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NYC doe teachers health insurance
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LoveDayLove
LIF Adult
Member since 2/11 1250 total posts
Name:
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NYC doe teachers health insurance
I am trying to fill out my health insurance forms and I'm very confused. Right now it's just me and DH. We are going to be starting treatment for infertility soon. I have no clue what to pick. Some of the plans are $0 but the prescription is separate. Someone had mentioned to me UFT may cover some prescriptions.
Any help would be really appreciated. We have insurance through DH that only costs us a 100 a month but we have a higher deductible. That insurance gives us 20,000 for infertility.
Thanks!
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Posted 8/31/12 2:52 PM  |
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runnergirl77
LIF Infant
Member since 2/11 355 total posts
Name:
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Re: NYC doe teachers health insurance
UFT def covers perscription.
Health insurance is free but you choose to get a high rider. I did- its only maybe 7 dollars. To me its worth it because I have a thyroid condition and go to the doctor a lot. I also just had a baby and there was really nothing out of pocket except a small hospital bill. I chose GHI with the rider.
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| Posted 9/3/12 9:22 PM |
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NYC doe teachers health insurance
I would post this on the infertility board too, if you haven't already. You may find a city teacher with info about prescriptions. I had HIP when I was with the DOE and it was great- nothing out of pocket at all though I know most teachers use GHI. Also, I am sure there is a hotline for the welfare fund, which handles drug coverage- they may have the info for you. Good luck!
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| Posted 9/4/12 7:39 AM |
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BigB
C & J are 10!
Member since 6/05 5914 total posts
Name:
Stacey
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Re: NYC doe teachers health insurance
GHI is the way to go! I don't even have the rider. In 8 years, I have never had a problem!
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| Posted 9/4/12 6:19 PM |
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smooney
Hidey Ho!
Member since 2/10 1669 total posts
Name:
.
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Re: NYC doe teachers health insurance
Posted by BigB
GHI is the way to go! I don't even have the rider. In 8 years, I have never had a problem!
I agree- we have had all good experiences with GHI. BUT if you have infertility issues, although GHI covers 75%, it is still leaving you with something like a $7500 bill for IVF, plus some meds... I suggest to check on the infertility board for more insight. Good luck!
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| Posted 9/4/12 7:54 PM |
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