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Another what would you do

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MrsA1012
love my little girl !

Member since 9/10

5768 total posts

Name:
Me

Another what would you do

So we’ve wanted to upgrade our house for a while. We always saw it as a starter home. However , we love our location , it’s very central to everything, shopping , restaurants , friends etc “. We’ve looked in the current market at nearby towns but everything we are interested in is 150 k more than we want to spend. We found a gorgeous house that is 250 k to 300 k lea expensive than if we stayed in our current area. It’s a perfect home and affordable. The downside is that it’s a 15 to 20 minute longer drive to most places I regularly frequent ( my part time job , favorite shops , close friends homes , child’s activities etc ). Alternatives are to stay in our current home which is nice / comfortable but feels small for us or spend another 1300 per month on a mortgage for a home we like local to us. Thoughts ?

Posted 6/22/22 11:49 AM
 
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FirstMate
My lil cowboy

Member since 10/10

7582 total posts

Name:

Re: Another what would you do

I always think its better to be closer to family and friends. 20 minutes is not that far but it's far enough to be annoying.

Posted 6/22/22 12:22 PM
 

Sash
Peace

Member since 6/08

10266 total posts

Name:
fka LIW Smara

Re: Another what would you do

15-20 minutes is not that big of a deal to me. My concern would be the extra $1300 a month. That is a big increase a month whether you can afford it or not.

I would only do it if the increase in mortgage isn't going to be a struggle or tight for you and you really really love the house.

Posted 6/22/22 12:39 PM
 

Pomegranate5
LIF Adult

Member since 2/11

4769 total posts

Name:
Pomegranate5

Re: Another what would you do

I'm a naturally risk averse person, so take this with a grain of salt, but I don't think this is the time to take on a higher mortgage.

I'd stay put for now, especially since you love where you are.

Posted 6/22/22 12:48 PM
 

MrsA1012
love my little girl !

Member since 9/10

5768 total posts

Name:
Me

Re: Another what would you do

Posted by Sash

15-20 minutes is not that big of a deal to me. My concern would be the extra $1300 a month. That is a big increase a month whether you can afford it or not.

I would only do it if the increase in mortgage isn't going to be a struggle or tight for you and you really really love the house.

. $1300 a month extra would be if we bought a house in our area we liked. Father away house is an affordable mortgage for us .

Posted 6/22/22 1:18 PM
 

Sash
Peace

Member since 6/08

10266 total posts

Name:
fka LIW Smara

Re: Another what would you do

Posted by MrsA1012

Posted by Sash

15-20 minutes is not that big of a deal to me. My concern would be the extra $1300 a month. That is a big increase a month whether you can afford it or not.

I would only do it if the increase in mortgage isn't going to be a struggle or tight for you and you really really love the house.

. $1300 a month extra would be if we bought a house in our area we liked. Father away house is an affordable mortgage for us .



Oh then if it's the mortgage is around the same or cheaper, 15-20 min is not a big deal for me especially for more space and if I loved the house. I would do it.

Posted 6/22/22 2:35 PM
 

blu6385

Member since 5/08

8347 total posts

Name:

Re: Another what would you do

i live about 15 minutes away from my parents house (where i grew up) and constantly am going there and its really not a big deal to me.

I even food shop in the area cause I like the stores better than ones by my house!

Posted 6/23/22 9:36 PM
 
 
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