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Looking for bank recommendations

Posted By Message

FirstMate
My lil cowboy

Member since 10/10

7420 total posts

Name:

Looking for bank recommendations

Bank of America just pissed me off for the last time today. Where do you do your banking and do you like them?

Posted 10/12/21 11:46 AM
 
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angelicd77
LIF Adolescent

Member since 12/13

750 total posts

Name:
Kim

Looking for bank recommendations

Been with Citibank for 15 years. No problems at all!

Posted 10/12/21 1:33 PM
 

NervousNell
Just another chapter in life..

Member since 11/09

53539 total posts

Name:
..being a mommy and being a wife!

Re: Looking for bank recommendations

Capital One and they SUCK.
I do NOT recommend them
The only reason we haven't switched is it's such a pain to switch all the direct deposits and automatic payments we have set up.
But they have like no branches anymore and the ones they do have are rarely even open!
It's awful

Posted 10/12/21 1:45 PM
 

ali120206
2 Boys

Member since 7/06

16947 total posts

Name:

Looking for bank recommendations

We use BOA and TD and they are both eh... TD for the same reason Nell mentioned above...

I work with Key Bank with a group I am on the Board of and they are quite pleasant to deal with.

Posted 10/12/21 1:49 PM
 

StaceyWill
It's a girl!!!

Member since 6/10

21362 total posts

Name:
Stacey

Looking for bank recommendations

I've been with Chase for a long, long time and have no complaints really.

Posted 10/12/21 1:51 PM
 

JandJ1224

Member since 6/06

5880 total posts

Name:
Jannette

Re: Looking for bank recommendations

We do our banking with Teachers Federal Credit Union and have not once had any issue. Highly recommend.

Posted 10/12/21 2:03 PM
 

GoldenRod
10 years on LIF!

Member since 11/06

26705 total posts

Name:
Shawn

Re: Looking for bank recommendations

I've been with Teachers Federal Credit Union, and Suffolk Federal Credit Union for decades. Mortgages, car loans, accounts...
Every 7-11 has an agreement with every Credit Union, so no ATM has a withdrawal fee. Also, all CUs work with each other (for the most part), so you can do a lot of ATM withdrawals, and a lot of in-person banking through other CUs.
They both have nice phone apps, so I haven't been to a branch office in years.
They typically have better rates than traditional banks.

Posted 10/12/21 2:07 PM
 

kmr6107
LIF Toddler

Member since 7/07

454 total posts

Name:

Re: Looking for bank recommendations

Posted by NervousNell

Capital One and they SUCK.
I do NOT recommend them
The only reason we haven't switched is it's such a pain to switch all the direct deposits and automatic payments we have set up.
But they have like no branches anymore and the ones they do have are rarely even open!
It's awful



We have Capital One as well. It is crazy how there are no branches anymore. We are in Kings Park and there was one close to us on 25A that closed down, then the next one Smithtown on 25A that closed down the only one near us now is in Commack in the Mayfair Shopping Center. I never have cash on me because I hate having to drive all the way there just for the bank. I really need to switch.

Posted 10/12/21 2:37 PM
 

chilltocam
LIF Adult

Member since 11/11

9137 total posts

Name:

Looking for bank recommendations

I've used Chase for pretty much everything for years and have not had any problems. My auto loan (opened last year) is from BoA and I hate them - their website sucks, their customer service sucks. I would never do any other banking with BoA after this experience

Posted 10/12/21 2:43 PM
 

thewinterone
You make me happy

Member since 5/05

2439 total posts

Name:
cause you are gray.

Re: Looking for bank recommendations

I'm happy with TD.

Posted 10/12/21 2:58 PM
 

windyweather21
LIF Adult

Member since 3/21

4413 total posts

Name:

Re: Looking for bank recommendations

Posted by GoldenRod

I've been with Teachers Federal Credit Union, and Suffolk Federal Credit Union for decades. Mortgages, car loans, accounts...
Every 7-11 has an agreement with every Credit Union, so no ATM has a withdrawal fee. Also, all CUs work with each other (for the most part), so you can do a lot of ATM withdrawals, and a lot of in-person banking through other CUs.
They both have nice phone apps, so I haven't been to a branch office in years.
They typically have better rates than traditional banks.



Yes, credit unions are the best.

