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NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

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mommy2be716
LIF Adult

Member since 1/16

2921 total posts

Name:

NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

Did you get a letter recently regarding your spouse's eligibility? Dh has been on my insurance forever, and now I got a letter asking for more documentation (tax returns, mortgage statement, etc) to verify his eligibility.

Just a little confused about why they need these documents, and I'm a little scared to send stuff like that. They've had our marriage license on file for years and that used to be enough... If anyone else got it, are you as creeped out as I am, or am I overthinking it?

Posted 11/19/17 9:22 AM
 
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AngnShaun
Sisters

Member since 1/10

21015 total posts

Name:
Ang

NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

i havent seen anything. Is it from GHI?

Posted 11/19/17 9:52 AM
 

NervousNell
Just another chapter in life..

Member since 11/09

54921 total posts

Name:
..being a mommy and being a wife!

Re: NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

We didn't get anything.
I think though sometimes they randomly audit to make sure spouses are still eligible... (i.e. you didn't get divorced and not report it to them etc)

Posted 11/19/17 9:57 AM
 

alli3131
Peanut is here!!!!!!

Member since 5/09

18388 total posts

Name:
Allison

NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

This is normal in the private sector. Companies do audits every few years to make sure spouses and children are insured when they shouldn’t be

Posted 11/19/17 9:58 AM
 

TwinMommyToBoys
LIF Adult

Member since 12/16

2346 total posts

Name:

NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

My company asks you to verify your insurance yearly for your spouse. Where I work your spouse cannot be on your insurance if they are offered insurance at their job. They audit yearly. I’m on DHs insurance and he works for the railroad. We used to have mine before he got a job with LIRR

Posted 11/19/17 10:10 AM
 

Deenintendo
LIF Adolescent

Member since 6/11

847 total posts

Name:

Re: NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

My husband is nypd and we've gotten verification letters in the past for myself. The last one was was making sure that I didn't qualify thorough insurance at my job and had to be notarized.

Posted 11/19/17 10:30 AM
 

NervousNell
Just another chapter in life..

Member since 11/09

54921 total posts

Name:
..being a mommy and being a wife!

Re: NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

Posted by Deenintendo

My husband is nypd and we've gotten verification letters in the past for myself. The last one was was making sure that I didn't qualify thorough insurance at my job and had to be notarized.



It's funny because I am entitled to insurance at my job but chose not to take it because obviously DH's insurance through NYPD is light years better and cheaper.
They only asked once for me to prove that I don't take my job's insurance. I qualify to receive it at my company but opt out. They just needed a letter stating I am not insured under my company's plan.

Posted 11/19/17 10:41 AM
 

dandj
Love of my life....

Member since 5/05

3687 total posts

Name:
Denise

NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

We had to do that a few years ago...I just sent everything in and never heard about it again.

Posted 11/19/17 12:28 PM
 

Mushesgirl
Too blessed to be stressed

Member since 4/09

6691 total posts

Name:

Re: NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

I think we've gotten it two years in a row. We had to send a copy of our marriage certificate and that sufficed.

Posted 11/19/17 1:23 PM
 

clotheshorse
LIF Adult

Member since 5/12

1293 total posts

Name:

Re: NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

Posted by TwinMommyToBoys

My company asks you to verify your insurance yearly for your spouse. Where I work your spouse cannot be on your insurance if they are offered insurance at their job. They audit yearly. I’m on DHs insurance and he works for the railroad. We used to have mine before he got a job with LIRR



That really stinks. Can they really do that? Telling an employee their spouse can't be on their plan if offered insurance at their own job. How do they know your spouse even has a job? What about children?

To the orig poster, yes I just had to fill out verification papers about spouse & children information & fax it to the audit co.

