Long Island Forums > TTC

TTC and Insurance coverage

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Donna	I was just wondering if you are covered by insurance and for what exactly - I just started a new job and am anxious to see what they provide. I thought of this last night watching the Amazing Race - the couple that won plan on using their million for in-vitro. They had said in earlier interviews that they ran out of $$ It was so cute, the hubby was yelling In-vitro here we come, adoption here we come! Posted 5/11/05 11:00 AM
MrsJ	Oh darn I missed it!!! Which couple won????? that's so cute!!! Good for them!! Your company should have a book that tells you what is provided. Or if you know the name of the insurance company and the name of the plan you have, you can go to their website and all the info should be there along with doctors who are covered by your plan it. Posted 5/11/05 11:04 AM
Cheryl	Posted by Donna I was just wondering if you are covered by insurance and for what exactly - I just started a new job and am anxious to see what they provide. I thought of this last night watching the Amazing Race - the couple that won plan on using their million for in-vitro. They had said in earlier interviews that they ran out of $$ It was so cute, the hubby was yelling In-vitro here we come, adoption here we come! Uchenna & Joyce were both unemployed. Part of their story was that one worked for Enron and the other for Arthur Anderson. That is why they ran out of $$. Def. check with your insurance company. They may cover most of it!! Posted 5/11/05 11:14 AM
Gertyrae	Mine covers IUI and Artificial Insemination. They do not cover In-Vitro...DH's company just switched insurance and both companies had the same policy. BTW, we had Vytra and now have Empire. Posted 5/11/05 11:40 AM
Diane	my insurance covers everything Posted 5/11/05 3:40 PM
DebG	My insurance covers diagnosis and treatment up to and including 6 IUI's but no IVF's. My last insurance I had (my insrance just changed april 1st) covered absolutly nothing. Posted 5/11/05 4:41 PM
LisaW	My insurance now does not cover IVF. It covers IUI but that does nothing for me (wy past that point). It also covers the fertility drugs for IUI but not for IVF and they are the same drugs!!!!!! Posted 5/11/05 5:31 PM
DebG	Posted by LisaW My insurance now does not cover IVF. It covers IUI but that does nothing for me (wy past that point). It also covers the fertility drugs for IUI but not for IVF and they are the same drugs!!!!!! Lisa, Ask your doctor to write down that you are getting IUI. If insurance is not paying for IVF will they really have any idea? I don't know its a little sneaky but those drugs get expensive! Posted 6/8/05 10:42 AM
Sharon	My insurance covered nothing. DH's covered everything. when we started TTC, I dropped my coverage and went on his plan. Lucky for me because I'm now in my second cycle of IVF and everthing has been covered! Posted 6/8/05 11:37 AM
DebG	Posted by Sharon Lucky for me because I'm now in my second cycle of IVF and everthing has been covered! You are lucky! Posted 6/8/05 1:08 PM
LisaW	Posted by DebG Lisa, Ask your doctor to write down that you are getting IUI. If insurance is not paying for IVF will they really have any idea? I don't know its a little sneaky but those drugs get expensive! Yes, my drugs cost over $5000!!! PLUS the IVF Unfortunately, I had one tube removed and one cauterized so an IUI would be totally useless for me. And since the insurance co paid for the surgery, they would catch that... No easy way out for me Posted 6/8/05 1:59 PM
DebG	damn! That reallly stinks! Posted 6/8/05 2:01 PM
MrsJ	My insurance covers all basic testing. If it comes down to more specific stuff and invitro then I only get covered $10k - period - a lifetime coverage. Kind of stinks. But at least they are covering all my tests for now (blood work, exams, HSG, biopsy) Posted 6/8/05 2:17 PM
juju	Our insurance *****!!!! It doesn't cover infertility procedures!!!! That is why I am praying for a miracle! Posted 6/8/05 11:56 PM