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Does anyone know where I can get supplemental short/long term disability insurance?

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MrsJ
I love my Katie Bug

Member since 5/05

11357 total posts

Name:
Kathy

Does anyone know where I can get supplemental short/long term disability insurance?

Does anyone know where I can get supplemental short/long term disability insurance?

I'm not having much luck finding it and my company doesnt offer it Chat Icon

I am PG and I want to get supplemental insurance so that it will kick in when I'm on on disability (aka maternity leave).

Can anyone help?

Posted 10/4/05 12:32 PM
 
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MsMBV
:P

Member since 5/05

28602 total posts

Name:
Me

Re: Does anyone know where I can get supplemental short/long term disability insurance?

I think that is what AFLAC does. Check their website AFLAC

Posted 10/4/05 12:37 PM
 

danielleandscott
My new 71 Super Beetle

Member since 5/05

13476 total posts

Name:
Scott

Re: Does anyone know where I can get supplemental short/long term disability insurance?

I have unum click here

Scott

Posted 10/4/05 12:57 PM
 

Leeners
:)

Member since 5/05

4898 total posts

Name:
Eileen

Re: Does anyone know where I can get supplemental short/long term disability insurance?

Chat Icon All I keep hearing in my head is AF-LAC! from those commercials. I'm certain they do it, I would check them out.

Posted 10/4/05 12:59 PM
 

CaseyGirl
Mommy to 3 Boys :)

Member since 5/05

19978 total posts

Name:
Jen - counting my blessings...

Re: Does anyone know where I can get supplemental short/long term disability insurance?

The Hartford is the company we use at work. The # is 1-800-303-9744. Maybe they can give you a quote.

Posted 10/4/05 2:08 PM
 

MommyofG
just the girls

Member since 5/05

9461 total posts

Name:
Janice

Re: Does anyone know where I can get supplemental short/long term disability insurance?

Try Guardian I looked into them for disability insurance in case I ever got hurt and couldnt work again. the policy was good, I didnt do it b/c they wanted too much money for my occupation. but its worth a shot since its for materinity leave.

Posted 10/4/05 2:12 PM
 

CookiePuss
Cake from Outer Space!

Member since 5/05

14007 total posts

Name:

Re: Does anyone know where I can get supplemental short/long term disability insurance?

Try calling whoever you use for your homeowners, car and/ or life. You usually get a better rate when you bundle products. Keep in mind though, since you are currently pregnant, they may specifically state that as an exclusion.

Posted 10/4/05 2:37 PM
 

lullabella
LIF Adult

Member since 5/05

2246 total posts

Name:

Re: Does anyone know where I can get supplemental short/long term disability insurance?

Since you are already pregnant it probably won't pay. Most supplemental insurance policies have clauses that state it has to be in effect a min amount of time before hand. At least I know AFLAC does.

Posted 10/4/05 2:58 PM
 

dm24angel
Happiness

Member since 5/05

34581 total posts

Name:
Donna

Re: Does anyone know where I can get supplemental short/long term disability insurance?

Unem is my short term disability from work, they are good, if they offer that...

ETA- We looked into this before my Uncle Died, and almost all the big companies( except AFLAC) did not sell directly to individuals, you could buy their insurance, but through a broker. You had to find a broker and then pick a company based on rates, offerage etc....And Aflac does not have individual brokers in NY, so they are hard to get individual coverage with, and its only long term coverage they offer to individuals for illness's that do not require long hospital stays or are not cancer related... They do have a completly seperate company called AFLAC NY and offers NY insurance, although the rates are higher, benefits less( I do not know why)

This is Aflacs NY website address

AFLAC NY


When I was PG the first time and used up my jobs disability I couldnt find ANY Company that didint disclose Pregnancy as pre existing, they would offer it for FUTURE PG's...but there was like mentioned a waiting period....

There are some polices if I remember where you could purchase a comprehensive disability package and add a "Rider" to exclude the pre existing pregnany clause..but the Rider cost was outstanding and not worth the coverage, cost more then losing pay.

Good luck, hope some of that helps.

Message edited 10/4/2005 7:28:28 PM.

Posted 10/4/05 7:16 PM
 

steph4777
**************

Member since 5/05

11726 total posts

Name:
Stephanie

Re: Does anyone know where I can get supplemental short/long term disability insurance?

My BF purchased AFLAC to assist when she's on maternity leave. She had the baby this morning! Next time I talk to her I'll ask her when she purchased it - before or after BFP.

Posted 10/4/05 8:59 PM
 

Wendy
Wheeee!

Member since 5/05

13736 total posts

Name:

Re: Does anyone know where I can get supplemental short/long term disability insurance?

Posted by MsMBV

I think that is what AFLAC does. Check their website AFLAC



A friend of mine got it with AFLAC.

Posted 10/4/05 9:19 PM
 
 

Potentially Related Topics:

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anyone know if you can purchase short term disability coverage? raken40 4/4/06 7 Families Helping Families ™
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does anyone have short term disability through aflac? raken40 6/12/06 10 Families Helping Families ™
Was anyone out on short-term disability before the baby? AnnBrunoXO 11/29/05 8 Parenting
Time off/short term disability - what are you going to use? Donna 8/10/05 13 Infertility
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