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MarisaK
HELLO Manolo !!
Member since 5/06 14562 total posts
Name:
Marisa
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Re: Snowy day Q: How much do you put into savings each month?
Posted by Mikismom
you think? why would someone embelish that? I think everyone has different circumstances. Some people have kids, some don't, some have 2 jobs, some don't, some have no consumer debt...etc
It's all relative. I save way less than 500/month but my dd is well taken care of, bills are paid and we live "pretty comfortably"
I agree - I don't see why anyone would lie ....... We all have different situations and bills and debt and standards of living and priorities etc etc. - Everyone is different and everyone views saving vs. spending very differently -
I could make the exact same amount as person B, but person B could save 95% of their salary, while I save 0 .....- KWIM ?
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Posted 12/31/08 3:35 PM  |
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Bxgell2
Perfection
Member since 5/05 16438 total posts
Name:
Beth
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Re: Snowy day Q: How much do you put into savings each month?
I don't think it's embellishment - it's just a fair representation of the varying distributions of wealth in this country. And, also, keep in mind, everyone's situation is different. Some live in less expensive areas, bought less expensive homes, have two incomes, have little debt, etc...
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| Posted 12/31/08 3:39 PM |
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kimbalina
Bring on the glitter and bows!
Member since 6/08 15158 total posts
Name:
Kim
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Re: Snowy day Q: How much do you put into savings each month?
For me alone..I am in the savings of 500 and under range. Mostly because I am still paying off bills. I have almost nothing in savings after our wedding last month. The gifts we received from the wedding are in a seperate account.
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| Posted 12/31/08 4:21 PM |
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mathteach
Roll Tide!
Member since 8/08 3169 total posts
Name:
Christine
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Re: Snowy day Q: How much do you put into savings each month?
I honestly save nothing! I take out for my TRS but I was a single mom to 3 with a mortgage for 8 years. When I would get my STAR check or other "surprise" money I would save it until inevitably the brakes would go or something else. I drive an 02 Altima that is paid off, put my now DH through school and my children all have braces and play whatever sports they want. I put myself through school and increased my income by 50%. HOPEFULLY this year I can start saving, refi my ridiculous mortgage and pay off what is left of my debt.
So for those of you who feel less than financially secure: keep at it. It will work out in the end!
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| Posted 12/31/08 4:26 PM |
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Cpt2007
A new love!
Member since 1/08 5946 total posts
Name:
Liz
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Re: Snowy day Q: How much do you put into savings each month?
We don't save as much as we should. We are using whatever should be going to savings into paying off our debt. I hope to be cc debt free in three months and then I'm going to dump all of that into savings. 
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| Posted 12/31/08 4:40 PM |
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JenMarie
One day at a time
Member since 11/07 7397 total posts
Name:
Jennifer
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Re: Snowy day Q: How much do you put into savings each month?
Oh, I didn't want anyone to feel bad because of the answers to this question! Everyone's situation is different. I know this same question was asked a while back and I can't find it. I was hoping to see the difference from then to now with the way the economy is.
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| Posted 12/31/08 4:46 PM |
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ml110
LIF Adult
Member since 1/06 5435 total posts
Name:
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Re: Snowy day Q: How much do you put into savings each month?
Posted by Summerrluvv
Posted by PumpkinGirl
Posted by rojerono
You do have to keep in mind that this is the internet and anyone can put whatever they want. I'm sure there is some embellishing going on  
eh.. i don't think theres embellishing. like other people said, its just representative of different situations.
thats why in my post, i put the part about us catching a little "break" with our mortgage. we still pay almost $2000 a month, but the low interest rate FIL gave us helps a lot. it was most of the reason we decided to buy his parents house from them... its not our "ideal" house.. but its got plenty of room, and buying from his parents helps us to be able to save a little bit of money.
we also don't have kids yet... and everybdy knows how that can add up.  i'm sure the answer would be different if we had kids right now... no matter what, i think everbody is doing the best they can to do what they need to do
Message edited 12/31/2008 5:07:00 PM.
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| Posted 12/31/08 5:06 PM |
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Re: Snowy day Q: How much do you put into savings each month?
Posted by tourist
Posted by rojerono
I'm the only one working right now. It's way less than 500 a month. More like 100 a month!
I used to think I made a pretty decent salary.. but seeing that everyone is able to sock away THOUSANDS a month in pure savings makes me realize I am poorer than I thought!
These types of posts make me feel the same way, although I've never had any delusions about my measly salary. 
I don't make as much money per month as some people save.
Although, if you look at the poll answers only, 50% say that they save less that $500 a month.
Me too! I can barely make ends meet!
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| Posted 12/31/08 5:21 PM |
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Sassyz75
Turning a new page
Member since 5/05 9731 total posts
Name:
Dina
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Re: Snowy day Q: How much do you put into savings each month?
