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How much does your house cost you... not including a mortage?

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happytobreathe
The Lazy Days of Summer

Member since 10/06

1413 total posts

Name:

How much does your house cost you... not including a mortage?

We are seriously considering a house. How much does it cost you per month, not including your mortgage? I am just wondering if it is completely doable for us.

What is it like if you don't mind sharing.. possibly a lump sum amount or details? I am talking internet, water, heat, electric, gas, ...etc.
I appreciate it!

Posted 11/2/08 11:15 AM
 
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siffleuse319
LIF Infant

Member since 8/08

189 total posts

Name:

Re: How much does your house cost you... not including a mortage?

800 sqare foot single family home (ie: small as small could be)

LIPA: 80-120/mo
Oil: Summer-80-125/mo
Winter 275-350/mo
Cable (Triple Play): 155/mo
Water: 42/every 3 mos
Propane (gas stove): 150/year

HTH

Posted 11/2/08 12:30 PM
 

hazeleyes33
LIF Adult

Member since 5/05

13060 total posts

Name:
Ginger

Re: How much does your house cost you... not including a mortage?

Small (about 1,100 sq. ft) 3 bd/1 ba ranch:

Lipa-96.00
Oil-185.00
Water-10.00
Cable/phone/internet-148.00

Posted 11/2/08 2:47 PM
 

Mommy2Boys
My Boys!!!!

Member since 6/06

14437 total posts

Name:
C

Re: How much does your house cost you... not including a mortage?

We have a 2 story, 3 bedroom colonial with a great room addition in the back so our house is a little bigger I think.

LIPA-- $215/mo (they re-evaluate every 3 months and it is usually a little more in the summer from the CAC)
Cable/phone/internet -- $240/mo (w/Verizon Fios)
Water -- maybe $100 every 3 months but we have sprinklers we put on every 2 days in the spring/summer/fall
Oil -- we have a 500 gal. underground tank which is double what most people have. I do COD but I estimate about $2400+ a year for oil)


ETA:

I forgot to add keep $$$ on the side for repairs...we moved in and had to spend $$$ to fix our chimney only a few months later.

Also, we have an alarm so that is an extra $40/mo.

And factor in homeowner's, but most times it is escrowed into your mortgage.

Message edited 11/2/2008 8:29:49 PM.

Posted 11/2/08 4:11 PM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: How much does your house cost you... not including a mortage?

Lipa: $130/mo-$220/mo July/Aug
Oil: $200/mo
Cable/phone/internet: $160
water" $15/quarter
Insurance: $110/mo

add food/repairs

Posted 11/2/08 4:29 PM
 

happytobreathe
The Lazy Days of Summer

Member since 10/06

1413 total posts

Name:

Re: How much does your house cost you... not including a mortage?

Thank you so much ladies! Seeing it laid out shows me what I will be looking into!

Posted 11/2/08 7:08 PM
 

beautyq115
New Year!

Member since 5/05

13729 total posts

Name:
Me

Re: How much does your house cost you... not including a mortage?

In addition it is also good to keep extra on hand incase things break in the house Our oil burner went 3 weeks after we moved inChat Icon

People told us something inevitably breaks soon after you move in.

Posted 11/2/08 7:26 PM
 

LSP2005
Bunny kisses are so cute!

Member since 5/05

19454 total posts

Name:
L

Re: How much does your house cost you... not including a mortage?

We live in a 2 bedroom/2.5 bath townhome. We have only one common wall. Our home is 1700 sq ft. We live in NJ.

Monthly maintenance: $166
Electric: $170 (summer) to $30 (winter)
Gas: $40 (summer) to $180 (winter)
Water: $23 (monthly)
DirectTV/Internet/Phone: $100 (monthly)
Cell Phone: $100 (monthly)
Alarm: $39 (monthly)
Sewage: $70 (monthly)
Insurance: $390 (anual) (33 monthly)

Total monthly fees: $731 this does not include or mortgage

Posted 11/2/08 7:29 PM
 

HillW9608
Hello Summer!

Member since 5/08

5916 total posts

Name:
Hill

Re: How much does your house cost you... not including a mortage?

We have about 1600 sq ft.. 3 BD 1.5 BA ect..

Lipa - 200 per month
Cable - 200 Chat Icon (includes phone/internet) per month
Oil - we get a delivery when we are close to empty so it depends. Our last delivery was in the summer for about 980$.. Ill be getting another one tomorrow which will be significantly cheaper
Water - 35 per quarter
Insurance - 800 annualy

Message edited 11/2/2008 10:49:19 PM.

Posted 11/2/08 8:20 PM
 

FranM
And so it goes....

Member since 9/05

2217 total posts

Name:

Re: How much does your house cost you... not including a mortage?

Dont forget general maint. stuff like lawn and snow removal. If you will being it yourself you will need to invest in the tools.

Posted 11/3/08 6:04 AM
 

IrishLasss334
I'll be there soon!

Member since 1/08

6549 total posts

Name:
Patty

Re: How much does your house cost you... not including a mortage?

I have a 1200 sq foot 3b1b house...

LIPA - on budget $156/month
Verizon/DSL/Directv - $156/month
Home Owners - $900
Oil - I budget $150 per month and fill up when I need it.
Water $35 every quarter


Posted 11/3/08 8:52 AM
 

ker21318
LIF Infant

Member since 11/07

296 total posts

Name:
Kerry

Re: How much does your house cost you... not including a mortage?

Thank you girls. This is very helpful!

Posted 11/3/08 9:40 AM
 
 

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