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Redhead
You Live, You Learn
Member since 5/05 31871 total posts
Name:
Jennifer
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Free Credit Check Sites
When you go to the free sites and check your credit...
Will that bring your score down?
Message edited 10/24/2005 1:08:31 PM.
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Posted 10/24/05 1:08 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
charon54
My two boys!
Member since 5/05 7279 total posts
Name:
Rebecca
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Re: Free Credit Check Sites
No and the rules have actually changed, so that credit inquiries no longer bring down your scores.
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| Posted 10/24/05 1:24 PM |
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Redhead
You Live, You Learn
Member since 5/05 31871 total posts
Name:
Jennifer
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Re: Free Credit Check Sites
Posted by charon54
No and the rules have actually changed, so that credit inquiries no longer bring down your scores.
any credit inquiries?
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| Posted 10/24/05 1:29 PM |
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nrthshgrl
It goes fast. Pay attention.
Member since 7/05 57538 total posts
Name:
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Re: Free Credit Check Sites
I was told that it does bring your score down by a mortgage broker. He said to be aware that going to lending tree and having multiple sources check into your credit drops it down a few points.
Just checking your credit as you are not entitled to yearly doesn't affect it.
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| Posted 10/24/05 1:31 PM |
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Redhead
You Live, You Learn
Member since 5/05 31871 total posts
Name:
Jennifer
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Re: Free Credit Check Sites
Posted by nrthshgrl
Just checking your credit as you are not entitled to yearly doesn't affect it.
eh?
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| Posted 10/24/05 1:33 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: Free Credit Check Sites
Pulling your own credit NEVER drops your score as long as it is done through a service that provides reports directly to the borrower(myfico.com, privacyguard.com, any of the major 3 transunion, equifax or experian) Your score WILL DROP if someone pulls your credit for a mortgage, credit card, auto or any type of financing.
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| Posted 10/24/05 1:42 PM |
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Redhead
You Live, You Learn
Member since 5/05 31871 total posts
Name:
Jennifer
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Re: Free Credit Check Sites
Posted by melijane
Pulling your own credit NEVER drops your score as long as it is done through a service that provides reports directly to the borrower(myfico.com, privacyguard.com, any of the major 3 transunion, equifax or experian) Your score WILL DROP if someone pulls your credit for a mortgage, credit card, auto or any type of financing.
ahhh thanks 
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| Posted 10/24/05 1:44 PM |
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nrthshgrl
It goes fast. Pay attention.
Member since 7/05 57538 total posts
Name:
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Re: Free Credit Check Sites
Posted by Redhead
Posted by nrthshgrl
Just checking your credit as you are not entitled to yearly doesn't affect it.
eh?
***Just checking your own credit as you are entitled to every year does not affect it.
Sorry that's what happens when I'm on the phone & typing...
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| Posted 10/24/05 1:45 PM |
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Redhead
You Live, You Learn
Member since 5/05 31871 total posts
Name:
Jennifer
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Re: Free Credit Check Sites
thanks
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| Posted 10/24/05 1:46 PM |
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