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Balance Tranfers before ReFi?
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Serendipity
Summer!
Member since 4/07 7631 total posts
Name:
PrayingWishingHopingALOT
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Balance Tranfers before ReFi?
Is it bad to do this prior to refinancing?
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Posted 10/22/10 2:09 PM  |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Balance Tranfers before ReFi?
yes- do not open any new cards when in the process of applying for a mortgage
do not buy a car, do not do anything that you don't normally do
wait till after closing
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| Posted 10/22/10 2:39 PM |
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Serendipity
Summer!
Member since 4/07 7631 total posts
Name:
PrayingWishingHopingALOT
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Re: Balance Tranfers before ReFi?
Whewwwww...i didnt...but came close to doing a balance transfer.
BUT...I did neglect tos ay that we didnt start the process of refi'ing tho...plan to in the next few weeks, but was apprehensive still.
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| Posted 10/22/10 2:53 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Balance Tranfers before ReFi?
just wait- it's not worth it
it could hit after they pull your credit and mess things up
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| Posted 10/22/10 3:11 PM |
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Mrs213
????????
Member since 2/09 18986 total posts
Name:
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Re: Balance Tranfers before ReFi?
don't do anything until after its done...
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| Posted 10/22/10 5:59 PM |
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Serendipity
Summer!
Member since 4/07 7631 total posts
Name:
PrayingWishingHopingALOT
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Re: Balance Tranfers before ReFi?
Thank everyone! I am so glad I didnt act impulsively. The guy on the phone told me it wouldnt hurt...but of corse he wanted credit for the trransaction and at the last minute I said you know what...let me hold off!!
Whewww
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| Posted 10/22/10 6:33 PM |
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