for hospitalization was $300. As of Feb. 1, they dropped the co-pay, so we pay nada to have the baby!!! Same exact coverage, they just dropped teh co-pay for some odd reason!!!

Still, can't beat insurance!! I would definitely investigate the change though, if I were you. They make lots of mistakes!

Posted 2/21/07 1:40 PM
 

pinkandblue
Our family is complete, maybe

Member since 9/05

32436 total posts

Name:
Stephanie

Re: Insurance co-pay

Well I just called and the hospital and doctor are covered at 100% but the $200 is called a confinement fee (anytime you are in the hospital for more than 24 hours they charge you this fee)

Chat Icon

Posted 2/21/07 1:40 PM
 

nbc188
Best friends!

Member since 12/06

23090 total posts

Name:
C

Re: Insurance co-pay

Posted by stephanief

Well I just called and the hospital and doctor are covered at 100% but the $200 is called a confinement fee (anytime you are in the hospital for more than 24 hours they charge you this fee)

Chat Icon



Ok, well it's good you checked. Love the term "confinement fee"-- sounds like they're not going to let you out! Chat Icon

Posted 2/21/07 1:43 PM
 

waterspout4
My loves

Member since 5/06

19150 total posts

Name:
Kelly

Re: Insurance co-pay

Confinement? That's not a nice term. Chat Icon

Posted 2/21/07 1:46 PM
 

pinkandblue
Our family is complete, maybe

Member since 9/05

32436 total posts

Name:
Stephanie

Re: Insurance co-pay

Posted by waterspout4

Confinement? That's not a nice term. Chat Icon



I know, I thought that was a funny term also. Chat Icon

Posted 2/21/07 1:48 PM
 

LuvMy2Girls
@>---------

Member since 5/05

11165 total posts

Name:
Mommy

Re: Insurance co-pay

Posted by CathyB

I only paid my doctor one co-pay for all the prenatal visits, but I had to pay the hospital a $500 co-pay.



Same here exactly.

Posted 2/21/07 2:57 PM
 

MrsSquitty
Family of 6

Member since 10/06

3251 total posts

Name:
Nicole

Re: Insurance co-pay

when i had sonograms i have to pay a co-pay that is $15, i dunno anything else..

Posted 2/21/07 3:08 PM
 

MsMBV
:P

Member since 5/05

28602 total posts

Name:
Me

Re: Insurance co-pay

$250 for the hospital stay.

Posted 2/21/07 3:14 PM
 

kaklesmay
Love my baby boy!

Member since 9/05

1151 total posts

Name:
Kim

Re: Insurance co-pay

The delivery for us is $6k for natural $7k for C Section if insurance didnt cover it .

Answered wrong: Our hospital stay is $250 / day

Message edited 2/21/2007 3:20:49 PM.

Posted 2/21/07 3:19 PM
 
 

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