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JenMarie
One day at a time
Member since 11/07 7397 total posts
Name:
Jennifer
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Snowy day Q: How much do you put into savings each month?
How much do you put into savings on average each month (only savings accounts - not including 401k, etc.)?
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Posted 12/31/08 12:24 PM  |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: Snowy day Q: How much do you put into savings each month?
A little less than $500. We want to do more, but this is what we can afford for now.
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| Posted 12/31/08 12:26 PM |
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ali120206
2 Boys
Member since 7/06 17795 total posts
Name:
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Re: Snowy day Q: How much do you put into savings each month?
Posted by PotofLuck06
A little less than $500. We want to do more, but this is what we can afford for now.
Us too.
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| Posted 12/31/08 12:26 PM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: Snowy day Q: How much do you put into savings each month?
I couldnt answer any of those...
Each month varies for us..sometimes I pull more in or less...so some months I do a big amt of 1k or more.
Depends.
We def have a savings and will not let it go below a certain amt.
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| Posted 12/31/08 12:29 PM |
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MarisaK
HELLO Manolo !!
Member since 5/06 14562 total posts
Name:
Marisa
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Re: Snowy day Q: How much do you put into savings each month?
Over $3k - We're kind of anal with our savings - We both max out of retirement funds @ work - the Life and Health Insurance is paid out of my salary - and then we bank my paycheck, and a part of DH's when we can
We still have a TON of work to do on our house, drive moest cars, etc and people kind of  at us - but this is what we're comfortable with - The renovations will be done a little at a time - We're kind of 'BTDT' on the fancy car thing .....so it works for us -
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| Posted 12/31/08 12:39 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: Snowy day Q: How much do you put into savings each month?
according to our budget we should save $2k.
now its about $1K, until our CCs are paid off (which will be done at the end of feb)
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| Posted 12/31/08 12:42 PM |
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LightUpOurLife
Totally in love
Member since 8/06 12785 total posts
Name:
Bonnie-Jean
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Re: Snowy day Q: How much do you put into savings each month?
Before I got laid off, I was putting $1000. per month. Now I can't afford to put anything.
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| Posted 12/31/08 12:48 PM |
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PumpkinGirl
:o)
Member since 10/08 1838 total posts
Name:
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Re: Snowy day Q: How much do you put into savings each month?
$600/mo cash saved a month.. (without counting retirement acct contributions.. then it's more)
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| Posted 12/31/08 1:13 PM |
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Bxgell2
Perfection
Member since 5/05 16438 total posts
Name:
Beth
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Re: Snowy day Q: How much do you put into savings each month?
We don't specifically set aside money. At the end of the month I just check to see how much we have in checking and if it's over a certain amount, I shift it over to savings or mutual funds. It varies each month...generally I'd say it's between $3k-$5k pe rmonth.
Message edited 12/31/2008 1:17:11 PM.
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| Posted 12/31/08 1:16 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Snowy day Q: How much do you put into savings each month?
Posted by Bxgell2
We don't specifically set aside money. At the end of the month I just check to see how much we have in checking and if it's over a certain amount, I shift it over to savings or mutual funds. It varies each month...generally I'd say it's between $3k-$5k pe rmonth.
same here. Some months there is more to move over and some months there is less..or nothing depending on expenses.
Retirement accounts are always maxed though.
eta: the only part that is not us is the $3k-$5k part. It's much less usually.
Message edited 12/31/2008 4:43:29 PM.
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| Posted 12/31/08 1:18 PM |
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KateDevine
*
Member since 6/06 24950 total posts
Name:
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Re: Snowy day Q: How much do you put into savings each month?
We are finally putting about $400 a month away.
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| Posted 12/31/08 1:27 PM |
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kristinel
Steinbeck
Member since 5/08 1224 total posts
Name:
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Re: Snowy day Q: How much do you put into savings each month?
I put in $150 a month. When there is over $2000 in the savings I move $1000 to the MMA. The idea is to not touch the MMA and the SAV is there for emergencies.
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| Posted 12/31/08 1:31 PM |
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melbalalala
Little Lady
Member since 5/07 5015 total posts
Name:
Melissa
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Re: Snowy day Q: How much do you put into savings each month?
Usually 4-5K a month. Plus we max out our retirement contributions at work.
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| Posted 12/31/08 1:35 PM |
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ml110
LIF Adult
Member since 1/06 5435 total posts
Name:
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Re: Snowy day Q: How much do you put into savings each month?
i save usually around $1000 a month in my personal account... DH maxes out his 401 K at work so thats a good amount thats getting saved.... plus i think DH also puts maybe $1000 into his regular savings account, too.
we're lucky- we bought ILs house from them so we pay them our mortgage every month-- they gave us a good interest rate, and sold us the house for less than it was worth.. that helps us to be able to save some money each month...
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| Posted 12/31/08 1:44 PM |
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rojerono
Happiest.
Member since 8/06 13803 total posts
Name:
Jeannie
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Re: Snowy day Q: How much do you put into savings each month?
I'm the only one working right now. It's way less than 500 a month. More like 100 a month!
I used to think I made a pretty decent salary.. but seeing that everyone is able to sock away THOUSANDS a month in pure savings makes me realize I am poorer than I thought!
Message edited 12/31/2008 1:47:27 PM.
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| Posted 12/31/08 1:46 PM |
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PumpkinGirl
:o)
Member since 10/08 1838 total posts
Name:
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Re: Snowy day Q: How much do you put into savings each month?
Posted by rojerono
I'm the only one working right now. It's way less than 500 a month. More like 100 a month!
I used to think I made a pretty decent salary.. but seeing that everyone is able to sock away THOUSANDS a month in pure savings makes me realize I am poorer than I thought!