Posted 11/19/17 2:57 PM
 

LuckyStar
LIF Adult

Member since 7/14

7274 total posts

Name:

Re: NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

Posted by clotheshorse

Posted by TwinMommyToBoys

My company asks you to verify your insurance yearly for your spouse. Where I work your spouse cannot be on your insurance if they are offered insurance at their job. They audit yearly. I’m on DHs insurance and he works for the railroad. We used to have mine before he got a job with LIRR



That really stinks. Can they really do that? Telling an employee their spouse can't be on their plan if offered insurance at their own job. How do they know your spouse even has a job? What about children?

To the orig poster, yes I just had to fill out verification papers about spouse & children information & fax it to the audit co.



Apparently it is. I just got a new job and can't cover DH because his job offers insurance but it is astronomical. We have no choice but to pay it because he cannot be covered under me.

We didn't realize how expensive (and crappy) his was until we looked into it because he was always under mine. I probably wouldn't have taken the job if I had known.

Posted 11/19/17 3:05 PM
 

clotheshorse
LIF Adult

Member since 5/12

1293 total posts

Name:

Re: NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

Posted by LuckyStar

Posted by clotheshorse

Posted by TwinMommyToBoys

My company asks you to verify your insurance yearly for your spouse. Where I work your spouse cannot be on your insurance if they are offered insurance at their job. They audit yearly. I’m on DHs insurance and he works for the railroad. We used to have mine before he got a job with LIRR



That really stinks. Can they really do that? Telling an employee their spouse can't be on their plan if offered insurance at their own job. How do they know your spouse even has a job? What about children?

To the orig poster, yes I just had to fill out verification papers about spouse & children information & fax it to the audit co.



Apparently it is. I just got a new job and can't cover DH because his job offers insurance but it is astronomical. We have no choice but to pay it because he cannot be covered under me.

We didn't realize how expensive (and crappy) his was until we looked into it because he was always under mine. I probably wouldn't have taken the job if I had known.



How do they even verify if his job has insurance or if he has a job to begin with? Sounds insane & confusing to me.

What industry are you in if you don't mind me asking?

Message edited 11/19/2017 3:51:09 PM.

Posted 11/19/17 3:50 PM
 

Sonervous
LIF Infant

Member since 1/13

184 total posts

Name:

Re: NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

Posted by clotheshorse

Posted by LuckyStar

Posted by clotheshorse

Posted by TwinMommyToBoys

My company asks you to verify your insurance yearly for your spouse. Where I work your spouse cannot be on your insurance if they are offered insurance at their job. They audit yearly. I’m on DHs insurance and he works for the railroad. We used to have mine before he got a job with LIRR



That really stinks. Can they really do that? Telling an employee their spouse can't be on their plan if offered insurance at their own job. How do they know your spouse even has a job? What about children?

To the orig poster, yes I just had to fill out verification papers about spouse & children information & fax it to the audit co.



Apparently it is. I just got a new job and can't cover DH because his job offers insurance but it is astronomical. We have no choice but to pay it because he cannot be covered under me.

We didn't realize how expensive (and crappy) his was until we looked into it because he was always under mine. I probably wouldn't have taken the job if I had known.



How do they even verify if his job has insurance or if he has a job to begin with? Sounds insane & confusing to me.

What industry are you in if you don't mind me asking?




I don’t live in NY but my husbands job does the same thing they actually make me pay a monthly surcharge to use his insurance since there is some offered by mine. They made me sign an affidavit. I have no idea how they would check if I said I didn’t work. For me the price is about the same and maybe alittle more but his coverage is much better which is why I pay it.

Posted 11/19/17 7:19 PM
 

LuckyStar
LIF Adult

Member since 7/14

7274 total posts

Name:

Re: NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

Posted by Sonervous

Posted by clotheshorse

Posted by LuckyStar

Posted by clotheshorse

Posted by TwinMommyToBoys

My company asks you to verify your insurance yearly for your spouse. Where I work your spouse cannot be on your insurance if they are offered insurance at their job. They audit yearly. I’m on DHs insurance and he works for the railroad. We used to have mine before he got a job with LIRR



That really stinks. Can they really do that? Telling an employee their spouse can't be on their plan if offered insurance at their own job. How do they know your spouse even has a job? What about children?

