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HeyJude
LIF Adolescent
Member since 9/07 820 total posts
Name:
p
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Norm for health insurance benefits to start with new job?
How long did you have to wait at your job for health insurance benefits to start?
What is the norm nowadays? No wait, 30 days, 60 days? Does it depend on the industry?
I had 1 job that I had to wait 30 days, but that was years ago.
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Posted 5/18/17 1:04 PM  |
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Long Island's Largest Bridal Resource |
NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: Norm for health insurance benefits to start with new job?
At my company you are covered from day one.
At others I have been with it was 30 days I believe.
It depends more on the company itself than the industry.
It's an individual thing
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| Posted 5/18/17 1:06 PM |
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alli3131
Peanut is here!!!!!!
Member since 5/09 18388 total posts
Name:
Allison
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Norm for health insurance benefits to start with new job?
My job it is day one. My DH is also day one.
I did have one job years ago it was a 60 day wait.
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| Posted 5/18/17 1:11 PM |
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RainyDay
LIF Adult
Member since 6/15 3998 total posts
Name:
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Norm for health insurance benefits to start with new job?
This job and my previous started at day 1
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| Posted 5/18/17 1:27 PM |
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twizzlers
LIF Adolescent
Member since 11/14 874 total posts
Name:
x
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Norm for health insurance benefits to start with new job?
For me, based on my job, I had them start it on day 1. My husbands started after 60 days.
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| Posted 5/18/17 1:29 PM |
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MaZz
* Lovin my baby girl!!! *
Member since 2/09 6243 total posts
Name:
Gina
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Norm for health insurance benefits to start with new job?
My husband just switched conpanies and his insurance kicked in on day 1
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| Posted 5/18/17 1:35 PM |
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Rosie0613
LIF Adolescent
Member since 8/10 875 total posts
Name:
Rosie
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Re: Norm for health insurance benefits to start with new job?
Mine was after 30 days
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| Posted 5/18/17 1:37 PM |
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chilltocam
LIF Adult
Member since 11/11 9141 total posts
Name:
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Norm for health insurance benefits to start with new job?
My health insurance started on day 1. Had to wait 90 days (? - maybe 60) for dental and vision to kick in
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| Posted 5/18/17 1:39 PM |
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PitterPatter11
Baby Boy is Here!
Member since 5/11 7632 total posts
Name:
Momma <3
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Norm for health insurance benefits to start with new job?
I've worked in 4 different school districts. 3 started on Day 1, 1 started after 3 months.
My DH's job started on Day 1.
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| Posted 5/18/17 1:49 PM |
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Norm for health insurance benefits to start with new job?
90 days for the past 3 companies I've work for. All were very small businesses.
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| Posted 5/18/17 2:04 PM |
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WannaBeAMom11
LIF Adult
Member since 1/11 7391 total posts
Name:
Name
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Norm for health insurance benefits to start with new job?
90 days for dh. Day 1 at my last company.
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| Posted 5/18/17 2:14 PM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: Norm for health insurance benefits to start with new job?
So let's say you start a job and you have to wait the 90 days? What do you do in the meantime?
Can you get Cobra if you left your previous job on your own or only if you were let go?
That wouldn't be a big incentive for me to leave my job to go work at a company where I'd be uninsured for 90 days.
Not the best way to attract talent away from competitors.
Message edited 5/18/2017 2:19:40 PM.
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| Posted 5/18/17 2:19 PM |
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Milerose
MY BABY!
Member since 9/06 4161 total posts
Name:
R
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Norm for health insurance benefits to start with new job?
Day one for me.
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| Posted 5/18/17 2:49 PM |
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LuckyStar
LIF Adult
Member since 7/14 7274 total posts
Name:
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Norm for health insurance benefits to start with new job?
Mine was 42 days which I thought was ridiculous.
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| Posted 5/18/17 3:02 PM |
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MyBabyG
LIF Adolescent
Member since 1/15 793 total posts
Name:
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Norm for health insurance benefits to start with new job?
I had two jobs that started from day one. There was one that I had to wait 90 days
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| Posted 5/18/17 3:31 PM |
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NYCGirl80
I love my kiddies!
Member since 5/11 10413 total posts
Name:
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Re: Norm for health insurance benefits to start with new job?
Every job is different. It's company policy, so there really is no "norm." It could be day 1, day 30, 60, 90, the first day after a full month of employment, etc, etc, etc.
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| Posted 5/18/17 3:52 PM |
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Katareen
5,000 Posts!
Member since 4/10 7180 total posts
Name:
Katherine
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Norm for health insurance benefits to start with new job?
I've had variations from day 1 to 90 days
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| Posted 5/18/17 3:59 PM |
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Katareen
5,000 Posts!
Member since 4/10 7180 total posts
Name:
Katherine
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Re: Norm for health insurance benefits to start with new job?
Posted by NervousNell
So let's say you start a job and you have to wait the 90 days? What do you do in the meantime?
Can you get Cobra if you left your previous job on your own or only if you were let go?
That wouldn't be a big incentive for me to leave my job to go work at a company where I'd be uninsured for 90 days.
