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How much CC debt do you carry (NOT pay off each month)

Forum Opinion Poll
under $1,000 8 18.18%
$1K - $5K 9 20.45%
$5K - $10K 12 27.27%
$10K - $15K 8 18.18%
$15K - $20K 3 6.82%
over $20K 4 9.09%
 

Spin off to Credit Cards - If you CARRY A BALANCE/paying off old debt, how much?

Posted By Message

TheWhiteRabbit
Thru the rabbit hole!

Member since 7/06

4412 total posts

Name:

Spin off to Credit Cards - If you CARRY A BALANCE/paying off old debt, how much?

I know this was done before but the results looked like 'all or nothing' because the amounts were $0 - $5K, so I thought I'd do one that had a broader range. I am an accountant and I get SO MANY calls where people tell me the balances they’re carrying and the numbers are pretty big, so I was curious if it was fairly common.

Posted 10/3/07 3:14 PM
 

Whamtastic
LIF Adult

Member since 1/07

997 total posts

Name:
Big Fat Baby with a Blackberry

Re: Spin off to Credit Cards - If you CARRY A BALANCE/paying off old debt, how much?

Thankfully, we don't carry any balance on our credit cards. DH used to have a line of credit with his bank that he owed money on, but we paid it off not too long after the wedding and now we are debt free and plan to stay that way until our debt is in the form of a mortgage!

Posted 10/3/07 3:17 PM
 

TheWhiteRabbit
Thru the rabbit hole!

Member since 7/06

4412 total posts

Name:

Re: Spin off to Credit Cards - If you CARRY A BALANCE/paying off old debt, how much?

I still unfortunately have debt from when I quit teaching and went back to college. I worked through most of it and used savings, but 1 semester I charged like mad (food, gas, necessities) but I think I should be done soon!

Posted 10/3/07 3:19 PM
 

HoneyBadger
YourWorstNightmare.

Member since 10/06

15979 total posts

Name:
BahBahBlackJeep

Re: Spin off to Credit Cards - If you CARRY A BALANCE/paying off old debt, how much?

Posted by KittyTheStray

I still unfortunately have debt from when I quit teaching and went back to college. I worked through most of it and used savings, but 1 semester I charged like mad (food, gas, necessities) but I think I should be done soon!



Ugh... you are so lucky! DH and I have about 2.5 more years before we're out of the woods.

Posted 10/3/07 3:23 PM
 

MikesWife
Wanting...........

Member since 1/06

6887 total posts

Name:
Karen

Re: Spin off to Credit Cards - If you CARRY A BALANCE/paying off old debt, how much?

DH and I have about 1 more year. I can't wait for it to be done!!! Chat Icon

Posted 10/3/07 3:25 PM
 

greenfreak
.

Member since 9/06

11483 total posts

Name:
greenfreak

Re: Spin off to Credit Cards - If you CARRY A BALANCE/paying off old debt, how much?

We paid off all of it years ago but I'm sure that will change once we own a house. Chat Icon

Between the car and his school loan, we have about 30k in debt right now that isn't on credit cards.

Posted 10/3/07 3:27 PM
 

Chrisnamy
Summer is coming soon

Member since 1/07

3991 total posts

Name:
Amy

Re: Spin off to Credit Cards - If you CARRY A BALANCE/paying off old debt, how much?

we don't carry a balance on our credit cards. we paid them off each month!

Posted 10/3/07 3:38 PM
 

sunflowerjesss
Mommy to 3!

Member since 10/05

20369 total posts

Name:
Jesss, duh.

Re: Spin off to Credit Cards - If you CARRY A BALANCE/paying off old debt, how much?

We have one card we are slowly paying off. It's got about $2k on it and hopefully my mid next year it will be gone.

Posted 10/3/07 3:43 PM
 

jellybean78
:)

Member since 8/06

13103 total posts

Name:
Mommy

Re: Spin off to Credit Cards - If you CARRY A BALANCE/paying off old debt, how much?

We have 4 major CC's. All of them have balances under $1K. The highest balance I have on one is $800...the others have betweeen $200-300. We charge then pay off. I never like to carry balances over $1K..that is now..before was a different story. I feel anything under $1k is easy to pay off.

Posted 10/3/07 3:45 PM
 

Jesaroo
is not the girl you knew

Member since 5/05

14266 total posts

Name:
Jes

Re: Spin off to Credit Cards - If you CARRY A BALANCE/paying off old debt, how much?

ive got $2K to pay.
were paying $500 next week though Chat Icon

Posted 10/3/07 3:50 PM
 
 

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