Posted by missus-hbradio
Posted by tourist
Posted by rojerono
I'm the only one working right now. It's way less than 500 a month. More like 100 a month!
I used to think I made a pretty decent salary.. but seeing that everyone is able to sock away THOUSANDS a month in pure savings makes me realize I am poorer than I thought!
These types of posts make me feel the same way, although I've never had any delusions about my measly salary.
I don't make as much money per month as some people save.
Although, if you look at the poll answers only, 50% say that they save less that $500 a month.
Me too! I can barely make ends meet!
I agree- our take home pay doesn't equal what people save! I think that's unreal and wish I did whatever these people do for a living.
With that said- i think the majority of people save much less- and that people who save $200 a month aren't going to speak up as much as someone who saves in the thousands.
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| Posted 12/31/08 5:28 PM |
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MarathonKnitter
HAPPY
Member since 2/07 17374 total posts
Name:
EMBRACING CHANGE
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Re: Snowy day Q: How much do you put into savings each month?
with stbx moving out in august/september... with a looming divorce... with trying to keep my house... with finally, paying off all my consumer debt
i am very PROUD to say that i am saving $50/month!!
all extra money that will come my way will also go into the savings acct.
this does not include 401(k) money.
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| Posted 12/31/08 5:36 PM |
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HoneyBadger
YourWorstNightmare.
Member since 10/06 15979 total posts
Name:
BahBahBlackJeep
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Re: Snowy day Q: How much do you put into savings each month?
Alittle less than $500. It's less than we'd like, but it's all we can do right now.
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| Posted 12/31/08 6:09 PM |
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ml110
LIF Adult
Member since 1/06 5435 total posts
Name:
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Re: Snowy day Q: How much do you put into savings each month?
I agree- our take home pay doesn't equal what people save! I think that's unreal and wish I did whatever these people do for a living.
DH and i are able to save a couple thousand a month... i'm a speech therapist at a school, and DH is a mechanical engineer for the army ( hes not IN the army, hes a civilian employee). nothing too too fancy
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| Posted 12/31/08 6:43 PM |
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VirginiaDeb
Don't eat me, hippo!
Member since 5/05 9252 total posts
Name:
Deb
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Re: Snowy day Q: How much do you put into savings each month?
About $200/month.
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| Posted 12/31/08 7:02 PM |
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LINewbie
Tigger the the Rescue!
Member since 8/08 5647 total posts
Name:
LB
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Re: Snowy day Q: How much do you put into savings each month?
When I had a job, i was still living paycheck to paycheck so I wasn't able to put much away.
My husband puts his entire paycheck into savings! Then he transfers over what he needs to pay bills etc. Very smart, I think!
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| Posted 12/31/08 7:49 PM |
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seaside
LIF Adult
Member since 6/08 3101 total posts
Name:
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Re: Snowy day Q: How much do you put into savings each month?
More than $3000. We live well below our means now so that we will be in optimal financial shape later. Lets me sleep easy.
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| Posted 12/31/08 8:03 PM |
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Kidsaplenty
Sister love
Member since 2/06 5971 total posts
Name:
Stephanie
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Re: Snowy day Q: How much do you put into savings each month?
$800-1,000 per month
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| Posted 12/31/08 8:09 PM |
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MichLiz213
Life is Good!
Member since 7/07 7979 total posts
Name:
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Re: Snowy day Q: How much do you put into savings each month?
DH and I are just starting out, so I put away what we can afford. Right now it works out to about $150 a month.
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| Posted 12/31/08 8:31 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: Snowy day Q: How much do you put into savings each month?
Posted by ml110
I agree- our take home pay doesn't equal what people save! I think that's unreal and wish I did whatever these people do for a living.
DH and i are able to save a couple thousand a month... i'm a speech therapist at a school, and DH is a mechanical engineer for the army ( hes not IN the army, hes a civilian employee). nothing too too fancy
It usually doesnt matter how much you make (although it helps!) it is how much you spend! DH and I live pretty frugally (if we want to spend over $200 on something we usually mull it over for weeks first, we are so cheap!) and the only reason we have cc debt is because of our house.
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| Posted 1/1/09 8:25 AM |
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tourist
Member since 5/05 10425 total posts
Name:
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Re: Snowy day Q: How much do you put into savings each month?
Posted by Meaghan729
Posted by ml110
I agree- our take home pay doesn't equal what people save! I think that's unreal and wish I did whatever these people do for a living.
DH and i are able to save a couple thousand a month... i'm a speech therapist at a school, and DH is a mechanical engineer for the army ( hes not IN the army, hes a civilian employee). nothing too too fancy
It usually doesnt matter how much you make (although it helps!) it is how much you spend! DH and I live pretty frugally (if we want to spend over $200 on something we usually mull it over for weeks first, we are so cheap!) and the only reason we have cc debt is because of our house.
Unfortunately, no matter how you frugal you live though, you can't save more than you earn. 
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| Posted 1/1/09 11:28 PM |
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