Not the best way to attract talent away from competitors.
Yes, when you lose insurance you are always offered COBRA
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| Posted 5/18/17 4:00 PM |
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Re: Norm for health insurance benefits to start with new job?
Posted by NervousNell
So let's say you start a job and you have to wait the 90 days? What do you do in the meantime?
Can you get Cobra if you left your previous job on your own or only if you were let go?
That wouldn't be a big incentive for me to leave my job to go work at a company where I'd be uninsured for 90 days.
Not the best way to attract talent away from competitors.
Yes, you can do COBRA. Many of the people I've seen hired didn't have health insurance to start with, so waiting 90 days wasn't a big deal to them. I paid the COBRA during the wait period for my first job (coming off my parents insurance), and since then I've been on my husband's plan so it wasn't a concern for me.
These were all small companies (2-10 employees) that aren't attracting that much "talent" anyway.
Most don't pay that well either and had reasonably high turnover rates.
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| Posted 5/18/17 4:06 PM |
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Paramount
Sweet!
Member since 7/12 4289 total posts
Name:
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Re: Norm for health insurance benefits to start with new job?
At my company it was day 1 or 30..I can't remember.
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| Posted 5/18/17 4:33 PM |
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Paramount
Sweet!
Member since 7/12 4289 total posts
Name:
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Re: Norm for health insurance benefits to start with new job?
Posted by Katareen
Posted by NervousNell
So let's say you start a job and you have to wait the 90 days? What do you do in the meantime?
Can you get Cobra if you left your previous job on your own or only if you were let go?
That wouldn't be a big incentive for me to leave my job to go work at a company where I'd be uninsured for 90 days.
Not the best way to attract talent away from competitors.
Yes, when you lose insurance you are always offered COBRA
Here is another thing. You have 90 days to opt INTO COBRA.
What that means is this:
If you don't need to go to the doctor in those 90 days DONT pay COBRA. if on day 89 you have to go to the doctor, accident, etc..you pay for the FULL 90 days, but you will still be covered.
What I did in my last job is not pay COBRA for the 90 days. I didn't have to go to the doctor so saved 90 days of COBRA payment.
Please make SURE to confirm this with someone in the know. But that's what I was told and I researched it.
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| Posted 5/18/17 4:36 PM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: Norm for health insurance benefits to start with new job?
Posted by Paramount
Posted by Katareen
Posted by NervousNell
So let's say you start a job and you have to wait the 90 days? What do you do in the meantime?
Can you get Cobra if you left your previous job on your own or only if you were let go?
That wouldn't be a big incentive for me to leave my job to go work at a company where I'd be uninsured for 90 days.
Not the best way to attract talent away from competitors.
Yes, when you lose insurance you are always offered COBRA
Here is another thing. You have 90 days to opt INTO COBRA.
What that means is this:
If you don't need to go to the doctor in those 90 days DONT pay COBRA. if on day 89 you have to go to the doctor, accident, etc..you pay for the FULL 90 days, but you will still be covered.
What I did in my last job is not pay COBRA for the 90 days. I didn't have to go to the doctor so saved 90 days of COBRA payment.
Please make SURE to confirm this with someone in the know. But that's what I was told and I researched it.
You know I think I have heard that too.
That's a very good option to take.
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| Posted 5/18/17 4:42 PM |
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Norm for health insurance benefits to start with new job?
Mine was 90 days. My DH will be starting his new job on the 7th and it's effective immediately
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| Posted 5/18/17 6:33 PM |
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LuckyStar
LIF Adult
Member since 7/14 7274 total posts
Name:
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Re: Norm for health insurance benefits to start with new job?
Posted by NervousNell
Posted by Paramount
Posted by Katareen
Posted by NervousNell
So let's say you start a job and you have to wait the 90 days? What do you do in the meantime?
Can you get Cobra if you left your previous job on your own or only if you were let go?
That wouldn't be a big incentive for me to leave my job to go work at a company where I'd be uninsured for 90 days.
Not the best way to attract talent away from competitors.
Yes, when you lose insurance you are always offered COBRA
Here is another thing. You have 90 days to opt INTO COBRA.
What that means is this:
If you don't need to go to the doctor in those 90 days DONT pay COBRA. if on day 89 you have to go to the doctor, accident, etc..you pay for the FULL 90 days, but you will still be covered.
What I did in my last job is not pay COBRA for the 90 days. I didn't have to go to the doctor so saved 90 days of COBRA payment.
Please make SURE to confirm this with someone in the know. But that's what I was told and I researched it.
You know I think I have heard that too.
That's a very good option to take.
Yeah, this is what we did. HR at my old job suggested it. It would have been $2400 for 2 weeks of insurance which even they thought was insane.
Btw, the 42 day wait was for a state job. Not a small company. Can't say they're attracting much "talent" at least in my department so maybe that's how they get away with it!
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| Posted 5/18/17 8:06 PM |
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hmm
Sweet
Member since 1/14 8012 total posts
Name:
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Norm for health insurance benefits to start with new job?
last job waited 3 month probation, current job day one health coverage started
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| Posted 5/18/17 8:53 PM |
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