Yeah I thought I was doing well with my $600/mo but now that I see others can save $5k a month... Great for them of course, but now I feel poor and underpaid.  
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| Posted 12/31/08 2:03 PM |
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tourist
Member since 5/05 10425 total posts
Name:
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Re: Snowy day Q: How much do you put into savings each month?
Posted by rojerono
I'm the only one working right now. It's way less than 500 a month. More like 100 a month!
I used to think I made a pretty decent salary.. but seeing that everyone is able to sock away THOUSANDS a month in pure savings makes me realize I am poorer than I thought!
These types of posts make me feel the same way, although I've never had any delusions about my measly salary.
I don't make as much money per month as some people save.
Although, if you look at the poll answers only, 50% say that they save less that $500 a month.
Message edited 12/31/2008 2:09:10 PM.
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| Posted 12/31/08 2:06 PM |
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05mommy09
Family of 5!
Member since 5/05 15364 total posts
Name:
<3 Mommy <3
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Re: Snowy day Q: How much do you put into savings each month?
$300/pay period- so $600/month...
The last couple months DH has been in training for a promotion which was a bit of a paycut, so we havent been so good at keep all of the $$ in there- but once he graduates it will be back to normal (and hopefully more with his increase)
We have it set up with direct deposit- which makes it so much less tempting to touch!
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| Posted 12/31/08 2:11 PM |
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Erica
LIF Adult
Member since 5/05 11767 total posts
Name:
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Re: Snowy day Q: How much do you put into savings each month?
Posted by rojerono
I'm the only one working right now. It's way less than 500 a month. More like 100 a month!
I used to think I made a pretty decent salary.. but seeing that everyone is able to sock away THOUSANDS a month in pure savings makes me realize I am poorer than I thought!
when I wasn't working - we couldn't put much in (under $1000), but now that I'm working, we can put in much more (5K)...It's just the benefit of 2 people working.
I can't wait for daycare to be done...DH and I have a lot of plans for the $2K/month!
Message edited 12/31/2008 2:19:19 PM.
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| Posted 12/31/08 2:19 PM |
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rojerono
Happiest.
Member since 8/06 13803 total posts
Name:
Jeannie
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Re: Snowy day Q: How much do you put into savings each month?
Posted by Erica
Posted by rojerono
I'm the only one working right now. It's way less than 500 a month. More like 100 a month!
I used to think I made a pretty decent salary.. but seeing that everyone is able to sock away THOUSANDS a month in pure savings makes me realize I am poorer than I thought!
when I wasn't working - we couldn't put much in (under $1000), but now that I'm working, we can put in much more (5K)...It's just the benefit of 2 people working.
I can't wait for daycare to be done...DH and I have a lot of plans for the $2K/month!
Yeah - even with both of us working it has NEVER been more than 1K per month! My husband is a journeyman so he makes a decent salary and I make more than him - but between mortgage, child care, food, utilities, insurance, medical, etc... the money is gone before you know it. I think it is FABULOUS that so many people are doing so well.. but I think I may need a new job!
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| Posted 12/31/08 2:23 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Snowy day Q: How much do you put into savings each month?
what we make varies greatly by month
starting this month (Jan) we are going to be taking all extra money and splitting it between savings and pay down CC bills
my DH is only just getting back to work after about year of being hurt and not really able to work 100%
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| Posted 12/31/08 2:36 PM |
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melbalalala
Little Lady
Member since 5/07 5015 total posts
Name:
Melissa
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Re: Snowy day Q: How much do you put into savings each month?
Posted by rojerono
I'm the only one working right now. It's way less than 500 a month. More like 100 a month!
I used to think I made a pretty decent salary.. but seeing that everyone is able to sock away THOUSANDS a month in pure savings makes me realize I am poorer than I thought!
I'm one of those people, but keep in mind I don't have kiddies... kids are expensive! I'm SURE I won't be able to save that much once I've got 'em! 
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| Posted 12/31/08 2:41 PM |
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EmmaNick
*
Member since 12/06 16001 total posts
Name:
*
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Re: Snowy day Q: How much do you put into savings each month?
Posted by PumpkinGirl
Posted by rojerono
I'm the only one working right now. It's way less than 500 a month. More like 100 a month!
I used to think I made a pretty decent salary.. but seeing that everyone is able to sock away THOUSANDS a month in pure savings makes me realize I am poorer than I thought!
Yeah I thought I was doing well with my $600/mo but now that I see others can save $5k a month... Great for them of course, but now I feel poor and underpaid.
You do have to keep in mind that this is the internet and anyone can put whatever they want. I'm sure there is some embellishing going on 
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| Posted 12/31/08 2:41 PM |
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pinkandblue
Our family is complete, maybe
Member since 9/05 32436 total posts
Name:
Stephanie
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Re: Snowy day Q: How much do you put into savings each month?
you think? why would someone embelish that? I think everyone has different circumstances. Some people have kids, some don't, some have 2 jobs, some don't, some have no consumer debt...etc
It's all relative. I save way less than 500/month but my dd is well taken care of, bills are paid and we live "pretty comfortably"
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| Posted 12/31/08 2:51 PM |
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rojerono
Happiest.
Member since 8/06 13803 total posts
Name:
Jeannie
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Re: Snowy day Q: How much do you put into savings each month?
Posted by Summerrluvv
You do have to keep in mind that this is the internet and anyone can put whatever they want. I'm sure there is some embellishing going on
eh.. I don't think there's too much embellishment. The more I think about it - I do have 2 children and I live in a town where the taxes are not too slight. And we are single income right now. And although I think I make a decent income - it certainly isn't breaking any tax brackets!
I'm psyched that people are doing so well though! Maybe there are some recession proof folks around here.
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| Posted 12/31/08 3:14 PM |
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