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Opening/closing bank accounts... affects credit?
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LoveyQ
Stalkers, get a life.
Member since 11/07 12820 total posts
Name:
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Opening/closing bank accounts... affects credit?
Does opening or closing bank accounts affect your credit like opening new cc's or canceling them?
Like if we wanted to open a new savings account or checking (no overdraft/line of credit though).
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Posted 3/4/09 11:31 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
Melimaup
love lockdown
Member since 11/07 1509 total posts
Name:
Melissa
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Re: Opening/closing bank accounts... affects credit?
Nope!
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| Posted 3/4/09 11:43 AM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Opening/closing bank accounts... affects credit?
Posted by MrsQ-in2007
Does opening or closing bank accounts affect your credit like opening new cc's or canceling them?
Like if we wanted to open a new savings account or checking (no overdraft/line of credit though).
Closing bank accounts... no.
Opening bank accounts... maybe. You have to ask if they do a hard pull on your credit. While most banks pull a Chexsystems report, some banks actually pull your credit report. They pull a credit report similar to the pull they do when you open a checking account.
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| Posted 3/4/09 12:07 PM |
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