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CoutureMaMa
nicholas is one!!
Member since 9/07 6081 total posts
Name:
Michelle
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anyone have Oxford Health insurance?
DH and I are switching from BCBS and was wondering how the benefits are as far as prenatal and when you get pregnant, deliver, etc... anyone know? TIA!
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Posted 12/3/08 2:52 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
jea128
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Member since 5/05 3415 total posts
Name:
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Re: anyone have Oxford Health insurance?
I have Oxford. There was no co-pay for any of the prenatal visits and as far as the delivery goes, it was $100 co-pay for the hospital. That was it.
As DH says, "What a bargain, $100 and you get to leave with a baby!" 
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| Posted 12/3/08 3:04 PM |
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ReiRei13
Life is Good!!
Member since 1/08 6460 total posts
Name:
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Re: anyone have Oxford Health insurance?
I have Oxford and LOVE IT!! I haven't paid a single copay for any pre-natal visit or sonogram! You'll be very happy!
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| Posted 12/3/08 3:09 PM |
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gabbie83
2 girls <3
Member since 6/08 3037 total posts
Name:
gabbie
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Re: anyone have Oxford Health insurance?
i actually switched over from BCBS as well , about 2 months ago, i prefer Oxford. but as far as prenatal care goes, i dont know yet 
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| Posted 12/3/08 3:11 PM |
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CoutureMaMa
nicholas is one!!
Member since 9/07 6081 total posts
Name:
Michelle
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Re: anyone have Oxford Health insurance?
o wow ok great. i know theres different plans and i dont know which we have yet because its through the business. so when i get the card ill let u know. i know hospital stays are 300 copay a day; limit 1500. but i dont know if thats for pregnancy also. i have to find out.. i just didnt know if pregnancy was 100% covered or 80% or whatever...
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| Posted 12/3/08 3:11 PM |
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Angel321
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Member since 4/08 15553 total posts
Name:
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Re: anyone have Oxford Health insurance?
be careful hon - every company offers different TYPES (of the same company) of insurance...
I have United, I believe so does Deanna - but our plans are different - my co-pays are higher, etc...
Message edited 12/3/2008 3:12:25 PM.
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| Posted 12/3/08 3:12 PM |
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LoveyQ
Stalkers, get a life.
Member since 11/07 12820 total posts
Name:
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Re: anyone have Oxford Health insurance?
Posted by davenjess
be careful hon - every company offers different TYPES (of the same company) of insurance...
I have United, I believe so does Deanna - but our plans are different - my co-pays are higher, etc...
YES!!!! It doesn't matter what insurance company you have so much as the PLAN under that insurance company. The best way to find out what is covered is to speak to your DH's company's HR rep or to call Oxford directly with your member number once you have it. They will give you ALL the details.
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| Posted 12/3/08 3:51 PM |
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Lillykat
going along for the ride...
Member since 5/05 16253 total posts
Name:
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Re: anyone have Oxford Health insurance?
I have oxford freedom - it depends on your company's plan - I only pay a copay for my 1st prenatal visit then NOTHING else my entire pregnancy - NO copay or hospital charge at all.
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| Posted 12/3/08 3:52 PM |
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Angel321
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Member since 4/08 15553 total posts
Name:
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Re: anyone have Oxford Health insurance?
Posted by Lillykat
I have oxford freedom - it depends on your company's plan - I only pay a copay for my 1st prenatal visit then NOTHING else my entire pregnancy - NO copay or hospital charge at all.
ya know - that happened to us yesterday!!!!!!!!!!
the nurse is like, okay then - have a nice day and dave and i go, um....we have to pay you and she says no, you only pay for the first visit and then your insurance company covers it all...and if they don't - we bill you.
INSANE!!!!!!!!!! (again - i have United)..
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| Posted 12/3/08 3:54 PM |
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CoutureMaMa
nicholas is one!!
Member since 9/07 6081 total posts
Name:
Michelle
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Re: anyone have Oxford Health insurance?
Posted by davenjess
Posted by Lillykat
I have oxford freedom - it depends on your company's plan - I only pay a copay for my 1st prenatal visit then NOTHING else my entire pregnancy - NO copay or hospital charge at all.
ya know - that happened to us yesterday!!!!!!!!!!
the nurse is like, okay then - have a nice day and dave and i go, um....we have to pay you and she says no, you only pay for the first visit and then your insurance company covers it all...and if they don't - we bill you.
INSANE!!!!!!!!!! (again - i have United)..
awesome! i think i have the freedom plan also. i have to see. dh is part owner int he business but his partners wife takes care of the inssurance. i told them i wanted oxford and she signed us up but im waiting for the cards to come in.. we'll see..
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| Posted 12/3/08 3:56 PM |
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kms717
St Philomena Protect My Son
Member since 2/06 2747 total posts
Name:
Kelly
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Re: anyone have Oxford Health insurance?
Oxford is a great plan, a lot of drs accept it.
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| Posted 12/3/08 5:21 PM |
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Re: anyone have Oxford Health insurance?
I have Oxford Freedom right now-I didn't research the prenatal or maternity benefits yet since I am leaving my job when we move to Boca Raton in a month or two and we are going to pick up benefits elsewhere. I think if you go to their webpage, they explain everything. Sorry I can't be a bigger help.
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| Posted 12/3/08 10:43 PM |
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Re: anyone have Oxford Health insurance?
I have OXford Freedom and I love it.
Only $20 copayment for the first OB visit and $100 for the hospital when I delivered.
Funny...now we are switching to BCBS. I hope we like it also! It looks pretty similar.
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| Posted 12/4/08 12:58 AM |
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stickydust
Now a mommy of 2!!!
Member since 4/06 3164 total posts
Name:
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Re: anyone have Oxford Health insurance?
It definitely has to do with the amount of coverage the company chooses. We have BCBS through the company Dh works for (a large multinational company) and we do not even pay a co-pay for Drs visits. Every once in a while we will get a bill for $2.97 or something small like that. Meanwhile I know other people who also have a BCBS PPO/EPO and pay a lot more in co-pays, deductibles etc.
The coverage is dependent on what the company is willing to pay.
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| Posted 12/4/08 8:47 AM |
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Tine73
Member since 3/06 22093 total posts
Name:
*********
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Re: anyone have Oxford Health insurance?
I used to have it and LOVED it!!!!
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| Posted 12/4/08 9:14 AM |
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watersdeb04
Back to school is here
Member since 12/07 1052 total posts
Name:
Deb
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Re: anyone have Oxford Health insurance?
When I had Oxford they wouldn't pay for my birth control. I wasn't even on it for contraception but they said we don't pay for contraception. It doesn't matter that you are only using it to regulate.
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| Posted 12/4/08 9:23 AM |
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Ali1
Mommy
Member since 8/05 3116 total posts
Name:
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Re: anyone have Oxford Health insurance?
Posted by Lillykat
I have oxford freedom - it depends on your company's plan - I only pay a copay for my 1st prenatal visit then NOTHING else my entire pregnancy - NO copay or hospital charge at all.
Same with me. I had a high risk pregnancy with twins and paid nothing but that first co-pay. And I think I had to pay $35 for the first sonogram at my high risk office. Nothing for the hospital or anything.
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| Posted 12/4/08 9:56 AM |
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CoutureMaMa
nicholas is one!!
Member since 9/07 6081 total posts
Name:
Michelle
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Re: anyone have Oxford Health insurance?
the broker just emailed me and said i have the oxford liberty plan. he sent me the benefits so i have to start reading up. i wonder how it is...??
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| Posted 12/4/08 10:36 AM |
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