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What mortgage comapany did you use....

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Jessica
I'm a mommy :)

Member since 1/06

7322 total posts

Name:
~Jess~

What mortgage comapany did you use....

My parents would like to refinance thier home


Thanks


im currently researching origination fees, closing costs, etc... and wanted to know which broker you liked to deal with

Message edited 11/15/2006 9:06:14 PM.

Posted 11/15/06 8:59 PM
 
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MegZee
My bunny

Member since 5/06

8777 total posts

Name:
Meaghan

Re: What mortgage comapany did you use....

I am using Bank of America.

Unless they are paying points, closing costs will be pretty much the same. If they go to a few banks, they can get a good faith estiimate, which would estimate the closing costs better.

HTH

Posted 11/15/06 9:08 PM
 

Jessica
I'm a mommy :)

Member since 1/06

7322 total posts

Name:
~Jess~

Re: What mortgage comapany did you use....

Posted by Meaghan729

I am using Bank of America.

Unless they are paying points, closing costs will be pretty much the same. If they go to a few banks, they can get a good faith estiimate, which would estimate the closing costs better.

HTH



Thanks Meaghan

did you find it better to work wiuth a bank than a mortgage broker

Posted 11/15/06 9:10 PM
 

MegZee
My bunny

Member since 5/06

8777 total posts

Name:
Meaghan

Re: What mortgage comapany did you use....

A broker shops banks for you.

and they are going to charge you for that service, even if you get a lower rate you will be paying somewhere else.

If you know a broker, I would have them shop around for you - but ive heard too many stories of people going to brokers and thinking they got a great deal, but when they got to the closing table, there were extra fees. What can you do at that point? not much.

I would start at the bank(s) that I currently bank with.

Posted 11/15/06 9:16 PM
 

MrsBumbleb
it's me

Member since 5/05

11234 total posts

Name:
Christine

Re: What mortgage comapany did you use....

www.Guidancenow.comChat Icon

Posted 11/16/06 12:26 AM
 

Kissy331
My two miracles!

Member since 5/06

17826 total posts

Name:
Kristen

Re: What mortgage comapany did you use....

Washington Mutual

Posted 11/16/06 7:30 AM
 

LIMOMx2
...

Member since 5/05

24989 total posts

Name:

Re: What mortgage comapany did you use....

CountryWide

Posted 11/16/06 7:38 AM
 

mrsv
.

Member since 7/06

2969 total posts

Name:
lol

Re: What mortgage comapany did you use....

HSBC, they have been great

Posted 11/16/06 8:07 AM
 

bridget-n-jimmy
LIF Adult

Member since 6/05

1722 total posts

Name:
Bridget

Re: What mortgage comapany did you use....

I used a broker, he was great we did one refinance with him and are now purchasing our new house using him. His name is Rob from Lighthouse Financial 631-878-2642 .

Posted 11/16/06 8:47 AM
 

Lisa
I'm a PANK!!!

Member since 5/05

22334 total posts

Name:
Professional Aunts No Kids

Re: What mortgage comapany did you use....

M&T Bank for our mortgage

Chase for our HELOC

Posted 11/16/06 8:49 AM
 

~Colleen~
my loves...

Member since 5/05

9129 total posts

Name:
guess

Re: What mortgage comapany did you use....

Our bank - Greenpoint Mortgage.

Posted 11/16/06 8:51 AM
 

ckdk
My girls

Member since 5/05

7027 total posts

Name:
Cheryl

Re: What mortgage comapany did you use....

Wamu.

Posted 11/16/06 9:16 AM
 

kerrycec03
Mom of 2 beautiful boys!!

Member since 6/06

13519 total posts

Name:
Kerry

Re: What mortgage comapany did you use....

Posted by Kissy331

Washington Mutual




Our accounts now are with Wamu, how would you rate them? Were they the best rates?

Posted 11/16/06 9:32 AM
 

leighdvm
My golden boys!

Member since 3/06

4419 total posts

Name:
Michele

Re: What mortgage comapany did you use....

We used a mortage broker in NC -- Cavalier Mortgage -- they got us a great rate and there were no hidden costs......our mortgage bank is Wells Fargo...

Posted 11/16/06 9:35 AM
 

ODonnell
.

Member since 9/05

5983 total posts

Name:

Re: What mortgage comapany did you use....

We have our mortgage through BFCU (a credit union).

Posted 11/16/06 9:44 AM
 

MrsSchwags
Soccer Baseball Lax Mom

Member since 10/05

11240 total posts

Name:
Jennifer

Re: What mortgage comapany did you use....

We used Castle Rock Mortgage in Melville (our family friend is a broker there). We have our loan through ACS.

Posted 11/16/06 9:56 AM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: What mortgage comapany did you use....

I have Chase for my mortgage on my house and Wells Fargo for the mortgage on my condo. They had the best rates at the time. They really have done a fine job managing the mortgages but I can't say either one is better.

Posted 11/16/06 10:01 AM
 

lululu
LIF Adult

Member since 7/05

9511 total posts

Name:

Re: What mortgage comapany did you use....

We used Wells Fargo, and they were great.

Posted 11/16/06 10:06 AM
 

bikramaddict
mommy-to-be

Member since 8/06

4376 total posts

Name:

Re: What mortgage comapany did you use....

New Castle in Westbury

Posted 11/16/06 10:39 AM
 

Heather617
My Babies

Member since 5/05

2566 total posts

Name:
Heather

Re: What mortgage comapany did you use....

Posted by 5ofClubs

CountryWide



Same here

Posted 11/16/06 11:33 AM
 

pinkandblue
Our family is complete, maybe

Member since 9/05

32436 total posts

Name:
Stephanie

Re: What mortgage comapany did you use....

HSBC for me

Posted 11/16/06 11:36 AM
 

PotofLuck06
Our Baby Boy Is Here!!!

Member since 11/06

13241 total posts

Name:
Betsy

Re: What mortgage comapany did you use....

Posted by mrsv

HSBC, they have been great



This is who we're using as well!

Posted 11/16/06 11:40 AM
 

LA723
LIF Infant

Member since 7/06

171 total posts

Name:
Leslie

Re: What mortgage comapany did you use....

Countrywide

Posted 11/16/06 1:47 PM
 

june262004
But I love the Snow!

Member since 5/05

15379 total posts

Name:
Kristin

Re: What mortgage comapany did you use....

Posted by Kissy331

Washington Mutual




Chat Icon Chat Icon

Posted 11/16/06 2:03 PM
 

Kissy331
My two miracles!

Member since 5/06

17826 total posts

Name:
Kristen

Re: What mortgage comapany did you use....

Posted by kerrycec03

Posted by Kissy331

Washington Mutual




Our accounts now are with Wamu, how would you rate them? Were they the best rates?



We shopped around & got the best rate through them! So far, no complaints & I love the convient factor of just going there to pay my mortgage!

Posted 11/16/06 2:06 PM
 
Pages: [1] 2
 

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