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bella321
Blessed!
Member since 3/09 1952 total posts
Name:
Kristy
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If you have a High Deductible Healthcare Plan ...
Would you mind sharing how much you contribute to the plan itself and how much you and / or your employer contributes to a HSA or a Flex Savings?
Feel free to FM if that's easier. Thanks!
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Posted 1/11/13 4:01 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
Ophelia
she's baaccckkkk ;)
Member since 5/06 23378 total posts
Name:
remember, when Gulliver traveled....
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Re: If you have a High Deductible Healthcare Plan ...
Posted by bella321
Would you mind sharing how much you contribute to the plan itself and how much you and / or your employer contributes to a HSA or a Flex Savings?
Feel free to FM if that's easier. Thanks!
we HAD one up until 12/31/12.
it was 10,000 dollars. we did not pay to the premium. my husbands firm did.
my son got hurt and I got pregnant all in the same year though. you'd be surprised how painful 10k in medical bills are when the piper comes a-calling.
we just switched to my plan at work. an HMO. we are putting in 4k in premiums, no DD, standard copays.
still better than 10k  
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| Posted 1/11/13 4:15 PM |
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sunnyplus3
:)
Member since 11/05 8749 total posts
Name:
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Re: If you have a High Deductible Healthcare Plan ...
We have a $5700 deductible. We put our money in the HSA
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| Posted 1/11/13 4:50 PM |
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JenniferEver
The Disney Lady
Member since 5/05 18163 total posts
Name:
Jennifer
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Re: If you have a High Deductible Healthcare Plan ...
I had one until 12/31. I paid about $80 every 2 weeks (employer paid the rest).
My deductible was $2000. My plan had $750 of that covered. I usually put about $650 in the account
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| Posted 1/11/13 5:07 PM |
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lilacwine
only love...
Member since 5/05 2034 total posts
Name:
<3
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Re: If you have a High Deductible Healthcare Plan ...
We've been maxing out our contributions to the HSA and the company contributes $1,000. Premium is less than $200/month for DH and me.
Deductible is $2,500. In-network coinsurance is 15%. In-network out-of-pocket max is something like $6,000.
This is from DH's company. I'm thankful that we have such a good option.
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| Posted 1/11/13 5:41 PM |
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Twins2013
LIF Infant
Member since 6/12 248 total posts
Name:
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If you have a High Deductible Healthcare Plan ...
our ded. is $4000. my husbands company contributes a whopping $400. i cant remember exactly how much we pay a month, a couple hundred.
our out of pocket max. is $8000....which we met last year with my pregnancy. hopefully this year we dont come close to it!
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| Posted 1/11/13 6:06 PM |
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canwhit
LIF Infant
Member since 12/10 79 total posts
Name:
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Re: If you have a High Deductible Healthcare Plan ...
We have a high deductible family plan through my husbands employer. We pay $154 a week for the plan We split 50/50 with company. We have a $2,000 deductible per person. But My husbands company will pay the 3000 once we pay 3000.
And I should mention we live in Maryland.
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| Posted 1/11/13 6:45 PM |
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Peainapod
Peanuts are here!
Member since 1/09 13591 total posts
Name:
Diana
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Re: If you have a High Deductible Healthcare Plan ...
we have a high deductible HSA. OUr deductible is $3000 for family (1500 single);
DH contributes $100 a paycheck to the HSA account; his compay contributes 40% of the deductible (so thats $1200); its paid quarterly to the HSA account directly.
we are also responsible for 10% out of pocket over the deductible until we hit the $6000 out of pocket maximum.
totally blows. but DH works for a small company and their former HMO plan would have cost us $1000 a month in premiums for all 3 of us to be covered.
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| Posted 1/11/13 7:41 PM |
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MrsSpring
I'm a lucky mama
Member since 1/10 7585 total posts
Name:
L
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Re: If you have a High Deductible Healthcare Plan ...
we have a $11,600 deductible with an employer sponsored hsa. dh pays half of the insurance premium around 600 a month for a family.
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| Posted 1/11/13 8:35 PM |
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