| Posted By |
Message |
lemonlime
Member since 1/07 1226 total posts
Name:
Jennifer
|
Empire govt and ivf
anyone have Empire united health care as there insurance, if so do you know what the coverage is for ivf?
|
Posted 10/17/07 2:14 PM  |
| |
|
Long Island Weddings
Long Island's Largest Bridal Resource |
Diane
Hope is Contagious....catch it
Member since 5/05 30683 total posts
Name:
D
|
Re: Empire govt and ivf
I have a $50,000 max. lifetime for infertility benefits
|
| Posted 10/17/07 2:21 PM |
| |
|
Wishing4ababy
My life is complete!
Member since 1/07 2494 total posts
Name:
|
Re: Empire govt and ivf
I have it too! Thank god it does cover $50,000, but before you start IVF you have to notify the insurance company first. Good Luck
|
| Posted 10/17/07 3:38 PM |
| |
|
mommy-of-2-angels
It's all about Sophia
Member since 9/07 1731 total posts
Name:
Laurie
|
Re: Empire govt and ivf
I have it too and thank god because we are going on IVF #5 in January so far Insurance has covered it all I also have $50,00 max and so does my hubby and IUI are covers 100% as well as IVF and if you go to a center of excellence there are no copays
|
| Posted 10/17/07 4:29 PM |
| |
|
lemonlime
Member since 1/07 1226 total posts
Name:
Jennifer
|
Re: Empire govt and ivf
thank you. not ready for ivf yet, just figured i would look into it. i called the insurance and i also have 50,000 lifetime.
|
| Posted 10/17/07 5:08 PM |
| |
|
jackjoe
LIF Zygote
Member since 7/07 14 total posts
Name:
|
Re: Empire govt and ivf
I have to say that is the best coverage I have heard so far. I have oxford and I only have 10,000 for advanced infertility. IUI's 100% but I have $30 copays.
|
| Posted 10/17/07 5:57 PM |
| |
|
mommy-of-2-angels
It's all about Sophia
Member since 9/07 1731 total posts
Name:
Laurie
|
Re: Empire govt and ivf
btw just so that you know if you do an IUI that does not come out of your lifetime max it comes out of your reg medical insurance
Message edited 10/17/2007 9:40:11 PM.
|
| Posted 10/17/07 9:38 PM |
| |
|
MrsPornStar
Partners in crime
Member since 10/05 14656 total posts
Name:
Mama
|
Re: Empire govt and ivf
We have this insurance as well. We feel really fortunate, because when I worked for Catholic Charities they covered ZERO.
|
| Posted 10/17/07 10:20 PM |
| |
|
sasha96
lovin' my 2 little ladies!
Member since 5/05 7401 total posts
Name:
Julianne
|
Re: Empire govt and ivf
I have it too and it is great! going to a center of excellence has helped because we haven't had any financial strain.
|
| Posted 10/18/07 7:33 AM |
| |
|
lemonlime
Member since 1/07 1226 total posts
Name:
Jennifer
|
Re: Empire govt and ivf
btw just so that you know if you do an IUI that does not come out of your lifetime max it comes out of your reg medical insurance
thanks. I was definitely wondering that.
|
| Posted 10/18/07 8:40 AM |
| |
|
06bride
LIF Toddler
Member since 1/07 422 total posts
Name:
M
|
Re: Empire govt and ivf
Yeah I left a job that had it and now I have one that covers nothing It's great insurance, I wish I could get it again.
|
| Posted 10/18/07 8:46 AM |
| |
|
bettyj
LIF Infant
Member since 3/08 117 total posts
Name:
Kristie
|
Re: Empire govt and ivf
Has anyone gone to East Coast IVF with Empire govt.? Can anyone explain why they assign an in-network and out of network provider to you?
|
| Posted 3/15/08 5:24 PM |
| |
|
babyfaith
Onward and Upward!
Member since 2/08 3210 total posts
Name:
|
Re: Empire govt and ivf
Posted by Diane
I have a $50,000 max. lifetime for infertility benefits
Same here!
|
| Posted 3/15/08 8:03 PM |
| |
|
ann814
LIF Infant
Member since 9/06 203 total posts
Name:
Andrea
|
Re: Empire govt and ivf
Both my husband and I have a 50,000 lifetime max for IF benefits.
Also if you use a center of excellence there is no copay (and I think co insurance but don't quote me on that).
|
| Posted 3/15/08 8:20 PM |
| |
|
mommy-of-2-angels
It's all about Sophia
Member since 9/07 1731 total posts
Name:
Laurie
|
Re: Empire govt and ivf
i have this ins and we did 3 full rounds of IVF and 1 frozen plus if you do iui it doesn't come out of iF fund it comes out of reg medical ins this is a really good ins to have just make sure you call them get approval before you do anything otherwise they wont cover we did a SA before and they would cover it oh well
|
| Posted 3/16/08 11:12 AM |
| |
|
mommy-of-2-angels
It's all about Sophia
Member since 9/07 1731 total posts
Name:
Laurie
|
Re: Empire govt and ivf
Message edited 3/16/2008 11:17:41 AM.
|
| Posted 3/16/08 11:17 AM |
| |
|
mommy-of-2-angels
It's all about Sophia
Member since 9/07 1731 total posts
Name:
Laurie
|
Re: Empire govt and ivf
Posted by bettyj
Has anyone gone to East Coast IVF with Empire govt.? Can anyone explain why they assign an in-network and out of network provider to you?
i go to East coast not sure why they would assign an out of network when i first started going there i was paying 20% but they have a program there for financial hardship you need to send a letter to the patchogue office explaining that you are unable to pay the 20% due to financial hardship and they can waive the 20% and copays i no longer pay my $15 copay makes it easier on me that they just except the 80% the ins pays
|
| Posted 3/16/08 11:18 AM |
| |
|
bettyj
LIF Infant
Member since 3/08 117 total posts
Name:
Kristie
|
Re: Empire govt and ivf
That's nice to know about the 20% and hardship letter. When I spoke to Maryann at the East Patchogue office, she told me that they did away with copays. I am calling her again tomorrow to have her explain everything to me again.
|
| Posted 3/16/08 3:36 PM |
| |
|
sfp0701
Liam's Mommy!
Member since 1/07 9764 total posts
Name:
Tricia
|
Re: Empire govt and ivf
So what are the centers of excellence in Nassau County?
Also Dh has a scrotal ultrasound and an SA coming up this week. Do we need to notify for that? What about each and every doctor visit? Do we need to tell them about the RE, the urologist etc?
TIA.
|
| Posted 3/16/08 5:10 PM |
| |
|
partyof6
b nice like u want ur kidz 2
Member since 7/06 7752 total posts
Name:
jeannine
|
Re: Empire govt and ivf
I had this insurance too...excellent!
Alll I had to do was get a #..assigned to me and I had to notify them of nothing else.
|
| Posted 3/17/08 6:41 AM |
| |
|
