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XFINALLYX
LIF Adolescent
Member since 1/08 563 total posts
Name:
Kimmie
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is it true
that if you have a "bully breed" dog you are going to have a hard time getting homeowners insurance? I have a pitbull and I think this isn't exactly fair. Most "bully breeds" are the sweetest dogs out there and shouldn't be discriminated because of irresponsible dog owners. I really hope this isn't true
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Posted 2/21/08 12:15 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
cjb88
Little Brother
Member since 5/05 3540 total posts
Name:
C
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Re: is it true
my aunt had to hide her rotties when they came to inspect the house- i think it is true...
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| Posted 2/21/08 12:17 PM |
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babymakes3
Almost there!
Member since 7/06 7376 total posts
Name:
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Re: is it true
I don't about harder to get insurance but you will pay more.
It is harder to find apartments that allow those breeds though. My apartment bldg does not allow aggressive breeds. My dog is a rottie or dobe (not sure which, she's adopted)mix, so we got around it. We made up a pet resume for our dog when we were looking for places. We had references for our dog from our previous landlords/apt managers, her training and her records of shots on it.
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| Posted 2/21/08 12:25 PM |
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Andys-Bride
LIF Infant
Member since 3/07 154 total posts
Name:
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Re: is it true
I remember this being discussed a few times on the pet boards.... I think most people said no....
here is one of the posts
pets
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| Posted 2/21/08 12:28 PM |
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luckyinlove
I love my baby girls!
Member since 12/06 2441 total posts
Name:
Lauren
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Re: is it true
I would say no-- No one asked me if we had any animals when buying homeowner's insurance, and no inspector came to my house either...
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| Posted 2/21/08 1:14 PM |
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MDF
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Member since 5/05 2313 total posts
Name:
Melissa
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Re: is it true
I have a Pit/ Lab and I was never asked about dogs when I got my homeowners. Most places just do a drive by and take a picture.
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| Posted 2/21/08 1:30 PM |
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bikramaddict
mommy-to-be
Member since 8/06 4376 total posts
Name:
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Re: is it true
not sure if its true but i was asked about dogs when we were buying by our homeowners agent
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| Posted 2/21/08 1:32 PM |
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IrishLasss334
I'll be there soon!
Member since 1/08 6549 total posts
Name:
Patty
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Re: is it true
I have a ROttie and a German Shepard and no one asked.
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| Posted 2/21/08 1:42 PM |
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Kara
Now Zagat Rated!
Member since 3/07 13217 total posts
Name:
They call me "Tater Salad"
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Re: is it true
Some insurance companies ask about certain breeds of dog, but they do so for different reasons. Often, it's b/c the dog is on the top ten bite list or something like that -- which does affect your insurance b/c the dog is statistically more likely to bite than another breed.
However, not every insurance company asks this question. I also don't think it's necessarily a bar to insurance (though maybe with some companies?) -- it may raise your premium, though.
ETA - Lying about it if they do ask and/or hiding your dog if your home is inspected, however, is insurance fraud, which is a very serious crime.
(Not saying the OP was planning to or would do this -- just mentioning it b/c it was brough up by a PP...)
Message edited 2/21/2008 2:34:41 PM.
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| Posted 2/21/08 2:29 PM |
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Kara
Now Zagat Rated!
Member since 3/07 13217 total posts
Name:
They call me "Tater Salad"
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Re: is it true
Posted by RandJ0806
not sure if its true but i was asked about dogs when we were buying by our homeowners agent
I was only asked about certain breeds, but I don't remember which ones. I do know one of them was German Shepherds. I remembered b/c I loved them and was curious why they were on the list. Only 3 or 4 breeds were mentioned - and I don't recall pit bulls being one of them.
ETF typo
Message edited 2/21/2008 2:31:04 PM.
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| Posted 2/21/08 2:30 PM |
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lovemy2boys
LIF Adult
Member since 10/07 3915 total posts
Name:
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Re: is it true
yes it's true
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| Posted 2/21/08 2:46 PM |
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Marcie
Complete Happiness :)
Member since 5/05 27789 total posts
Name:
LOVE being a Mommy!
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Re: is it true
Posted by RandJ0806
not sure if its true but i was asked about dogs when we were buying by our homeowners agent
Us too
I never asked them why the questioned us though 
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| Posted 2/21/08 3:01 PM |
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LIMOMx2
...
Member since 5/05 24989 total posts
Name:
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Re: is it true
They asked me about specific breeds when we got our insurance.
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| Posted 2/21/08 3:14 PM |
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annabegins
LIF Infant
Member since 2/08 59 total posts
Name:
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Re: is it true
I have always been asked if I had any pets, specifically any dogs. When I told them I had a dog, they wanted to know the breed, I told them it was a beagle - no additional questions. Had it been another breed I think it would have impacted my premium.
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| Posted 2/21/08 3:19 PM |
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Goobster
:)
Member since 5/07 27557 total posts
Name:
:)
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Re: is it true
You won't have a hard time getting insurance, just might pay a bit more.
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| Posted 2/21/08 3:22 PM |
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CAMCaps
Live Laugh Love Run
Member since 6/07 4922 total posts
Name:
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Re: is it true
My parents had a rotweiler/german sheppard mix and I do not think they had to pay extra
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| Posted 2/21/08 3:27 PM |
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