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Health Insurance NYC

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abcdefghi
LIF Adolescent

Member since 5/13

653 total posts

Name:

Health Insurance NYC

NYC Teachers-Which health insurance do you have? I have the one with no premium. It's great not having any money deducted from your paycheck but now I'm wondering what is the best plan to have with a family. What is the maximum that is covered every year? What happens if an emergency surgery is necessary? Thank you!

Posted 2/7/18 11:52 AM
 

Maybe-Baybe
My Sunshine

Member since 7/12

3415 total posts

Name:
My only Sunshine

Re: Health Insurance NYC

From my understanding, the only reason to have a plan where you pay every month would be if one of your family members had a medical condition where they needed to see a specialist quite often.

We have the basic GHI program with 2 kids. I don't think there's a maximum amount and (knock on wood) haven't had any emergency surgeries so I can't speak to that. One big benefit of being a part of the DOE is definitely our medical coverage!

Posted 2/7/18 10:53 PM
 

mommy2be716
LIF Adult

Member since 1/16

2648 total posts

Name:

Health Insurance NYC

I have GHI (the free one) and added a rider onto it which is like $6/month or something... I have never had any problems with the health insurance whatsoever. I actually paid for my insurance when I was on LI for a half a year, and that was like $350/month. IMO, that insurance was way worse than GHI was.

Posted 2/8/18 8:35 AM
 

abcdefghi
LIF Adolescent

Member since 5/13

653 total posts

Name:

Health Insurance NYC

Okay, I have the same one too. Just curious if I should consider upgrading.

Posted 2/8/18 11:26 AM
 

TheDivineMrsM
2 girls 4 me!

Member since 8/08

7878 total posts

Name:
Mama mama mama....

Re: Health Insurance NYC

Another vote for GHI.

Posted 2/10/18 9:53 PM
 

donegal419
St. Gerard, pray for us.

Member since 7/07

7650 total posts

Name:
K

Re: Health Insurance NYC

No longer with DOE but we had the no premium GHI (except the optional rider which was like $7.00 a month) with 4 kids and it was great. no issues at all.

Posted 3/26/18 8:21 PM
 
 

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