To the orig poster, yes I just had to fill out verification papers about spouse & children information & fax it to the audit co.



Apparently it is. I just got a new job and can't cover DH because his job offers insurance but it is astronomical. We have no choice but to pay it because he cannot be covered under me.

We didn't realize how expensive (and crappy) his was until we looked into it because he was always under mine. I probably wouldn't have taken the job if I had known.



How do they even verify if his job has insurance or if he has a job to begin with? Sounds insane & confusing to me.

What industry are you in if you don't mind me asking?




I don’t live in NY but my husbands job does the same thing they actually make me pay a monthly surcharge to use his insurance since there is some offered by mine. They made me sign an affidavit. I have no idea how they would check if I said I didn’t work. For me the price is about the same and maybe alittle more but his coverage is much better which is why I pay it.



I couldn't even pay a surcharge. I asked.

Posted 11/19/17 7:58 PM
 

GoodThoughts
Dreams do come true

Member since 2/12

2259 total posts

Name:

NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

We had to resubmit documents last month, but nothing like what you mentioned.

Message edited 11/19/2017 8:16:34 PM.

Posted 11/19/17 8:15 PM
 

jerrysgirl
I love my hot dog!!

Member since 6/06

5357 total posts

Name:
E & J

Re: NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

Posted by LuckyStar

Posted by Sonervous

Posted by clotheshorse

Posted by LuckyStar

Posted by clotheshorse

Posted by TwinMommyToBoys

My company asks you to verify your insurance yearly for your spouse. Where I work your spouse cannot be on your insurance if they are offered insurance at their job. They audit yearly. I’m on DHs insurance and he works for the railroad. We used to have mine before he got a job with LIRR



That really stinks. Can they really do that? Telling an employee their spouse can't be on their plan if offered insurance at their own job. How do they know your spouse even has a job? What about children?

To the orig poster, yes I just had to fill out verification papers about spouse & children information & fax it to the audit co.



Apparently it is. I just got a new job and can't cover DH because his job offers insurance but it is astronomical. We have no choice but to pay it because he cannot be covered under me.

We didn't realize how expensive (and crappy) his was until we looked into it because he was always under mine. I probably wouldn't have taken the job if I had known.



How do they even verify if his job has insurance or if he has a job to begin with? Sounds insane & confusing to me.

What industry are you in if you don't mind me asking?




I don’t live in NY but my husbands job does the same thing they actually make me pay a monthly surcharge to use his insurance since there is some offered by mine. They made me sign an affidavit. I have no idea how they would check if I said I didn’t work. For me the price is about the same and maybe alittle more but his coverage is much better which is why I pay it.



I couldn't even pay a surcharge. I asked.



I was thinking about going on my husband's insurance, but they charge a yearly fee in addition to the premiums f I could get insurance through my job and do not use it and take his.

Posted 11/19/17 10:03 PM
 

ali120206
2 Boys

Member since 7/06

17792 total posts

Name:

NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

We had to verify everyone's eligibility a few years ago but, haven't had to do it since.

Posted 11/20/17 7:52 AM
 

Mill188
LIF Adult

Member since 3/09

3073 total posts

Name:

Re: NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

The NYS budget required an audit to be done of health insurance eligibility (they do it every couple of years).

NYC is doing the same thing.

They do it every couple of years. The reason they ask for bank statement/mortgage statement instead of just a marriage license is to ensure that it is recent. Someone can submit a marriage license even if they've been divorced for years.

Posted 11/20/17 9:34 AM
 

lightblue
LIF Adult

Member since 1/17

2249 total posts

Name:

Re: NYC workers who are on city insurance (NYPD, FDNY, DOE, etc)

Posted by ali120206

We had to verify everyone's eligibility a few years ago but, haven't had to do it since.



same here

Posted 11/20/17 2:08 PM
 
 

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