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aliwnec10
mom of 3 boys
Member since 4/06 11426 total posts
Name:
Ali
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Credit Card debt question
Those that have credit card debt (which includes us- home purchases)... what cards have you found to be the best?
Have you transferred your debt to a 0% APR credit card? If so, which was the best one you've found for the longest period (typically they're 12 months right)?
Message edited 6/28/2007 1:12:03 PM.
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Posted 6/28/07 1:11 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
KGools
Happy
Member since 9/06 9532 total posts
Name:
Kim
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Re: Credit Card debt question
For me, it's been Chase. You get tons of poitns too.
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| Posted 6/28/07 1:12 PM |
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MrsRbk
<3 <3 <3 <3
Member since 1/06 19197 total posts
Name:
Michelle
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Re: Credit Card debt question
We use AMEX for everything. It's linked with Costco and we bet either 1 or 1.5% back at the end of the year which equals one huge check from Costco.
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| Posted 6/28/07 1:14 PM |
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GioiaMia
Let's Go Rangers!
Member since 1/07 14818 total posts
Name:
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Re: Credit Card debt question
Posted by CoopersMom01
For me, it's been Chase. You get tons of poitns too.
i switched to a Chase card with 0% for a year. . . and now i am ALMOST debt free!
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| Posted 6/28/07 1:16 PM |
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VickiC
Rocking the party
Member since 5/05 4937 total posts
Name:
Vicki
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Re: Credit Card debt question
I've transferred balances to 15 month cards - it all depends on the deal you are offered. bankrate.com has some good offers going - you can apply for whatever is right for you, or wait to get something in the mail.
Right now I have a 0% card through Bank of America that we used for DH's last semester of Grad school. 0% instead of 7.25%.
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| Posted 6/28/07 1:19 PM |
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kaklesmay
Love my baby boy!
Member since 9/05 1151 total posts
Name:
Kim
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Re: Credit Card debt question
I use Discover for my monthly-pay-off balance= cash back rewards annually usually around $350
BOA- Balance transfer rate 0% 12 months
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| Posted 6/28/07 1:31 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Credit Card debt question
amex for everything but I have consolidated before using a chase card.
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| Posted 6/28/07 1:35 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: Credit Card debt question
Posted by kaklesmay
I use Discover for my monthly-pay-off balance= cash back rewards annually usually around $350
BOA- Balance transfer rate 0% 12 months
I have the same - BOA transfers were 0% - I paid for my granite counter top on my VISA (I get rewards) - then I transferred to my 0% BOA - I got a $150 gift card to Home Depot from my rewards and havent paid any interest on any debt
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| Posted 6/28/07 1:36 PM |
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BlueDiamonds
mommy to 3 boys
Member since 2/07 3885 total posts
Name:
proud mommy
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Re: Credit Card debt question
Posted by Blu-ize
amex for everything but I have consolidated before using a chase card.
same here. Chase gave me 0% for something like 12-18 months and no balance transfer fees. now i use my blue cash AmEx for everything and i am up to about $600 back for the year, and still going! AmEx does charge interst so that one I pay off in full each month.
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| Posted 6/28/07 2:31 PM |
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ali120206
2 Boys
Member since 7/06 17789 total posts
Name:
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Re: Credit Card debt question
I currently don't have one at 0% but, the best ones I've had in the past have been through Chase, 0% for a certain period of time on purchases and balance transfers(usually 12-15 months) and free balance transfers at any time.
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| Posted 6/28/07 3:09 PM |
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bikramaddict
mommy-to-be
Member since 8/06 4376 total posts
Name:
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Re: Credit Card debt question
i switched to chase. 14 months @ zero APR and then a fixed APR of 8.99%/
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| Posted 6/28/07 3:30 PM |
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