Posted 10/12/21 2:59 PM
 

Christine2
LIF Adult

Member since 2/09

1206 total posts

Name:

Re: Looking for bank recommendations

AVOID Capital One at ALL costs!!! No branches, phone reps are entirely useless. It is essentially becoming an online bank.

That being said, I would recommend Chase. I've been a customer since they switched WaMu to Chase and I have never had any major issues. All problems were resolved quickly and to my satisfaction.

Posted 10/13/21 1:28 AM
 

Christine2
LIF Adult

Member since 2/09

1206 total posts

Name:

Re: Looking for bank recommendations

AVOID Capital One at ALL costs!!! No branches, phone reps are entirely useless. It is essentially becoming an online bank.

That being said, I would recommend Chase. I've been a customer since they switched WaMu to Chase and I have never had any major issues. All problems were resolved quickly and to my satisfaction.

Posted 10/13/21 1:32 AM
 

hmm
November Girl

Member since 1/14

7728 total posts

Name:

Looking for bank recommendations

I left Capital one for Ridegwood and I'm very happy, they are very helpful. NY based bank which I love. Always some to help and answer questions. NEFCU AKA Joiva but I'm not thrilled with not having real tellers at most branches. STAY AWAY FROM CAPTIAL ONE

Posted 10/13/21 4:54 AM
 

hmm
November Girl

Member since 1/14

7728 total posts

Name:

Re: Looking for bank recommendations

Posted by Christine2

AVOID Capital One at ALL costs!!! No branches, phone reps are entirely useless. It is essentially becoming an online bank.

That being said, I would recommend Chase. I've been a customer since they switched WaMu to Chase and I have never had any major issues. All problems were resolved quickly and to my satisfaction.



I had a business account at WAMU it was great until Chase took over. I puller all money and switched to North fork...those were the days, North Fork was a great bank until Capital One took it over to cover all their credit card debt

Posted 10/13/21 4:56 AM
 

hmm
November Girl

Member since 1/14

7728 total posts

Name:

Looking for bank recommendations

I tend to stay away from any bank that must cover credit card debt. BOA, Capital One etc. BOA has some polital policy I disagree with and wont bank with them, plus, they have horrible cc policy

Posted 10/13/21 4:58 AM
 

chilltocam
LIF Adult

Member since 11/11

9137 total posts

Name:

Re: Looking for bank recommendations

Posted by hmm

I tend to stay away from any bank that must cover credit card debt.



What does this mean?

Posted 10/13/21 8:30 AM
 

Hofstra26
Love to Bake!

Member since 7/06

27517 total posts

Name:

Re: Looking for bank recommendations

I have been with Chase for decades, I've always been very happy with them and their services.

Posted 10/13/21 9:54 AM
 

Sash
Peace

Member since 6/08

9963 total posts

Name:
fka LIW Smara

Re: Looking for bank recommendations

Posted by chilltocam

I've used Chase for pretty much everything for years and have not had any problems. My auto loan (opened last year) is from BoA and I hate them - their website sucks, their customer service sucks. I would never do any other banking with BoA after this experience



BoA sucks, I never had them but there branches close early, are scarce and it’s even difficult to deposit money into someone’s account. My aunts use them and I always tell them to switch.

I like TD Bank and Chase.

Posted 10/13/21 10:02 AM
 

SLPRunner
LIF Adult

Member since 12/13

1092 total posts

Name:

Looking for bank recommendations

Ally Bank

Posted 10/13/21 12:25 PM
 

beachbabe
LIF Adolescent

Member since 9/15

708 total posts

Name:

Re: Looking for bank recommendations

We've been with Chase for years and have no issues.

Posted 10/13/21 12:32 PM
 

hmm
November Girl

Member since 1/14

7728 total posts

Name:

Re: Looking for bank recommendations

Posted by chilltocam

Posted by hmm

I tend to stay away from any bank that must cover credit card debt.



What does this mean?




North Fork was just a bank, taken over by Capital One because they had a lot of credit card debt and needed a "banks" money to cover their debt.

Not sure I'm explaining it well.

Posted 10/14/21 10:19 PM
 

RomeyT
LIF Infant

Member since 1/21

220 total posts

Name:

Re: Looking for bank recommendations

If you are eligible for USAA it’s amazing.

Posted 10/15/21 8:02 AM
 
 

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