LIFamilies.com - Long Island, NY


RSS
Articles Business Directory Blog Real Estate Community Forum Shop My Family Contests

Log In Chat Index Search Rules Lingo Create Account

Quick navigation:   

Children's Health Insurance - HELP!

Posted By Message

susie658
LIF Zygote

Member since 2/15

23 total posts

Name:

Children's Health Insurance - HELP!

So if i go through my job for adding my child to my insurance plan, it will cost approx $500/month extra. I was told by a co-worker that NY state had really great coverage at a low cost but when I looked online, it was still around $380/month and the "bronze" level with very high deductibles, etc.

My salary is too high to qualify for anything unfortunately, but that doesn't mean I am able to toss around money!!!

Does anyone have any suggestions? Please help share your ideas.

Posted 5/11/15 11:09 AM
 
Long Island Weddings
Long Island's Largest Bridal Resource

Fondue
LIF Zygote

Member since 4/15

19 total posts

Name:

Re: Children's Health Insurance - HELP!

I know, it's crazy... Obamacare hasn't helped anything.

I'd most likely just add on through your work insurance because it's easier that way.

Most plans will probably be about $500 extra with kids on it... even if you try to get on your own. Child Health Plus and others really take into account your salary. Once you're earning over their baseline, it's not cheap for the quality of service you're getting... plus those are usually HMOs. So I'd stick with your work insurance. It's probably a better plan.

Posted 5/11/15 11:25 AM
 

2boys1girl
and one more girl on the way!

Member since 5/10

2954 total posts

Name:
D

Children's Health Insurance - HELP!

Have you looked into the Child Health Plus. I had to do it for my kids and while I don't make an extremely high salary it is up there especially for Long Island.
They made me pay the maximum allowable for each child and I believe I only paid 120.00 per month for all 3...and it's full on coverage. You might want to at least check it doesn't hurt.

This is the income guidelines

https://www.health.ny.gov/health_care/child_health_plus/eligibility_and_cost.htm

Message edited 5/11/2015 11:33:17 AM.

Posted 5/11/15 11:32 AM
 

susie658
LIF Zygote

Member since 2/15

23 total posts

Name:

Re: Children's Health Insurance - HELP!

Thanks but still out of the income bracket :(

Posted 5/11/15 11:50 AM
 
 

Potentially Related Topics:

Topic Posted By Started Replies Forum
Adult children on their parents health insurance until they are 30? baghag 2/22/06 37 Families Helping Families ™
Life insurance for children that turns to cash stinger 10/7/14 1 Families Helping Families ™
Children = Lower Car Insurance Premiums? JenMarie 11/8/11 3 Parenting
Divorce and children's insurance coverage question HomeIsWithU 9/16/11 10 Relationship Board
step parents and insurance for step children ziamaria 5/3/09 1 Step-parents
Health Insurance Question-Feedback NEEDED juju 5/16/05 4 TTC
 
Quick navigation:   
Currently 440864 users on the LIFamilies.com Chat
New Businesses
1 More Rep
Carleton Hall of East Islip
J&A Building Services
LaraMae Health Coaching
Sonic Wellness
Julbaby Photography LLC
Ideal Uniforms
Teresa Geraghty Photography
Camelot Dream Homes
Long Island Wedding Boutique
MB Febus- Rodan & Fields
Camp Harbor
Market America-Shop.com
ACM Basement Waterproofing
Travel Tom

      Follow LIWeddings on Facebook

      Follow LIFamilies on Twitter
Long Island Bridal Shows