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First ELECTRONIC BOA mortgage payment

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rkoenke
my little piggys

Member since 3/08

4315 total posts

Name:
rachel

First ELECTRONIC BOA mortgage payment

i made my payment on time, but the only activities i see are as follows:

0.69 deposit
0.69 deposit
the next day:
0.78 deposit
0.69 withdrawal
0.69 withdrawal
0.78 withdrawal

now, i know that they test to make sure the account is real, but after these tests, why didn't they take my payment? i am going to get whopped with late fees??
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i was ON TIME!

only me
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Posted 3/23/10 7:43 AM
 
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ali120206
2 Boys

Member since 7/06

17795 total posts

Name:

Re: First ELECTRONIC BOA mortgage payment

Did you have to verify the amounts of those small deposits with them? I believe I had to do that with both Citibank and Chase before they would take out the payment.

Posted 3/23/10 8:16 AM
 

rkoenke
my little piggys

Member since 3/08

4315 total posts

Name:
rachel

Re: First ELECTRONIC BOA mortgage payment

could be... i am on the phone with them now getting the run around. call this number, call that number, enter in this information.

when i went in to the site it says that i DO NOT have an account set up.

if that is the case, how did they deposit money into the account?

Posted 3/23/10 8:37 AM
 

neener1211
:-)

Member since 4/07

22952 total posts

Name:
J

Re: First ELECTRONIC BOA mortgage payment

When did you make the payment? It takes 2 days to show up on my online account that I made a payment.

Message edited 3/23/2010 9:05:40 AM.

Posted 3/23/10 9:05 AM
 

scanlj
LIF Toddler

Member since 4/09

379 total posts

Name:

Re: First ELECTRONIC BOA mortgage payment

I wouldnt freak out just yet. I make my BOA payments electronically as well. It takes a couple of days before it is taken out of your account, and it reflects on their website. Could be that you're just in this phase.

Posted 3/23/10 9:24 AM
 

rkoenke
my little piggys

Member since 3/08

4315 total posts

Name:
rachel

Re: First ELECTRONIC BOA mortgage payment

OMG!!
I NEVER GOT A VERIFIED TAB ON MY PAGE WHERE I SHOULD HAVE! MY ACCOUNT WAS NEVER VERIFIED SO THEY NEVER TOOK MY PAYMENT OUT.

I am on the phone with the "workout" people and they are waiving the extra fees, but boy, this was some bad way of doing this.

BEWARE ALL BOA NEWBIES!!!

i guess it's my fault for assuming my payment went through!!!
(I had BOA before too when they bought out my countrywide mortgage)

Message edited 3/23/2010 9:45:11 AM.

Posted 3/23/10 9:40 AM
 

hmm8191
My loves

Member since 3/06

2908 total posts

Name:
Heather

Re: First ELECTRONIC BOA mortgage payment

I'm so sorry this happened but thanks for the heads up. Our mortgage is going to be through BOA and I'll be on the look out for this!

Posted 3/23/10 11:50 AM
 
 

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