LIFamilies.com - Long Island, NY


RSS
Articles Business Directory Blog Real Estate Community Forum Shop My Family Contests

Log In Chat Index Search Rules Lingo Create Account

Quick navigation:   

engagement ring insurance

Posted By Message

FirstMate
My lil cowboy

Member since 10/10

7790 total posts

Name:

engagement ring insurance

Do you still insure your engagement ring? I always have but this year the premium was raised significantly. I'm questioning whether I really need to continue to insure it. I know I have insurance through my home owners but it is limited.

Posted 9/18/23 2:34 PM
 
Long Island Weddings
Long Island's Largest Bridal Resource

NervousNell
Just another chapter in life..

Member since 11/09

54921 total posts

Name:
..being a mommy and being a wife!

Re: engagement ring insurance

It just automatically renews with my home owners. If it went up that significantly I might consider dropping it though at this point

Posted 9/18/23 2:59 PM
 

ali120206
2 Boys

Member since 7/06

17792 total posts

Name:

Re: engagement ring insurance

Posted by NervousNell

It just automatically renews with my home owners. If it went up that significantly I might consider dropping it though at this point



Mine automatically renews as well.

I like to know I have mine as I know as soon as I cancel - I will lose my ring or stone and the cost to replace is a lot more than the cost of insurance.

Posted 9/18/23 3:46 PM
 

Budjeg11
LIF Adult

Member since 4/11

2644 total posts

Name:

engagement ring insurance

I would insure it for current replacement cost. Its probably more valuable now than it was when you first got it, so why stop insuring it now?

Posted 9/18/23 4:45 PM
 

lpg21
LIF Infant

Member since 9/21

342 total posts

Name:

Re: engagement ring insurance

I actually decided not to renew a couple of years ago, been married 13 years. My engagement ring actually sits in a jewelry box. Idk why I can't wear rings anymore, they are uncomfortable for me.

Posted 9/19/23 1:16 PM
 

NervousNell
Just another chapter in life..

Member since 11/09

54921 total posts

Name:
..being a mommy and being a wife!

Re: engagement ring insurance

Posted by lpg21

I actually decided not to renew a couple of years ago, been married 13 years. My engagement ring actually sits in a jewelry box. Idk why I can't wear rings anymore, they are uncomfortable for me.



I feel better because I never wear my rings either. Nor does DH. I don't know, I'm just not a jewelry person and I find it uncomfortable as well.
Glad I'm not alone.

Posted 9/19/23 2:02 PM
 

MissJones
I need a nap!

Member since 5/05

22137 total posts

Name:

engagement ring insurance

Mine doesn’t even fit anymore ??

Posted 10/5/23 4:29 PM
 

Mushesgirl
Too blessed to be stressed

Member since 4/09

6691 total posts

Name:

Re: engagement ring insurance

we have it in our homeowner's policy which also auto renews. I will have to check to see if it increased; I don't look closely at that so thanks for the heads up.

Neither of us wears our rings anymore; I will wear them if we're going out to an event but otherwise I live in Queens and want to live.

Posted 10/5/23 6:47 PM
 

Diane
Hope is Contagious....catch it

Member since 5/05

30683 total posts

Name:
D

Re: engagement ring insurance

Posted by NervousNell

Posted by lpg21

I actually decided not to renew a couple of years ago, been married 13 years. My engagement ring actually sits in a jewelry box. Idk why I can't wear rings anymore, they are uncomfortable for me.



I feel better because I never wear my rings either. Nor does DH. I don't know, I'm just not a jewelry person and I find it uncomfortable as well.
Glad I'm not alone.
[/QUOTE



Me too, especially because I am a teacher and constantly washing my hands.
My rind does not fit anymore as well. The price did go up a lot over the years, but keep renewing it, but I know I should get it appraised again. I have just been lazy about it.

Posted 10/8/23 6:21 PM
 

windyweather21
LIF Adult

Member since 3/21

6980 total posts

Name:

Re: engagement ring insurance

Ahhh something us married people don't have to worry about when you get engaged young and had no money so ring is not so huge Chat Icon Chat Icon

Posted 10/11/23 8:37 AM
 
 

Potentially Related Topics:

Topic Posted By Started Replies Forum
Does anyone have their engagement ring under home owners insurance? KaRiSsA 12/26/05 34 Families Helping Families ™
insurance/engagement ring question mommy2be716 7/15/18 9 Families Helping Families ™
engagement ring insurance - pricing Ltdentway99 2/23/11 8 Families Helping Families ™
Do you have insurance on your engagement ring? jozieb0925 11/16/06 55 Families Helping Families ™
If you have a round stone in your engagement ring... Scotty-CassidysMom 10/22/05 60 Families Helping Families ™
Do you ever not wear your wedding band/engagement ring? Lichi 7/14/05 50 Families Helping Families ™
 
Quick navigation:   
Currently 623978 users on the LIFamilies.com Chat
New Businesses
1 More Rep
Carleton Hall of East Islip
J&A Building Services
LaraMae Health Coaching
Sonic Wellness
Julbaby Photography LLC
Ideal Uniforms
Teresa Geraghty Photography
Camelot Dream Homes
Long Island Wedding Boutique
MB Febus- Rodan & Fields
Camp Harbor
Market America-Shop.com
ACM Basement Waterproofing
Travel Tom

      Follow LIWeddings on Facebook

      Follow LIFamilies on Twitter
Long Island Bridal Shows